📊 UPLD Key Takeaways
Is Upland Software, Inc. (UPLD) a Good Investment?
Upland Software exhibits critical financial distress with negative stockholders' equity of -52.4M and severe revenue contraction of 21.1% YoY, creating substantial solvency and liquidity risks. While positive free cash flow and improving losses provide limited mitigation, the combination of declining revenue, current ratio of 0.84x, and 232.4M debt burden against an eroding equity base presents material downside risk to shareholders.
Why Buy Upland Software, Inc. Stock? UPLD Key Strengths
- Strong gross margins at 75.5% demonstrate underlying software economics and pricing power
- Positive operating cash flow of 5.6M and free cash flow of 5.5M provide liquidity buffer despite balance sheet stress
- Net income loss improved 62.2% YoY and diluted EPS improved 63.4%, indicating operational recovery trajectory
UPLD Stock Risks: Upland Software, Inc. Investment Risks
- Negative stockholders' equity of -52.4M indicates liabilities exceed asset base and signals solvency risk requiring rapid operational improvement
- Revenue declined 21.1% YoY in a prepackaged software business, suggesting loss of market share or demand contraction with unclear recovery path
- Current ratio of 0.84x reflects liquidity stress and potential inability to meet short-term obligations without operational improvement or refinancing
- Long-term debt of 232.4M creates service burden and constrains financial flexibility; interest coverage not meaningful given operating leverage challenges
- Net margin of -2.5% despite positive operating income suggests non-operating costs and capital structure issues consuming operational value
Key Metrics to Watch
- Quarterly revenue trends - stabilization or return to growth required to restore equity
- Operating cash flow sustainability and conversion to positive net income
- Debt reduction trajectory and refinancing capacity; current ratio recovery above 1.0x
- Stockholders' equity recovery timeline; achievement of profitability at net income level
Upland Software, Inc. (UPLD) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
UPLD Profit Margin, ROE & Profitability Analysis
UPLD vs Technology Sector: How Upland Software, Inc. Compares
How Upland Software, Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Upland Software, Inc. Stock Overvalued? UPLD Valuation Analysis 2026
Based on fundamental analysis, Upland Software, Inc. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Upland Software, Inc. Balance Sheet: UPLD Debt, Cash & Liquidity
UPLD Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Upland Software, Inc.'s revenue has remained relatively flat over the 5-year period, with a 1% decline. The most recent EPS of $-5.77 indicates the company is currently unprofitable.
UPLD Revenue Growth, EPS Growth & YoY Performance
UPLD Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $48.7M | -$1.2M | $-0.09 |
| Q3 2025 | $50.5M | -$1.1M | $-0.09 |
| Q2 2025 | $53.4M | -$11.4M | $-0.47 |
| Q1 2025 | $63.7M | -$25.8M | $-0.97 |
| Q3 2024 | $66.7M | -$1.7M | $-0.12 |
| Q2 2024 | $69.3M | -$11.4M | $-0.47 |
| Q1 2024 | $70.7M | -$96.1M | $-3.37 |
| Q3 2023 | $74.1M | -$6.5M | $-0.22 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Upland Software, Inc. Dividends, Buybacks & Capital Allocation
UPLD SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Upland Software, Inc. (CIK: 0001505155)
📋 Recent SEC Filings
❓ Frequently Asked Questions about UPLD
What is the AI rating for UPLD?
Upland Software, Inc. (UPLD) has an AI rating of STRONG SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are UPLD's key strengths?
Claude: Strong gross margins at 75.5% demonstrate underlying software economics and pricing power. Positive operating cash flow of 5.6M and free cash flow of 5.5M provide liquidity buffer despite balance sheet stress.
What are the risks of investing in UPLD?
Claude: Negative stockholders' equity of -52.4M indicates liabilities exceed asset base and signals solvency risk requiring rapid operational improvement. Revenue declined 21.1% YoY in a prepackaged software business, suggesting loss of market share or demand contraction with unclear recovery path.
What is UPLD's revenue and growth?
Upland Software, Inc. reported revenue of $48.7M.
Does UPLD pay dividends?
Upland Software, Inc. does not currently pay dividends.
Where can I find UPLD SEC filings?
Official SEC filings for Upland Software, Inc. (CIK: 0001505155) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is UPLD's EPS?
Upland Software, Inc. has a diluted EPS of $-0.09.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is UPLD a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, Upland Software, Inc. has a STRONG SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is UPLD stock overvalued or undervalued?
Valuation metrics for UPLD: ROE of N/A (sector avg: 22%), net margin of -2.5% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy UPLD stock in 2026?
Our dual AI analysis gives Upland Software, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is UPLD's free cash flow?
Upland Software, Inc.'s operating cash flow is $5.6M, with capital expenditures of $81.0K. FCF margin is 11.3%.
How does UPLD compare to other Technology stocks?
Vs Technology sector averages: Net margin -2.5% (avg: 18%), ROE N/A (avg: 22%), current ratio 0.84 (avg: 2.5).