📊 THRY Key Takeaways
Is Thryv Holdings, Inc. (THRY) a Good Investment?
Thryv faces severe financial distress with an unsustainable debt structure: interest coverage of only 0.3x and negative free cash flow of -$5.5M indicate the company cannot service its $258.6M debt load from operations. Declining revenue (-4.7% YoY) combined with razor-thin operating margins (2.4%) leave insufficient cash generation to support the capital structure.
Why Buy Thryv Holdings, Inc. Stock? THRY Key Strengths
- Strong gross margin of 65.2% indicates core business unit economics are solid
- Substantial asset base of $693.7M provides potential liquidation value
- High gross profit of $109.3M demonstrates underlying service demand despite revenue decline
THRY Stock Risks: Thryv Holdings, Inc. Investment Risks
- Interest coverage of 0.3x is critically low; operating income cannot cover debt service obligations
- Negative free cash flow of -$5.5M indicates unsustainable cash burn and covenant violation risk
- Debt-to-equity of 1.15x with only $8.0M cash creates severe refinancing and default risk
- Revenue decline of 4.7% YoY with high fixed debt obligations leaves no operational margin for error
Key Metrics to Watch
- Operating cash flow trend and return to positive territory
- Interest coverage ratio and debt covenant compliance status
- Debt refinancing runway and maturity schedule
- Revenue stabilization - current decline is incompatible with leverage level
Thryv Holdings, Inc. (THRY) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Thryv Holdings, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
THRY Profit Margin, ROE & Profitability Analysis
THRY vs Services Sector: How Thryv Holdings, Inc. Compares
How Thryv Holdings, Inc. compares to Services sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Thryv Holdings, Inc. Stock Overvalued? THRY Valuation Analysis 2026
Based on fundamental analysis, Thryv Holdings, Inc. shows some fundamental concerns relative to the Services sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Thryv Holdings, Inc. Balance Sheet: THRY Debt, Cash & Liquidity
THRY Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Thryv Holdings, Inc.'s revenue has declined by 35% over the 5-year period, indicating business contraction. The most recent EPS of $-7.47 indicates the company is currently unprofitable.
THRY Revenue Growth, EPS Growth & YoY Performance
THRY Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $167.7M | $4.5M | $0.10 |
| Q3 2025 | $179.9M | $5.7M | $0.13 |
| Q2 2025 | $210.5M | $4.3M | $0.10 |
| Q1 2025 | $181.4M | $8.4M | $0.22 |
| Q3 2024 | $179.9M | -$1.8M | $-0.05 |
| Q2 2024 | $224.1M | $5.5M | $0.15 |
| Q1 2024 | $233.6M | $8.4M | $0.22 |
| Q3 2023 | $183.8M | -$1.8M | $-0.05 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Thryv Holdings, Inc. Dividends, Buybacks & Capital Allocation
THRY SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Thryv Holdings, Inc. (CIK: 0001556739)
📋 Recent SEC Filings
❓ Frequently Asked Questions about THRY
What is the AI rating for THRY?
Thryv Holdings, Inc. (THRY) has an AI rating of STRONG SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are THRY's key strengths?
Claude: Strong gross margin of 65.2% indicates core business unit economics are solid. Substantial asset base of $693.7M provides potential liquidation value.
What are the risks of investing in THRY?
Claude: Interest coverage of 0.3x is critically low; operating income cannot cover debt service obligations. Negative free cash flow of -$5.5M indicates unsustainable cash burn and covenant violation risk.
What is THRY's revenue and growth?
Thryv Holdings, Inc. reported revenue of $167.7M.
Does THRY pay dividends?
Thryv Holdings, Inc. does not currently pay dividends.
Where can I find THRY SEC filings?
Official SEC filings for Thryv Holdings, Inc. (CIK: 0001556739) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is THRY's EPS?
Thryv Holdings, Inc. has a diluted EPS of $0.10.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is THRY a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, Thryv Holdings, Inc. has a STRONG SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is THRY stock overvalued or undervalued?
Valuation metrics for THRY: ROE of 2.0% (sector avg: 16%), net margin of 2.7% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy THRY stock in 2026?
Our dual AI analysis gives Thryv Holdings, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is THRY's free cash flow?
Thryv Holdings, Inc.'s operating cash flow is $1.5M, with capital expenditures of $6.9M. FCF margin is -3.3%.
How does THRY compare to other Services stocks?
Vs Services sector averages: Net margin 2.7% (avg: 10%), ROE 2.0% (avg: 16%), current ratio 1.23 (avg: 1.5).