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TruBridge, Inc. (TBRG) Stock Fundamental Analysis & AI Rating 2026

TBRG Nasdaq Services-Computer Programming Services DE CIK: 0001169445
Recently Updated • Analysis: Apr 17, 2026 • SEC Data: 2025-12-31
SELL
75% Conf
Pending
Analysis scheduled

📊 TBRG Key Takeaways

Revenue: $346.8M
Net Margin: 1.3%
Free Cash Flow: $35.6M
Current Ratio: 1.81x
Debt/Equity: 0.93x
EPS: $0.29
AI Rating: SELL with 75% confidence
TruBridge, Inc. (TBRG) receives a SELL rating with 75% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $346.8M, net profit margin of 1.3%, and return on equity (ROE) of 2.4%, TruBridge, Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete TBRG stock analysis for 2026.

Is TruBridge, Inc. (TBRG) a Good Investment?

Claude

TruBridge exhibits fundamentally weak operational performance with negligible profitability (1.3% net margin, 6.0% operating margin) and stagnant revenue growth (1.4% YoY), creating structural challenges despite positive free cash flow generation. High leverage (0.93x debt-to-equity) combined with weak interest coverage (1.8x) and extremely poor capital returns (ROE 2.4%, ROA 1.1%) indicate the business model is struggling to generate adequate returns to justify its financial structure.

Why Buy TruBridge, Inc. Stock? TBRG Key Strengths

Claude
  • + Strong free cash flow generation ($35.6M, 10.3% FCF margin) demonstrates efficient cash conversion
  • + Solid liquidity position (1.81x current ratio) provides near-term financial flexibility
  • + Positive operating cash flow ($37.0M) indicates sustainable underlying business operations

TBRG Stock Risks: TruBridge, Inc. Investment Risks

Claude
  • ! Critically low profitability with 1.3% net margin and 6.0% operating margin across competitive IT services sector
  • ! Stagnant revenue growth at 1.4% YoY suggesting loss of market competitiveness and pricing power
  • ! Elevated leverage with $164.6M long-term debt and concerning 1.8x interest coverage ratio limiting financial flexibility
  • ! Extremely weak capital returns (ROE 2.4%, ROA 1.1%) indicate capital is not being deployed effectively
  • ! 19 insider Form 4 filings in 90 days signal potential management uncertainty or aggressive position changes

Key Metrics to Watch

Claude
  • * Revenue growth rate acceleration beyond 1.4% threshold
  • * Operating margin expansion toward 8-10% range
  • * Interest coverage ratio trending above 2.5x minimum threshold
  • * Debt/equity ratio trajectory and absolute debt reduction
  • * Free cash flow sustainability and FCF margin maintenance

TruBridge, Inc. (TBRG) Financial Metrics & Key Ratios

Revenue
$346.8M
Net Income
$4.4M
EPS (Diluted)
$0.29
Free Cash Flow
$35.6M
Total Assets
$402.5M
Cash Position
$24.9M

💡 AI Analyst Insight

TruBridge, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

TBRG Profit Margin, ROE & Profitability Analysis

Gross Margin 23.8%
Operating Margin 6.0%
Net Margin 1.3%
ROE 2.4%
ROA 1.1%
FCF Margin 10.3%

TBRG vs Technology Sector: How TruBridge, Inc. Compares

How TruBridge, Inc. compares to Technology sector averages

Net Margin
TBRG 1.3%
vs
Sector Avg 18.0%
TBRG Sector
ROE
TBRG 2.4%
vs
Sector Avg 22.0%
TBRG Sector
Current Ratio
TBRG 1.8x
vs
Sector Avg 2.5x
TBRG Sector
Debt/Equity
TBRG 0.9x
vs
Sector Avg 0.5x
TBRG Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is TruBridge, Inc. Stock Overvalued? TBRG Valuation Analysis 2026

Based on fundamental analysis, TruBridge, Inc. shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
2.4%
Sector avg: 22%
Net Profit Margin
1.3%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.93x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

