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T-Mobile US, Inc. (TMUSL) Fundamental Analysis & AI Grade 2026

TMUSL Nasdaq Radiotelephone Communications DE CIK: 0001283699
Update Pending • Analysis: Apr 17, 2026 • SEC Data: 2025-12-31
A
72% Conf
Pending
Analysis scheduled

📊 TMUSL Key Takeaways

Revenue: $88.3B
Net Margin: 12.4%
Free Cash Flow: $18.0B
Current Ratio: 1.00x
Debt/Equity: 1.46x
EPS: $9.72
AI Grade: A with 72% confidence
T-Mobile US, Inc. (TMUSL) receives a A fundamental grade with 72% confidence from our AI analysis based on SEC 10-K filings. With revenue of $88.3B, net profit margin of 12.4%, and return on equity (ROE) of 18.6%, T-Mobile US, Inc. demonstrates strong fundamentals in the Telecom sector. Below is our complete TMUSL stock analysis for 2026.

Is T-Mobile US, Inc. (TMUSL) a Good Investment?

Claude

T-Mobile demonstrates solid operational performance with 8.5% revenue growth and strong free cash flow generation of $18.0B (20.4% margin), providing robust capacity to service its debt and fund operations. However, net income contraction of 3.1% YoY despite revenue growth indicates margin pressure or rising costs, and elevated leverage (1.46x D/E) combined with tight liquidity (1.00x current ratio) warrant monitoring.

T-Mobile US, Inc. Key Strengths (TMUSL)

Claude
  • + Strong revenue growth of 8.5% YoY in competitive telecom market
  • + Excellent free cash flow generation of $18.0B with 20.4% FCF margin
  • + Solid operating margins of 20.7% and healthy ROE of 18.6%
  • + Interest coverage ratio of 5.7x demonstrates manageable debt servicing capacity
  • + Robust operating cash flow of $27.9B supports capital intensity of business

TMUSL Stock Risks: T-Mobile US, Inc. Investment Risks

Claude
  • ! Net income declining 3.1% YoY despite revenue growth signals operational headwinds or margin compression
  • ! High leverage with $86.3B debt and 1.46x debt-to-equity ratio limits financial flexibility
  • ! Tight liquidity position with current ratio of 1.00x and quick ratio of 0.90x
  • ! High capital expenditure requirements ($10.0B annually) typical of telecom reduce financial flexibility
  • ! Minimal EPS growth of 0.6% YoY suggests earnings per share dilution despite top-line growth

Key Metrics to Watch

Claude
  • * Net income trend - critical to confirm whether decline is temporary or structural
  • * Operating cash flow sustainability and capital expenditure levels
  • * Debt reduction progress and debt-to-equity trajectory
  • * Operating margin stability and customer churn metrics

T-Mobile US, Inc. (TMUSL) Financial Metrics & Key Ratios

Revenue
$88.3B
Net Income
$11.0B
EPS (Diluted)
$9.72
Free Cash Flow
$18.0B
Total Assets
$219.2B
Cash Position
$5.6B

💡 AI Analyst Insight

The 20.4% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

TMUSL Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 20.7%
Net Margin 12.4%
ROE 18.6%
ROA 5.0%
FCF Margin 20.4%

TMUSL vs Telecom Sector: How T-Mobile US, Inc. Compares

How T-Mobile US, Inc. compares to Telecom sector averages

Net Margin
TMUSL 12.4%
vs
Sector Avg 14.0%
TMUSL Sector
ROE
TMUSL 18.6%
vs
Sector Avg 15.0%
TMUSL Sector
Current Ratio
TMUSL 1.0x
vs
Sector Avg 1.0x
TMUSL Sector
Debt/Equity
TMUSL 1.5x
vs
Sector Avg 1.2x
TMUSL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is T-Mobile US, Inc. Stock Overvalued? TMUSL Valuation Analysis 2026

Based on fundamental analysis, T-Mobile US, Inc. has mixed fundamental signals relative to the Telecom sector in 2026.

