📊 VRSK Key Takeaways
Is Verisk Analytics, Inc. (VRSK) a Good Investment?
Verisk demonstrates exceptional operational execution with 45% operating margins, 41.7% FCF margin, and positive revenue growth (6.6% YoY), but negative stockholders' equity of -$1.2B and $4.2B long-term debt signal aggressive capital structure that has prioritized shareholder returns over balance sheet strength. The company remains operationally viable with strong free cash flow ($326.4M), but balance sheet risks and flat net income growth despite revenue increases warrant a cautious stance.
Why Buy Verisk Analytics, Inc. Stock? VRSK Key Strengths
- Exceptional operating margins (45%) and net margins (29.9%) indicate pricing power and operational efficiency
- Strong free cash flow generation ($326.4M annually, 41.7% FCF margin) provides debt servicing capability
- Consistent revenue growth (6.6% YoY) in computer processing services sector shows business demand
VRSK Stock Risks: Verisk Analytics, Inc. Investment Risks
- Negative stockholders' equity (-$1.2B) indicates balance sheet insolvency despite operational profitability
- Net income flat (0.0% YoY growth) despite 6.6% revenue growth suggests margin compression or rising debt service costs
- Elevated leverage with $4.2B long-term debt against $4.6B total assets creates refinancing and covenant risk
Key Metrics to Watch
- Debt-to-EBITDA ratio and refinancing activity given $4.2B long-term debt maturity schedule
- Trend in net income vs. operating income to identify if margin compression is accelerating
- Operating cash flow sustainability and free cash flow conversion to assess debt reduction capacity
Verisk Analytics, Inc. (VRSK) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 41.7% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.
VRSK Profit Margin, ROE & Profitability Analysis
VRSK vs Technology Sector: How Verisk Analytics, Inc. Compares
How Verisk Analytics, Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Verisk Analytics, Inc. Stock Overvalued? VRSK Valuation Analysis 2026
Based on fundamental analysis, Verisk Analytics, Inc. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Verisk Analytics, Inc. Balance Sheet: VRSK Debt, Cash & Liquidity
VRSK Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Verisk Analytics, Inc.'s revenue has shown modest growth of 2% over the 5-year period. The most recent EPS of $4.17 reflects profitable operations.
VRSK Revenue Growth, EPS Growth & YoY Performance
VRSK Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $753.0M | $232.3M | $1.65 |
| Q3 2025 | $725.3M | $220.1M | $1.54 |
| Q2 2025 | $716.8M | $253.3M | $1.81 |
| Q1 2025 | $704.0M | $219.6M | $1.52 |
| Q3 2024 | $677.6M | $187.4M | $1.29 |
| Q2 2024 | $675.0M | $196.9M | $1.35 |
| Q1 2024 | $651.6M | $56.3M | $0.37 |
| Q3 2023 | $610.1M | $187.4M | $1.20 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Verisk Analytics, Inc. Dividends, Buybacks & Capital Allocation
VRSK SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Verisk Analytics, Inc. (CIK: 0001442145)
📋 Recent SEC Filings
❓ Frequently Asked Questions about VRSK
What is the AI rating for VRSK?
Verisk Analytics, Inc. (VRSK) has an AI rating of HOLD with 75% confidence, based on fundamental analysis of SEC EDGAR filings.
What are VRSK's key strengths?
Claude: Exceptional operating margins (45%) and net margins (29.9%) indicate pricing power and operational efficiency. Strong free cash flow generation ($326.4M annually, 41.7% FCF margin) provides debt servicing capability.
What are the risks of investing in VRSK?
Claude: Negative stockholders' equity (-$1.2B) indicates balance sheet insolvency despite operational profitability. Net income flat (0.0% YoY growth) despite 6.6% revenue growth suggests margin compression or rising debt service costs.
What is VRSK's revenue and growth?
Verisk Analytics, Inc. reported revenue of $782.6M.
Does VRSK pay dividends?
Verisk Analytics, Inc. pays dividends, with $65.5M distributed to shareholders in the trailing twelve months.
Where can I find VRSK SEC filings?
Official SEC filings for Verisk Analytics, Inc. (CIK: 0001442145) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is VRSK's EPS?
Verisk Analytics, Inc. has a diluted EPS of $1.73.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is VRSK a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, Verisk Analytics, Inc. has a HOLD rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is VRSK stock overvalued or undervalued?
Valuation metrics for VRSK: ROE of N/A (sector avg: 22%), net margin of 29.9% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy VRSK stock in 2026?
Our dual AI analysis gives Verisk Analytics, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is VRSK's free cash flow?
Verisk Analytics, Inc.'s operating cash flow is $390.4M, with capital expenditures of $64.0M. FCF margin is 41.7%.
How does VRSK compare to other Technology stocks?
Vs Technology sector averages: Net margin 29.9% (avg: 18%), ROE N/A (avg: 22%), current ratio 1.02 (avg: 2.5).