📊 VRSK Key Takeaways
Is Verisk Analytics, Inc. (VRSK) a Good Investment?
Verisk exhibits exceptional operational fundamentals with 43.7% operating margins and extraordinary free cash flow generation of $1.2B annually (38.8% FCF margin), demonstrating a highly profitable core business. However, an extremely high debt-to-equity ratio of 15.45x and flat net income growth (0% YoY) despite 6.6% revenue growth reveal a heavily leveraged capital structure and margin compression that materially offset operational strength.
Why Buy Verisk Analytics, Inc. Stock? VRSK Key Strengths
- Outstanding operating and net margins (43.7% and 29.6%) indicate strong pricing power and operational efficiency within the core data/processing business
- Exceptional free cash flow generation of $1.2B annually (38.8% margin) provides substantial financial flexibility
- Adequate debt servicing capacity with 14.9x interest coverage ratio and $2.2B cash balance providing liquidity cushion
VRSK Stock Risks: Verisk Analytics, Inc. Investment Risks
- Critically high debt-to-equity ratio of 15.45x with $4.8B long-term debt versus only $309M equity—balance sheet extremely vulnerable to operational deterioration
- Net income completely flat YoY (0% growth) despite 6.6% revenue growth indicating material margin compression and earnings headwinds
- EPS declining 3.4% YoY despite revenue growth signals shareholder value destruction and increasing financial burden relative to net income
Key Metrics to Watch
- Debt reduction trajectory and debt-to-equity ratio—any increase in leverage is critical warning signal
- Net income growth acceleration relative to revenue—must exceed 6.6% to indicate margin expansion and deleveraging capacity
- Free cash flow sustainability—maintenance of $1B+ annual FCF is essential to safely service $4.8B debt
Verisk Analytics, Inc. (VRSK) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 38.8% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.
VRSK Profit Margin, ROE & Profitability Analysis
VRSK vs Technology Sector: How Verisk Analytics, Inc. Compares
How Verisk Analytics, Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Verisk Analytics, Inc. Stock Overvalued? VRSK Valuation Analysis 2026
Based on fundamental analysis, Verisk Analytics, Inc. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Verisk Analytics, Inc. Balance Sheet: VRSK Debt, Cash & Liquidity
VRSK Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Verisk Analytics, Inc.'s revenue has shown modest growth of 2% over the 5-year period. The most recent EPS of $4.17 reflects profitable operations.
VRSK Revenue Growth, EPS Growth & YoY Performance
VRSK Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $725.3M | $220.1M | $1.54 |
| Q2 2025 | $716.8M | $253.3M | $1.81 |
| Q1 2025 | $704.0M | $219.6M | $1.52 |
| Q3 2024 | $677.6M | $187.4M | $1.29 |
| Q2 2024 | $675.0M | $196.9M | $1.35 |
| Q1 2024 | $651.6M | $56.3M | $0.37 |
| Q3 2023 | $610.1M | $187.4M | $1.20 |
| Q2 2023 | $612.8M | $196.9M | $1.24 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Verisk Analytics, Inc. Dividends, Buybacks & Capital Allocation
VRSK SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Verisk Analytics, Inc. (CIK: 0001442145)
📋 Recent SEC Filings
❓ Frequently Asked Questions about VRSK
What is the AI rating for VRSK?
Verisk Analytics, Inc. (VRSK) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are VRSK's key strengths?
Claude: Outstanding operating and net margins (43.7% and 29.6%) indicate strong pricing power and operational efficiency within the core data/processing business. Exceptional free cash flow generation of $1.2B annually (38.8% margin) provides substantial financial flexibility.
What are the risks of investing in VRSK?
Claude: Critically high debt-to-equity ratio of 15.45x with $4.8B long-term debt versus only $309M equity—balance sheet extremely vulnerable to operational deterioration. Net income completely flat YoY (0% growth) despite 6.6% revenue growth indicating material margin compression and earnings headwinds.
What is VRSK's revenue and growth?
Verisk Analytics, Inc. reported revenue of $3.1B.
Does VRSK pay dividends?
Verisk Analytics, Inc. pays dividends, with $251.1M distributed to shareholders in the trailing twelve months.
Where can I find VRSK SEC filings?
Official SEC filings for Verisk Analytics, Inc. (CIK: 0001442145) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is VRSK's EPS?
Verisk Analytics, Inc. has a diluted EPS of $6.48.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is VRSK a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Verisk Analytics, Inc. has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is VRSK stock overvalued or undervalued?
Valuation metrics for VRSK: ROE of 293.9% (sector avg: 22%), net margin of 29.6% (sector avg: 18%). Higher ROE suggests strong returns relative to peers.
Should I buy VRSK stock in 2026?
Our dual AI analysis gives Verisk Analytics, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is VRSK's free cash flow?
Verisk Analytics, Inc.'s operating cash flow is $1.4B, with capital expenditures of $244.1M. FCF margin is 38.8%.
How does VRSK compare to other Technology stocks?
Vs Technology sector averages: Net margin 29.6% (avg: 18%), ROE 293.9% (avg: 22%), current ratio 1.20 (avg: 2.5).
Is Verisk Analytics, Inc. carrying too much debt?
VRSK has a debt-to-equity ratio of 15.45x, which is above the Technology sector average of 0.5x. However, the current ratio of 1.20 suggests adequate short-term liquidity.
Why is VRSK's return on equity (ROE) so high?
Verisk Analytics, Inc. has a return on equity of 293.9%, significantly above the Technology sector average of 22%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 29.6% net margin.