Return on Equity
18.6%
Sector avg: 15%
Net Profit Margin
12.4%
Sector avg: 14%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.46x
Sector avg: 1.2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

T-Mobile US, Inc. Balance Sheet: TMUSL Debt, Cash & Liquidity

Current Ratio
1.00x
Quick Ratio
0.90x
Debt/Equity
1.46x
Debt/Assets
4.7%
Interest Coverage
5.73x
Long-term Debt
$86.3B

TMUSL Revenue & Earnings Growth: 5-Year Financial Trend

TMUSL 5-year financial data: Year 2021: Revenue $80.1B, Net Income $3.5B, EPS $4.02. Year 2022: Revenue $80.1B, Net Income $3.1B, EPS $2.65. Year 2023: Revenue $80.1B, Net Income $3.0B, EPS $2.41. Year 2024: Revenue $81.4B, Net Income $2.6B, EPS $2.06. Year 2025: Revenue $88.3B, Net Income $8.3B, EPS $6.93.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: T-Mobile US, Inc.'s revenue has grown significantly by 10% over the 5-year period, indicating strong business expansion. The most recent EPS of $6.93 reflects profitable operations.

TMUSL Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
20.4%
Free cash flow / Revenue

TMUSL Quarterly Earnings & Performance

Quarterly financial performance data for T-Mobile US, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $20.9B $2.5B $2.27
Q3 2025 $20.2B $2.7B $2.41
Q2 2025 $19.8B $2.9B $2.49
Q1 2025 $19.6B $2.4B $2.00
Q3 2024 $19.3B $2.1B $1.82
Q2 2024 $19.2B $2.2B $1.86
Q1 2024 $19.6B $1.9B $1.58
Q3 2023 $19.3B $508.0M $0.40

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

T-Mobile US, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$28.0B
Cash generated from operations
Stock Buybacks
$10.0B
Shares repurchased (TTM)
Capital Expenditures
$10.0B
Investment in assets
Dividends Paid
$4.1B
Returned to shareholders

TMUSL SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for T-Mobile US, Inc. (CIK: 0001283699)

📋 Recent SEC Filings

Date Form Document Action
May 26, 2026 4 xslF345X06/wk-form4_1779829260.xml View →
May 4, 2026 4 xslF345X06/wk-form4_1777930619.xml View →
May 4, 2026 4 xslF345X06/wk-form4_1777930593.xml View →
May 4, 2026 4 xslF345X06/wk-form4_1777930505.xml View →
Apr 28, 2026 10-Q tmus-20260331.htm View →

Frequently Asked Questions about TMUSL

What is the AI rating for TMUSL?

T-Mobile US, Inc. (TMUSL) has an AI grade of A with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are TMUSL's key strengths?

Claude: Strong revenue growth of 8.5% YoY in competitive telecom market. Excellent free cash flow generation of $18.0B with 20.4% FCF margin.

What are the risks of investing in TMUSL?

Claude: Net income declining 3.1% YoY despite revenue growth signals operational headwinds or margin compression. High leverage with $86.3B debt and 1.46x debt-to-equity ratio limits financial flexibility.

What is TMUSL's revenue and growth?

T-Mobile US, Inc. reported revenue of $88.3B.

Does TMUSL pay dividends?

T-Mobile US, Inc. pays dividends, with $4,121.0M distributed to shareholders in the trailing twelve months.

Where can I find TMUSL SEC filings?

Official SEC filings for T-Mobile US, Inc. (CIK: 0001283699) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is TMUSL's EPS?

T-Mobile US, Inc. has a diluted EPS of $9.72.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is TMUSL's fundamental grade?

Based on our AI fundamental analysis in June 2026, T-Mobile US, Inc. has a A grade with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is TMUSL stock overvalued or undervalued?

Valuation metrics for TMUSL: ROE of 18.6% (sector avg: 15%), net margin of 12.4% (sector avg: 14%). Higher ROE suggests strong returns relative to peers.

What is TMUSL's AI grade for 2026?

Our dual AI analysis gives T-Mobile US, Inc. a combined A grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is TMUSL's free cash flow?

T-Mobile US, Inc.'s operating cash flow is $28.0B, with capital expenditures of $10.0B. FCF margin is 20.4%.

How does TMUSL compare to other Telecom stocks?

Vs Telecom sector averages: Net margin 12.4% (avg: 14%), ROE 18.6% (avg: 15%), current ratio 1.00 (avg: 1).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 17, 2026 | Data as of: 2025-12-31 | Powered by Claude AI