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Zscaler, Inc. (ZS) Stock Fundamental Analysis & AI Rating 2026

ZS Nasdaq Services-Computer Programming Services DE CIK: 0001713683
Recently Updated • Analysis: Apr 20, 2026 • SEC Data: 2026-01-31
BUY
65% Conf
Pending
Analysis scheduled

📊 ZS Key Takeaways

Revenue: $1.6B
Net Margin: -2.9%
Free Cash Flow: $617.3M
Current Ratio: 1.90x
Debt/Equity: 0.52x
EPS: $-0.29
AI Rating: BUY with 65% confidence
Zscaler, Inc. (ZS) receives a BUY rating with 65% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.6B, net profit margin of -2.9%, and return on equity (ROE) of -2.1%, Zscaler, Inc. demonstrates strong fundamentals in the Technology sector. Below is our complete ZS stock analysis for 2026.

Is Zscaler, Inc. (ZS) a Good Investment?

Claude

Zscaler demonstrates exceptional free cash flow generation ($617.3M, 38.5% FCF margin) with industry-leading 76.6% gross margins, indicating strong competitive positioning and unit economics in cloud security. However, persistent operating losses of -$88.1M despite $1.6B revenue and 23.3% YoY growth raise profitability path concerns for a mature public company; the strong balance sheet (1.9x current ratio, 0.52x debt/equity) and robust cash conversion provide financial flexibility to pursue path to profitability.

Why Buy Zscaler, Inc. Stock? ZS Key Strengths

Claude
  • + Exceptional free cash flow of $617.3M with 38.5% FCF margin demonstrates underlying business health despite GAAP losses
  • + Industry-leading gross margins of 76.6% indicate strong pricing power, efficient delivery model, and competitive moat in cloud security
  • + Conservative balance sheet with $1.2B cash, 0.52x debt/equity ratio, and 1.9x current ratio provides substantial financial flexibility

ZS Stock Risks: Zscaler, Inc. Investment Risks

Claude
  • ! Operating loss of -$88.1M and net loss of -$45.9M persist despite $1.6B revenue and maturity; profitability timeline unclear
  • ! Negative interest coverage of -21.9x and negative ROE (-2.1%) and ROA (-0.7%) indicate value destruction on reported basis
  • ! Heavy operational expense burden or stock-based compensation obscuring true economics; disconnect between cash and GAAP earnings requires monitoring

Key Metrics to Watch

Claude
  • * Path to operating profitability and timeline to positive operating margin
  • * Operating cash flow sustainability and free cash flow conversion ratio
  • * Gross margin trajectory and customer acquisition cost trends

Zscaler, Inc. (ZS) Financial Metrics & Key Ratios

Revenue
$1.6B
Net Income
$-45.9M
EPS (Diluted)
$-0.29
Free Cash Flow
$617.3M
Total Assets
$6.8B
Cash Position
$1.2B

💡 AI Analyst Insight

The 38.5% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.

ZS Profit Margin, ROE & Profitability Analysis

Gross Margin 76.6%
Operating Margin -5.5%
Net Margin -2.9%
ROE -2.1%
ROA -0.7%
FCF Margin 38.5%

ZS vs Technology Sector: How Zscaler, Inc. Compares

How Zscaler, Inc. compares to Technology sector averages

Net Margin
ZS -2.9%
vs
Sector Avg 18.0%
ZS Sector
ROE
ZS -2.1%
vs
Sector Avg 22.0%
ZS Sector
Current Ratio
ZS 1.9x
vs
Sector Avg 2.5x
ZS Sector
Debt/Equity
ZS 0.5x
vs
Sector Avg 0.5x
ZS Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Zscaler, Inc. Stock Overvalued? ZS Valuation Analysis 2026

Based on fundamental analysis, Zscaler, Inc. shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
-2.1%
Sector avg: 22%
Net Profit Margin
-2.9%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.52x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Zscaler, Inc. Balance Sheet: ZS Debt, Cash & Liquidity

Current Ratio
1.90x
Quick Ratio
1.90x
Debt/Equity
0.52x
Debt/Assets
67.5%
Interest Coverage
-21.90x
Long-term Debt
$1.1B

ZS Revenue & Earnings Growth: 5-Year Financial Trend

ZS 5-year financial data: Year 2021: Revenue $673.1M, Net Income -$28.7M, EPS $-0.23. Year 2022: Revenue $1.1B, Net Income -$115.1M, EPS $-0.89. Year 2023: Revenue $1.6B, Net Income -$262.0M, EPS $-1.93. Year 2024: Revenue $2.2B, Net Income -$390.3M, EPS $-2.77. Year 2025: Revenue $2.7B, Net Income -$202.3M, EPS $-1.40.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Zscaler, Inc.'s revenue has grown significantly by 297% over the 5-year period, indicating strong business expansion. The most recent EPS of $-1.40 indicates the company is currently unprofitable.

ZS Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
38.5%
Free cash flow / Revenue

ZS Quarterly Earnings & Performance

Quarterly financial performance data for Zscaler, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $647.9M -$7.7M $-0.05
Q1 2026 $628.0M -$11.6M $-0.07
Q3 2025 $553.2M -$4.1M $-0.03
Q2 2025 $525.0M -$7.7M $-0.05
Q1 2025 $496.7M -$12.1M $-0.08
Q3 2024 $418.8M $19.1M $0.12
Q2 2024 $387.6M -$28.5M $-0.19
Q3 2023 $286.8M -$46.0M $-0.32

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Zscaler, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$652.4M
Cash generated from operations
Capital Expenditures
$35.1M
Investment in assets
Dividends
None
No dividend program

ZS SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Zscaler, Inc. (CIK: 0001713683)

📋 Recent SEC Filings

Date Form Document Action
Apr 16, 2026 8-K zs-20260415.htm View →
Mar 19, 2026 4 xslF345X06/wk-form4_1773952828.xml View →
Mar 19, 2026 4 xslF345X06/wk-form4_1773952766.xml View →
Mar 18, 2026 4 xslF345X06/wk-form4_1773879774.xml View →
Mar 18, 2026 4 xslF345X06/wk-form4_1773879178.xml View →

Frequently Asked Questions about ZS

What is the AI rating for ZS?

Zscaler, Inc. (ZS) has an AI rating of BUY with 65% confidence, based on fundamental analysis of SEC EDGAR filings.

What are ZS's key strengths?

Claude: Exceptional free cash flow of $617.3M with 38.5% FCF margin demonstrates underlying business health despite GAAP losses. Industry-leading gross margins of 76.6% indicate strong pricing power, efficient delivery model, and competitive moat in cloud security.

What are the risks of investing in ZS?

Claude: Operating loss of -$88.1M and net loss of -$45.9M persist despite $1.6B revenue and maturity; profitability timeline unclear. Negative interest coverage of -21.9x and negative ROE (-2.1%) and ROA (-0.7%) indicate value destruction on reported basis.

What is ZS's revenue and growth?

Zscaler, Inc. reported revenue of $1.6B.

Does ZS pay dividends?

Zscaler, Inc. does not currently pay dividends.

Where can I find ZS SEC filings?

Official SEC filings for Zscaler, Inc. (CIK: 0001713683) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ZS's EPS?

Zscaler, Inc. has a diluted EPS of $-0.29.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ZS a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Zscaler, Inc. has a BUY rating with 65% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is ZS stock overvalued or undervalued?

Valuation metrics for ZS: ROE of -2.1% (sector avg: 22%), net margin of -2.9% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy ZS stock in 2026?

Our dual AI analysis gives Zscaler, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ZS's free cash flow?

Zscaler, Inc.'s operating cash flow is $652.4M, with capital expenditures of $35.1M. FCF margin is 38.5%.

How does ZS compare to other Technology stocks?

Vs Technology sector averages: Net margin -2.9% (avg: 18%), ROE -2.1% (avg: 22%), current ratio 1.90 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 20, 2026 | Data as of: 2026-01-31 | Powered by Claude AI