TruBridge, Inc. Balance Sheet: TBRG Debt, Cash & Liquidity

Current Ratio
1.81x
Quick Ratio
1.79x
Debt/Equity
0.93x
Debt/Assets
55.8%
Interest Coverage
1.76x
Long-term Debt
$164.6M

TBRG Revenue & Earnings Growth: 5-Year Financial Trend

TBRG 5-year financial data: Year 2021: Revenue $280.6M, Net Income $20.5M, EPS $1.43. Year 2022: Revenue $326.6M, Net Income $14.2M, EPS $0.98. Year 2023: Revenue $339.4M, Net Income $18.4M, EPS $1.26. Year 2024: Revenue $342.6M, Net Income $15.9M, EPS $1.08. Year 2025: Revenue $346.8M, Net Income -$48.1M, EPS $-3.32.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: TruBridge, Inc.'s revenue has grown significantly by 24% over the 5-year period, indicating strong business expansion. The most recent EPS of $-3.32 indicates the company is currently unprofitable.

TBRG Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
10.3%
Free cash flow / Revenue

TBRG Quarterly Earnings & Performance

Quarterly financial performance data for TruBridge, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $84.7M $5.6M $0.37
Q2 2025 $85.6M $2.6M $0.17
Q1 2025 $84.1M $459.0K $0.03
Q3 2024 $82.7M -$3.3M $-0.23
Q2 2024 $84.6M $247.0K $0.02
Q1 2024 $83.2M -$2.5M $-0.17
Q3 2023 $82.7M $2.2M $0.15
Q2 2023 $82.7M $247.0K $0.02

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

TruBridge, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$37.0M
Cash generated from operations
Stock Buybacks
$1.9M
Shares repurchased (TTM)
Capital Expenditures
$1.3M
Investment in assets
Dividends
None
No dividend program

TBRG SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for TruBridge, Inc. (CIK: 0001169445)

📋 Recent SEC Filings

Date Form Document Action
Apr 9, 2026 4 xslF345X06/wk-form4_1775777838.xml View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775777797.xml View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775777728.xml View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775777466.xml View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775777405.xml View →

Frequently Asked Questions about TBRG

What is the AI rating for TBRG?

TruBridge, Inc. (TBRG) has an AI rating of SELL with 75% confidence, based on fundamental analysis of SEC EDGAR filings.

What are TBRG's key strengths?

Claude: Strong free cash flow generation ($35.6M, 10.3% FCF margin) demonstrates efficient cash conversion. Solid liquidity position (1.81x current ratio) provides near-term financial flexibility.

What are the risks of investing in TBRG?

Claude: Critically low profitability with 1.3% net margin and 6.0% operating margin across competitive IT services sector. Stagnant revenue growth at 1.4% YoY suggesting loss of market competitiveness and pricing power.

What is TBRG's revenue and growth?

TruBridge, Inc. reported revenue of $346.8M.

Does TBRG pay dividends?

TruBridge, Inc. does not currently pay dividends.

Where can I find TBRG SEC filings?

Official SEC filings for TruBridge, Inc. (CIK: 0001169445) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is TBRG's EPS?

TruBridge, Inc. has a diluted EPS of $0.29.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is TBRG a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, TruBridge, Inc. has a SELL rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is TBRG stock overvalued or undervalued?

Valuation metrics for TBRG: ROE of 2.4% (sector avg: 22%), net margin of 1.3% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy TBRG stock in 2026?

Our dual AI analysis gives TruBridge, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is TBRG's free cash flow?

TruBridge, Inc.'s operating cash flow is $37.0M, with capital expenditures of $1.3M. FCF margin is 10.3%.

How does TBRG compare to other Technology stocks?

Vs Technology sector averages: Net margin 1.3% (avg: 18%), ROE 2.4% (avg: 22%), current ratio 1.81 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 17, 2026 | Data as of: 2025-12-31 | Powered by Claude AI