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Unifi Inc. (UFI) Stock Fundamental Analysis & AI Rating 2026

UFI NYSE Textile Mill Products NY CIK: 0000100726
Recently Updated • Analysis: Apr 18, 2026 • SEC Data: 2025-12-28
SELL
80% Conf
Pending
Analysis scheduled

📊 UFI Key Takeaways

Revenue: $257.0M
Net Margin: -8.2%
Free Cash Flow: $13.3M
Current Ratio: 3.99x
Debt/Equity: 0.40x
EPS: $-1.15
AI Rating: SELL with 80% confidence
Unifi Inc. (UFI) receives a SELL rating with 80% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $257.0M, net profit margin of -8.2%, and return on equity (ROE) of -9.2%, Unifi Inc. demonstrates mixed fundamentals in the Market sector. Below is our complete UFI stock analysis for 2026.

Is Unifi Inc. (UFI) a Good Investment?

Claude

Unifi faces a critical profitability crisis with flat revenues, 2.7% gross margins, and negative operating income, while unable to cover interest payments from operations. Despite positive free cash flow and strong liquidity providing near-term cushion, fundamental deterioration requires significant operational restructuring to prevent further shareholder value destruction.

Why Buy Unifi Inc. Stock? UFI Key Strengths

Claude
  • + Positive free cash flow of $13.3M and 5.2% FCF margin despite accounting losses
  • + Strong liquidity with 3.99x current ratio and $30.2M cash balance
  • + Moderate leverage with 0.40x debt-to-equity ratio providing financial flexibility

UFI Stock Risks: Unifi Inc. Investment Risks

Claude
  • ! Deeply unprofitable with -$21.1M net loss, -6.6% operating margin, and -9.2% ROE destroying shareholder value
  • ! Critically low 2.7% gross margin is unsustainable and indicates fundamental cost structure or pricing power collapse
  • ! Negative interest coverage of -4.4x means company cannot service debt from operating income, threatening refinance capability

Key Metrics to Watch

Claude
  • * Gross margin recovery trajectory and path to sustainable 15%+ levels
  • * Return to operating profitability and operating income trend
  • * Operating cash flow sustainability and whether FCF can fund restructuring initiatives

Unifi Inc. (UFI) Financial Metrics & Key Ratios

Revenue
$257.0M
Net Income
$-21.1M
EPS (Diluted)
$-1.15
Free Cash Flow
$13.3M
Total Assets
$382.9M
Cash Position
$30.2M

💡 AI Analyst Insight

Strong liquidity with a 3.99x current ratio provides a solid financial cushion.

UFI Profit Margin, ROE & Profitability Analysis

Gross Margin 2.7%
Operating Margin -6.6%
Net Margin -8.2%
ROE -9.2%
ROA -5.5%
FCF Margin 5.2%

UFI vs Market Sector: How Unifi Inc. Compares

How Unifi Inc. compares to Market sector averages

Net Margin
UFI -8.2%
vs
Sector Avg 12.0%
UFI Sector
ROE
UFI -9.2%
vs
Sector Avg 15.0%
UFI Sector
Current Ratio
UFI 4.0x
vs
Sector Avg 1.8x
UFI Sector
Debt/Equity
UFI 0.4x
vs
Sector Avg 0.7x
UFI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Unifi Inc. Stock Overvalued? UFI Valuation Analysis 2026

Based on fundamental analysis, Unifi Inc. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
-9.2%
Sector avg: 15%
Net Profit Margin
-8.2%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.40x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Unifi Inc. Balance Sheet: UFI Debt, Cash & Liquidity

Current Ratio
3.99x
Quick Ratio
1.93x
Debt/Equity
0.40x
Debt/Assets
39.9%
Interest Coverage
-4.44x
Long-term Debt
$92.6M

UFI Revenue & Earnings Growth: 5-Year Financial Trend

UFI 5-year financial data: Year 2021: Revenue $708.8M, Net Income $2.5M, EPS $0.13. Year 2022: Revenue $815.8M, Net Income -$57.2M, EPS $-3.10. Year 2023: Revenue $815.8M, Net Income $29.1M, EPS $1.54. Year 2024: Revenue $815.8M, Net Income $15.2M, EPS $0.80. Year 2025: Revenue $623.5M, Net Income -$46.3M, EPS $-2.57.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Unifi Inc.'s revenue has declined by 12% over the 5-year period, indicating business contraction. The most recent EPS of $-2.57 indicates the company is currently unprofitable.

UFI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
5.2%
Free cash flow / Revenue

UFI Quarterly Earnings & Performance

Quarterly financial performance data for Unifi Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $121.4M -$9.7M $-0.53
Q1 2026 $135.7M -$7.6M $-0.42
Q3 2025 $146.6M -$10.3M $-0.57
Q2 2025 $136.9M -$11.4M $-0.62
Q1 2025 $138.8M -$7.6M $-0.42
Q3 2024 $149.0M -$5.2M $-0.29
Q2 2024 $136.2M -$18.0M $-1.00
Q3 2023 $156.7M $2.1M $0.11

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Unifi Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$16.4M
Cash generated from operations
Stock Buybacks
$6.2M
Shares repurchased (TTM)
Capital Expenditures
$3.1M
Investment in assets
Dividends
None
No dividend program

UFI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Unifi Inc. (CIK: 0000100726)

📋 Recent SEC Filings

Date Form Document Action
Feb 4, 2026 10-Q ufi-20251228.htm View →
Feb 3, 2026 8-K ufi-20260203.htm View →
Feb 3, 2026 4 xslF345X05/marketforms-72002.xml View →
Dec 22, 2025 4 xslF345X05/marketforms-71585.xml View →
Dec 5, 2025 4 xslF345X05/marketforms-71437.xml View →

Frequently Asked Questions about UFI

What is the AI rating for UFI?

Unifi Inc. (UFI) has an AI rating of SELL with 80% confidence, based on fundamental analysis of SEC EDGAR filings.

What are UFI's key strengths?

Claude: Positive free cash flow of $13.3M and 5.2% FCF margin despite accounting losses. Strong liquidity with 3.99x current ratio and $30.2M cash balance.

What are the risks of investing in UFI?

Claude: Deeply unprofitable with -$21.1M net loss, -6.6% operating margin, and -9.2% ROE destroying shareholder value. Critically low 2.7% gross margin is unsustainable and indicates fundamental cost structure or pricing power collapse.

What is UFI's revenue and growth?

Unifi Inc. reported revenue of $257.0M.

Does UFI pay dividends?

Unifi Inc. does not currently pay dividends.

Where can I find UFI SEC filings?

Official SEC filings for Unifi Inc. (CIK: 0000100726) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is UFI's EPS?

Unifi Inc. has a diluted EPS of $-1.15.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is UFI a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Unifi Inc. has a SELL rating with 80% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is UFI stock overvalued or undervalued?

Valuation metrics for UFI: ROE of -9.2% (sector avg: 15%), net margin of -8.2% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy UFI stock in 2026?

Our dual AI analysis gives Unifi Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is UFI's free cash flow?

Unifi Inc.'s operating cash flow is $16.4M, with capital expenditures of $3.1M. FCF margin is 5.2%.

How does UFI compare to other Market stocks?

Vs Default sector averages: Net margin -8.2% (avg: 12%), ROE -9.2% (avg: 15%), current ratio 3.99 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 18, 2026 | Data as of: 2025-12-28 | Powered by Claude AI