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TruBridge, Inc. (TBRG) Fundamental Analysis & AI Grade 2026

TBRG Nasdaq Services-Computer Programming Services DE CIK: 0001169445
Updated This Month • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
78% Confidence
N/A
C
78% Conf
Pending
Analysis scheduled

📊 TBRG Key Takeaways

Revenue: $86.3M
Net Margin: 0.6%
Free Cash Flow: $14.4M
Current Ratio: 1.78x
Debt/Equity: 0.92x
EPS: $0.03
AI Grade: C with 78% confidence
TruBridge, Inc. (TBRG) receives a C fundamental grade with 78% confidence from our AI analysis based on SEC 10-K filings. With revenue of $86.3M, net profit margin of 0.6%, and return on equity (ROE) of 0.3%, TruBridge, Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete TBRG stock analysis for 2026.

Is TruBridge, Inc. (TBRG) a Good Investment?

Claude

TruBridge exhibits exceptional gross margins (95.7%) but is fundamentally distressed by high operating expenses and unsustainable debt service costs, resulting in minimal 0.6% net profitability and critically insufficient interest coverage of 0.3x. The combination of stagnant revenue growth (1.4%) and inability to generate sufficient operating income to cover debt obligations represents a serious financial distress signal.

TruBridge, Inc. Key Strengths (TBRG)

Claude
  • + Exceptional 95.7% gross margin demonstrates strong service delivery and pricing power
  • + Positive free cash flow generation of $14.4M (16.7% FCF margin) provides operational liquidity
  • + Adequate short-term liquidity with 1.78x current ratio and $35.4M cash balance

TBRG Stock Risks: TruBridge, Inc. Investment Risks

Claude
  • ! Critical interest coverage of 0.3x - operating income cannot service debt; operating income of $3.1M insufficient versus debt obligations
  • ! Anemic revenue growth of 1.4% YoY indicates market saturation or loss of competitive position
  • ! Operating margin collapse at 3.5% despite 95.7% gross margin indicates severe cost structure problems and operational inefficiency
  • ! High debt burden of $163.9M with only $178.7M equity; debt service is consuming operating profits entirely
  • ! Return on equity of 0.3% and ROA of 0.1% indicate capital is not generating returns

Key Metrics to Watch

Claude
  • * Interest coverage ratio - must reach above 1.0x for debt sustainability
  • * Operating margin expansion - critical need to address cost structure and operational efficiency
  • * Revenue growth acceleration - demonstrate genuine market demand beyond 1.4% stagnant growth
  • * Debt reduction or refinancing - validate whether company can service $163.9M debt load

TruBridge, Inc. (TBRG) Financial Metrics & Key Ratios

Revenue
$86.3M
Net Income
$506.0K
EPS (Diluted)
$0.03
Free Cash Flow
$14.4M
Total Assets
$407.5M
Cash Position
$35.4M

💡 AI Analyst Insight

TruBridge, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

TBRG Profit Margin, ROE & Profitability Analysis

Gross Margin 95.7%
Operating Margin 3.5%
Net Margin 0.6%
ROE 0.3%
ROA 0.1%
FCF Margin 16.7%

TBRG vs Technology Sector: How TruBridge, Inc. Compares

How TruBridge, Inc. compares to Technology sector averages

Net Margin
TBRG 0.6%
vs
Sector Avg 18.0%
TBRG Sector
ROE
TBRG 0.3%
vs
Sector Avg 22.0%
TBRG Sector
Current Ratio
TBRG 1.8x
vs
Sector Avg 2.5x
TBRG Sector
Debt/Equity
TBRG 0.9x
vs
Sector Avg 0.5x
TBRG Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is TruBridge, Inc. Stock Overvalued? TBRG Valuation Analysis 2026

Based on fundamental analysis, TruBridge, Inc. shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
0.3%
Sector avg: 22%
Net Profit Margin
0.6%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.92x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

