📊 SVV Key Takeaways
Is Savers Value Village, Inc. (SVV) a Good Investment?
Savers Value Village demonstrates a fundamental profitability crisis characterized by negative net income (-$5.3M) and deteriorating earnings (-17.6% YoY EPS decline) despite 9.2% revenue growth, indicating operational leverage and margin compression issues. The company's inability to generate positive free cash flow (-$9.9M) combined with excessive leverage (1.69x D/E ratio) and liquidity constraints (0.79x current ratio) creates unsustainable financial conditions, with insufficient cash generation to service $728.1M in long-term debt.
Savers Value Village, Inc. Key Strengths (SVV)
- Revenue growth of 9.2% YoY demonstrates market demand and top-line expansion
- Strong gross margin of 71.8% indicates effective product sourcing and pricing power
- Material operating cash flow of $18.2M provides some cushion despite negative net income
SVV Stock Risks: Savers Value Village, Inc. Investment Risks
- Negative free cash flow (-$9.9M) creates structural inability to fund operations, debt service, and capital requirements simultaneously
- Deteriorating profitability with net loss of -$5.3M and negative net margin of -1.3% despite significant revenue base
- High leverage (1.69x D/E, $728.1M debt) combined with liquidity crisis (0.79x current ratio, only $61.6M cash) creates refinancing and solvency risk
- Operating margin compression to 3.1% indicates operational inefficiencies and uncontrolled cost structure
- Negative returns metrics (ROE -1.2%, ROA -0.3%) indicate shareholder value destruction
Key Metrics to Watch
- Free cash flow trajectory and path to positive FCF generation
- Operating margin expansion through cost discipline or operational leverage
- Debt reduction progress and debt service coverage ratios
- Liquidity improvement and current ratio recovery above 1.0x threshold
Savers Value Village, Inc. (SVV) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
SVV Profit Margin, ROE & Profitability Analysis
SVV vs Consumer Sector: How Savers Value Village, Inc. Compares
How Savers Value Village, Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Savers Value Village, Inc. Stock Overvalued? SVV Valuation Analysis 2026
Based on fundamental analysis, Savers Value Village, Inc. shows some fundamental concerns relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Savers Value Village, Inc. Balance Sheet: SVV Debt, Cash & Liquidity
SVV Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Savers Value Village, Inc.'s revenue has grown significantly by 12% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.34 reflects profitable operations.
SVV Revenue Growth, EPS Growth & YoY Performance
SVV Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $370.1M | -$4.7M | $-0.03 |
| Q3 2025 | $394.8M | $191.0K | $0.00 |
| Q2 2025 | $386.7M | $9.2M | $0.06 |
| Q1 2025 | $354.2M | -$467.0K | $0.00 |
| Q3 2024 | $392.7M | $9.2M | $0.06 |
| Q2 2024 | $379.1M | $9.2M | $0.06 |
| Q1 2024 | $345.7M | -$467.0K | $0.00 |
| Q3 2023 | $378.3M | $9.2M | $0.06 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Savers Value Village, Inc. Dividends, Buybacks & Capital Allocation
SVV SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Savers Value Village, Inc. (CIK: 0001883313)
📋 Recent SEC Filings
❓ Frequently Asked Questions about SVV
What is the AI rating for SVV?
Savers Value Village, Inc. (SVV) has an AI grade of D with 88% confidence, based on fundamental analysis of SEC EDGAR filings.
What are SVV's key strengths?
Claude: Revenue growth of 9.2% YoY demonstrates market demand and top-line expansion. Strong gross margin of 71.8% indicates effective product sourcing and pricing power.
What are the risks of investing in SVV?
Claude: Negative free cash flow (-$9.9M) creates structural inability to fund operations, debt service, and capital requirements simultaneously. Deteriorating profitability with net loss of -$5.3M and negative net margin of -1.3% despite significant revenue base.
What is SVV's revenue and growth?
Savers Value Village, Inc. reported revenue of $403.2M.
Does SVV pay dividends?
Savers Value Village, Inc. does not currently pay dividends.
Where can I find SVV SEC filings?
Official SEC filings for Savers Value Village, Inc. (CIK: 0001883313) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is SVV's EPS?
Savers Value Village, Inc. has a diluted EPS of $-0.03.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is SVV's fundamental grade?
Based on our AI fundamental analysis in May 2026, Savers Value Village, Inc. has a D grade with 88% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is SVV stock overvalued or undervalued?
Valuation metrics for SVV: ROE of -1.2% (sector avg: 18%), net margin of -1.3% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
What is SVV's AI grade for 2026?
Our dual AI analysis gives Savers Value Village, Inc. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is SVV's free cash flow?
Savers Value Village, Inc.'s operating cash flow is $18.2M, with capital expenditures of $28.1M. FCF margin is -2.4%.
How does SVV compare to other Consumer stocks?
Vs Consumer sector averages: Net margin -1.3% (avg: 8%), ROE -1.2% (avg: 18%), current ratio 0.79 (avg: 1.5).
Is Savers Value Village, Inc. carrying too much debt?
SVV has a debt-to-equity ratio of 1.69x, which is above the Consumer sector average of 0.8x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.