📊 THRY Key Takeaways
Is Thryv Holdings, Inc. (THRY) a Good Investment?
Thryv Holdings exhibits deteriorating fundamentals with revenue declining 4.7% year-over-year while maintaining near-zero net profitability and effectively zero shareholder returns. The company carries substantial debt ($253.5M) relative to weak cash position ($10.8M) and tight liquidity, creating financial vulnerability without near-term revenue recovery.
Why Buy Thryv Holdings, Inc. Stock? THRY Key Strengths
- Strong gross margin of 67.9% demonstrates pricing power and operational efficiency in core advertising services
- Positive free cash flow of $31.1M provides debt servicing capacity and operational flexibility
- Interest coverage ratio of 4.2x indicates adequate near-term ability to meet debt obligations
THRY Stock Risks: Thryv Holdings, Inc. Investment Risks
- Revenue contraction of 4.7% year-over-year signals loss of competitive position or shrinking market demand
- Net margin of 0.0% with ROE of 0.1% and ROA of 0.0% indicates company is destroying shareholder value
- High leverage of 1.16x debt-to-equity with only $10.8M cash against $253.5M debt creates refinancing risk and financial fragility
Key Metrics to Watch
- Revenue trajectory - must stabilize and return to growth to justify debt load
- Operating margin expansion and path to positive net profitability
- Free cash flow generation and cash balance - critical for avoiding financial distress
Thryv Holdings, Inc. (THRY) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 4.0% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.
THRY Profit Margin, ROE & Profitability Analysis
THRY vs Services Sector: How Thryv Holdings, Inc. Compares
How Thryv Holdings, Inc. compares to Services sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Thryv Holdings, Inc. Stock Overvalued? THRY Valuation Analysis 2026
Based on fundamental analysis, Thryv Holdings, Inc. shows some fundamental concerns relative to the Services sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Thryv Holdings, Inc. Balance Sheet: THRY Debt, Cash & Liquidity
THRY Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Thryv Holdings, Inc.'s revenue has declined by 35% over the 5-year period, indicating business contraction. The most recent EPS of $-7.47 indicates the company is currently unprofitable.
THRY Revenue Growth, EPS Growth & YoY Performance
THRY Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $179.9M | $5.7M | $0.13 |
| Q2 2025 | $210.5M | $4.3M | $0.10 |
| Q1 2025 | $181.4M | $8.4M | $0.22 |
| Q3 2024 | $179.9M | -$1.8M | $-0.05 |
| Q2 2024 | $224.1M | $5.5M | $0.15 |
| Q1 2024 | $233.6M | $8.4M | $0.22 |
| Q3 2023 | $183.8M | -$1.8M | $-0.05 |
| Q2 2023 | $251.4M | $16.0M | $0.43 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Thryv Holdings, Inc. Dividends, Buybacks & Capital Allocation
THRY SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Thryv Holdings, Inc. (CIK: 0001556739)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Apr 8, 2026 | 4 | xslF345X06/wk-form4_1775687417.xml | View → |
| Mar 23, 2026 | 4 | xslF345X06/wk-form4_1774301051.xml | View → |
| Mar 23, 2026 | 4 | xslF345X06/wk-form4_1774300652.xml | View → |
| Mar 13, 2026 | 4 | xslF345X05/wk-form4_1773429302.xml | View → |
| Mar 9, 2026 | 4 | xslF345X05/wk-form4_1773091218.xml | View → |
❓ Frequently Asked Questions about THRY
What is the AI rating for THRY?
Thryv Holdings, Inc. (THRY) has an AI rating of SELL with 75% confidence, based on fundamental analysis of SEC EDGAR filings.
What are THRY's key strengths?
Claude: Strong gross margin of 67.9% demonstrates pricing power and operational efficiency in core advertising services. Positive free cash flow of $31.1M provides debt servicing capacity and operational flexibility.
What are the risks of investing in THRY?
Claude: Revenue contraction of 4.7% year-over-year signals loss of competitive position or shrinking market demand. Net margin of 0.0% with ROE of 0.1% and ROA of 0.0% indicates company is destroying shareholder value.
What is THRY's revenue and growth?
Thryv Holdings, Inc. reported revenue of $785.0M.
Does THRY pay dividends?
Thryv Holdings, Inc. does not currently pay dividends.
Where can I find THRY SEC filings?
Official SEC filings for Thryv Holdings, Inc. (CIK: 0001556739) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is THRY's EPS?
Thryv Holdings, Inc. has a diluted EPS of $0.01.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is THRY a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Thryv Holdings, Inc. has a SELL rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is THRY stock overvalued or undervalued?
Valuation metrics for THRY: ROE of 0.1% (sector avg: 16%), net margin of 0.0% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy THRY stock in 2026?
Our dual AI analysis gives Thryv Holdings, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is THRY's free cash flow?
Thryv Holdings, Inc.'s operating cash flow is $63.5M, with capital expenditures of $32.4M. FCF margin is 4.0%.
How does THRY compare to other Services stocks?
Vs Services sector averages: Net margin 0.0% (avg: 10%), ROE 0.1% (avg: 16%), current ratio 1.00 (avg: 1.5).