📊 VAC Key Takeaways
Is MARRIOTT VACATIONS WORLDWIDE Corp (VAC) a Good Investment?
Marriott Vacations is operationally insolvent with a $299M operating loss despite $1.3B in revenue, indicating fundamental business deterioration rather than cyclical weakness. Negative operating cash flow (-$4M) and free cash flow (-$12M) combined with 1.55x leverage and negative interest coverage reveal the company cannot service its $3.1B debt from operations and must rely on asset liquidation or refinancing to survive.
Why Buy MARRIOTT VACATIONS WORLDWIDE Corp Stock? VAC Key Strengths
- Revenue growth of 7.7% YoY shows top-line resilience in core vacation ownership business
- Maintains $268M in cash reserves providing near-term liquidity runway
- 32 insider Form 4 filings suggest management engagement despite operational challenges
VAC Stock Risks: MARRIOTT VACATIONS WORLDWIDE Corp Investment Risks
- Operating margin of -23.8% with $299M operating loss indicates core business is deeply unprofitable
- Negative operating cash flow (-$4M) and free cash flow (-$12M) with deteriorating EPS (-257.6% YoY) signal structural business model failure
- Debt/Equity of 1.55x with negative interest coverage ratio (-1288.8x) means company cannot service debt from operations; refinancing risk is acute
- Return metrics collapsed (ROE 1.1%, ROA 0.2%) indicating severe capital inefficiency and potential covenant violation risk
Key Metrics to Watch
- Operating cash flow trend and path to positive FCF generation
- Operating margin recovery and when/if company returns to operating profitability
- Debt refinancing activity and covenant compliance status on $3.1B long-term debt
- Cash burn rate and runway before liquidity crisis at current negative OCF
MARRIOTT VACATIONS WORLDWIDE Corp (VAC) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
VAC Profit Margin, ROE & Profitability Analysis
VAC vs Real Estate Sector: How MARRIOTT VACATIONS WORLDWIDE Corp Compares
How MARRIOTT VACATIONS WORLDWIDE Corp compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is MARRIOTT VACATIONS WORLDWIDE Corp Stock Overvalued? VAC Valuation Analysis 2026
Based on fundamental analysis, MARRIOTT VACATIONS WORLDWIDE Corp shows some fundamental concerns relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
MARRIOTT VACATIONS WORLDWIDE Corp Balance Sheet: VAC Debt, Cash & Liquidity
VAC Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: MARRIOTT VACATIONS WORLDWIDE Corp's revenue has grown significantly by 17% over the 5-year period, indicating strong business expansion. The most recent EPS of $6.28 reflects profitable operations.
VAC Revenue Growth, EPS Growth & YoY Performance
VAC Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $1.1B | $22.0M | $0.64 |
| Q3 2025 | $1.2B | -$2.0M | $-0.07 |
| Q2 2025 | $1.1B | $37.0M | $0.98 |
| Q1 2025 | $1.1B | $47.0M | $1.22 |
| Q3 2024 | $1.1B | $42.0M | $1.09 |
| Q2 2024 | $1.1B | $37.0M | $0.98 |
| Q1 2024 | $1.1B | $47.0M | $1.22 |
| Q3 2023 | $1.1B | $42.0M | $1.09 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
MARRIOTT VACATIONS WORLDWIDE Corp Dividends, Buybacks & Capital Allocation
VAC SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for MARRIOTT VACATIONS WORLDWIDE Corp (CIK: 0001524358)
📋 Recent SEC Filings
❓ Frequently Asked Questions about VAC
What is the AI rating for VAC?
MARRIOTT VACATIONS WORLDWIDE Corp (VAC) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.
What are VAC's key strengths?
Claude: Revenue growth of 7.7% YoY shows top-line resilience in core vacation ownership business. Maintains $268M in cash reserves providing near-term liquidity runway.
What are the risks of investing in VAC?
Claude: Operating margin of -23.8% with $299M operating loss indicates core business is deeply unprofitable. Negative operating cash flow (-$4M) and free cash flow (-$12M) with deteriorating EPS (-257.6% YoY) signal structural business model failure.
What is VAC's revenue and growth?
MARRIOTT VACATIONS WORLDWIDE Corp reported revenue of $1.3B.
Does VAC pay dividends?
MARRIOTT VACATIONS WORLDWIDE Corp pays dividends, with $55.0M distributed to shareholders in the trailing twelve months.
Where can I find VAC SEC filings?
Official SEC filings for MARRIOTT VACATIONS WORLDWIDE Corp (CIK: 0001524358) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is VAC's EPS?
MARRIOTT VACATIONS WORLDWIDE Corp has a diluted EPS of $0.64.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is VAC a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, MARRIOTT VACATIONS WORLDWIDE Corp has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is VAC stock overvalued or undervalued?
Valuation metrics for VAC: ROE of 1.1% (sector avg: 8%), net margin of 1.8% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
Should I buy VAC stock in 2026?
Our dual AI analysis gives MARRIOTT VACATIONS WORLDWIDE Corp a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is VAC's free cash flow?
MARRIOTT VACATIONS WORLDWIDE Corp's operating cash flow is $-4.0M, with capital expenditures of $8.0M. FCF margin is -1.0%.
How does VAC compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 1.8% (avg: 20%), ROE 1.1% (avg: 8%), current ratio N/A (avg: 1.5).
Is MARRIOTT VACATIONS WORLDWIDE Corp carrying too much debt?
VAC has a debt-to-equity ratio of 1.55x, which is above the Real Estate sector average of 1.5x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.