TruBridge, Inc. Balance Sheet: TBRG Debt, Cash & Liquidity

Current Ratio
1.78x
Quick Ratio
1.77x
Debt/Equity
0.92x
Debt/Assets
56.2%
Interest Coverage
0.26x
Long-term Debt
$163.9M

TBRG Revenue & Earnings Growth: 5-Year Financial Trend

TBRG 5-year financial data: Year 2021: Revenue $280.6M, Net Income $20.5M, EPS $1.43. Year 2022: Revenue $326.6M, Net Income $14.2M, EPS $0.98. Year 2023: Revenue $339.4M, Net Income $18.4M, EPS $1.26. Year 2024: Revenue $342.6M, Net Income $15.9M, EPS $1.08. Year 2025: Revenue $346.8M, Net Income -$48.1M, EPS $-3.32.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: TruBridge, Inc.'s revenue has grown significantly by 24% over the 5-year period, indicating strong business expansion. The most recent EPS of $-3.32 indicates the company is currently unprofitable.

TBRG Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
16.7%
Free cash flow / Revenue

TBRG Quarterly Earnings & Performance

Quarterly financial performance data for TruBridge, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $86.3M $459.0K $0.03
Q3 2025 $84.7M $5.6M $0.37
Q2 2025 $85.6M $2.6M $0.17
Q1 2025 $84.1M $459.0K $0.03
Q3 2024 $82.7M -$3.3M $-0.23
Q2 2024 $84.6M $247.0K $0.02
Q1 2024 $83.2M -$2.5M $-0.17
Q3 2023 $82.7M $2.2M $0.15

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

TruBridge, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$15.5M
Cash generated from operations
Stock Buybacks
$1.3M
Shares repurchased (TTM)
Capital Expenditures
$1.1M
Investment in assets
Dividends
None
No dividend program

TBRG SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for TruBridge, Inc. (CIK: 0001169445)

📋 Recent SEC Filings

Date Form Document Action
May 8, 2026 10-Q tbrg-20260331.htm View →
May 8, 2026 8-K cpsi20260508_8k.htm View →
Apr 30, 2026 10-K/A d12986d10ka.htm View →
Apr 23, 2026 8-K d46312d8k.htm View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775777838.xml View →

Frequently Asked Questions about TBRG

What is the AI rating for TBRG?

TruBridge, Inc. (TBRG) has an AI grade of C with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are TBRG's key strengths?

Claude: Exceptional 95.7% gross margin demonstrates strong service delivery and pricing power. Positive free cash flow generation of $14.4M (16.7% FCF margin) provides operational liquidity.

What are the risks of investing in TBRG?

Claude: Critical interest coverage of 0.3x - operating income cannot service debt; operating income of $3.1M insufficient versus debt obligations. Anemic revenue growth of 1.4% YoY indicates market saturation or loss of competitive position.

What is TBRG's revenue and growth?

TruBridge, Inc. reported revenue of $86.3M.

Does TBRG pay dividends?

TruBridge, Inc. does not currently pay dividends.

Where can I find TBRG SEC filings?

Official SEC filings for TruBridge, Inc. (CIK: 0001169445) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is TBRG's EPS?

TruBridge, Inc. has a diluted EPS of $0.03.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is TBRG's fundamental grade?

Based on our AI fundamental analysis in June 2026, TruBridge, Inc. has a C grade with 78% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is TBRG stock overvalued or undervalued?

Valuation metrics for TBRG: ROE of 0.3% (sector avg: 22%), net margin of 0.6% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

What is TBRG's AI grade for 2026?

Our dual AI analysis gives TruBridge, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is TBRG's free cash flow?

TruBridge, Inc.'s operating cash flow is $15.5M, with capital expenditures of $1.1M. FCF margin is 16.7%.

How does TBRG compare to other Technology stocks?

Vs Technology sector averages: Net margin 0.6% (avg: 18%), ROE 0.3% (avg: 22%), current ratio 1.78 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI