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TrueBlue, Inc. (TBI) Stock Fundamental Analysis & AI Rating 2026

TBI NYSE Services-Help Supply Services WA CIK: 0000768899
Recently Updated • Analysis: Apr 17, 2026 • SEC Data: 2025-12-28
STRONG SELL
88% Conf
Pending
Analysis scheduled

📊 TBI Key Takeaways

Revenue: $1.6B
Net Margin: -3.0%
Free Cash Flow: $-73.7M
Current Ratio: 2.15x
Debt/Equity: 0.24x
EPS: $-1.61
AI Rating: STRONG SELL with 88% confidence
TrueBlue, Inc. (TBI) receives a STRONG SELL rating with 88% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.6B, net profit margin of -3.0%, and return on equity (ROE) of -17.5%, TrueBlue, Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete TBI stock analysis for 2026.

Is TrueBlue, Inc. (TBI) a Good Investment?

Claude

TrueBlue is burning cash despite revenue growth, with operating cash flow of -$58M and free cash flow of -$73.7M indicating a fundamentally broken business model. Negative profitability across all metrics (operating margin -2.9%, net margin -3.0%, ROE -17.5%) coupled with a $24.5M cash position and negative interest coverage (-15.0x) creates unsustainable economics with approximately 4 months of runway at current burn rates. The modest 3.1% revenue growth cannot offset operational deterioration and requires immediate restructuring or capital injection to avoid insolvency.

Why Buy TrueBlue, Inc. Stock? TBI Key Strengths

Claude
  • + Revenue growing 3.1% year-over-year despite operational challenges
  • + Gross margin of 22.8% demonstrates reasonable sector-level unit economics
  • + Conservative debt-to-equity ratio of 0.24x limits leverage risk and near-term refinancing pressure

TBI Stock Risks: TrueBlue, Inc. Investment Risks

Claude
  • ! Negative operating cash flow of -$58M indicates core business is destroying cash, not generating it
  • ! Negative free cash flow of -$73.7M with only $24.5M in cash reserves creates critical liquidity runway of ~4 months at current burn rate
  • ! Negative returns on equity (-17.5%) and assets (-7.5%) demonstrate severe value destruction and operational inefficiency
  • ! Negative interest coverage ratio (-15.0x) means operating income cannot service debt obligations

Key Metrics to Watch

Claude
  • * Operating cash flow trend - must return to positive to avoid insolvency
  • * Cash balance depletion rate - any further deterioration shortens runway to critical levels
  • * Working capital components - identify whether negative OCF stems from receivables/inventory buildup or operational losses
  • * Cost structure and gross margin sustainability - assess if business model is fundamentally unprofitable or operationally mismanaged

TrueBlue, Inc. (TBI) Financial Metrics & Key Ratios

Revenue
$1.6B
Net Income
$-48.0M
EPS (Diluted)
$-1.61
Free Cash Flow
$-73.7M
Total Assets
$638.7M
Cash Position
$24.5M

💡 AI Analyst Insight

Strong liquidity with a 2.15x current ratio provides a solid financial cushion.

TBI Profit Margin, ROE & Profitability Analysis

Gross Margin 22.8%
Operating Margin -2.9%
Net Margin -3.0%
ROE -17.5%
ROA -7.5%
FCF Margin -4.6%

TBI vs Services Sector: How TrueBlue, Inc. Compares

How TrueBlue, Inc. compares to Services sector averages

Net Margin
TBI -3.0%
vs
Sector Avg 10.0%
TBI Sector
ROE
TBI -17.5%
vs
Sector Avg 16.0%
TBI Sector
Current Ratio
TBI 2.1x
vs
Sector Avg 1.5x
TBI Sector
Debt/Equity
TBI 0.2x
vs
Sector Avg 0.7x
TBI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is TrueBlue, Inc. Stock Overvalued? TBI Valuation Analysis 2026

Based on fundamental analysis, TrueBlue, Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
-17.5%
Sector avg: 16%
Net Profit Margin
-3.0%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.24x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

TrueBlue, Inc. Balance Sheet: TBI Debt, Cash & Liquidity

Current Ratio
2.15x
Quick Ratio
2.15x
Debt/Equity
0.24x
Debt/Assets
57.0%
Interest Coverage
-15.02x
Long-term Debt
$65.8M

TBI Revenue & Earnings Growth: 5-Year Financial Trend

TBI 5-year financial data: Year 2021: Revenue $2.4B, Net Income $63.1M, EPS $1.61. Year 2022: Revenue $2.3B, Net Income -$141.8M, EPS $-4.01. Year 2023: Revenue $2.3B, Net Income $61.6M, EPS $1.74. Year 2024: Revenue $2.3B, Net Income $62.3M, EPS $1.86. Year 2025: Revenue $1.9B, Net Income -$14.2M, EPS $-0.45.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: TrueBlue, Inc.'s revenue has declined by 20% over the 5-year period, indicating business contraction. The most recent EPS of $-0.45 indicates the company is currently unprofitable.

TBI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-4.6%
Free cash flow / Revenue

TBI Quarterly Earnings & Performance

Quarterly financial performance data for TrueBlue, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $382.4M -$1.9M $-0.06
Q2 2025 $396.2M -$160.0K $-0.01
Q1 2025 $370.3M -$1.7M $-0.05
Q3 2024 $382.4M -$10.0K $0.00
Q2 2024 $396.2M -$7.3M $-0.24
Q1 2024 $402.9M -$1.7M $-0.05
Q3 2023 $473.2M -$10.0K $0.00
Q2 2023 $475.6M -$7.3M $-0.24

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

TrueBlue, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$58.0M
Cash generated from operations
Capital Expenditures
$15.7M
Investment in assets
Dividends
None
No dividend program

TBI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for TrueBlue, Inc. (CIK: 0000768899)

📋 Recent SEC Filings

Date Form Document Action
Apr 14, 2026 DEF 14A tbi-def14a_051126.htm View →
Apr 13, 2026 8-K tbi-8k_041326.htm View →
Apr 7, 2026 4 xslF345X06/wk-form4_1775585857.xml View →
Feb 26, 2026 4 xslF345X05/wk-form4_1772142869.xml View →
Feb 26, 2026 4 xslF345X05/wk-form4_1772132720.xml View →

Frequently Asked Questions about TBI

What is the AI rating for TBI?

TrueBlue, Inc. (TBI) has an AI rating of STRONG SELL with 88% confidence, based on fundamental analysis of SEC EDGAR filings.

What are TBI's key strengths?

Claude: Revenue growing 3.1% year-over-year despite operational challenges. Gross margin of 22.8% demonstrates reasonable sector-level unit economics.

What are the risks of investing in TBI?

Claude: Negative operating cash flow of -$58M indicates core business is destroying cash, not generating it. Negative free cash flow of -$73.7M with only $24.5M in cash reserves creates critical liquidity runway of ~4 months at current burn rate.

What is TBI's revenue and growth?

TrueBlue, Inc. reported revenue of $1.6B.

Does TBI pay dividends?

TrueBlue, Inc. does not currently pay dividends.

Where can I find TBI SEC filings?

Official SEC filings for TrueBlue, Inc. (CIK: 0000768899) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is TBI's EPS?

TrueBlue, Inc. has a diluted EPS of $-1.61.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is TBI a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, TrueBlue, Inc. has a STRONG SELL rating with 88% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is TBI stock overvalued or undervalued?

Valuation metrics for TBI: ROE of -17.5% (sector avg: 16%), net margin of -3.0% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy TBI stock in 2026?

Our dual AI analysis gives TrueBlue, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is TBI's free cash flow?

TrueBlue, Inc.'s operating cash flow is $-58.0M, with capital expenditures of $15.7M. FCF margin is -4.6%.

How does TBI compare to other Services stocks?

Vs Services sector averages: Net margin -3.0% (avg: 10%), ROE -17.5% (avg: 16%), current ratio 2.15 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 17, 2026 | Data as of: 2025-12-28 | Powered by Claude AI