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AMN Stock Analysis - AMN HEALTHCARE SERVICES INC AI Rating

AMN NYSE Services-Help Supply Services DE CIK: 0001142750
Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31
AI Rating
SELL
78% Confidence

Investment Thesis

AMN Healthcare faces significant profitability challenges with negative operating and net margins despite maintaining positive free cash flow, indicating operational distress masked by working capital management. The company's leveraged balance sheet (1.19x debt-to-equity) combined with negative interest coverage and deteriorating revenue (-8.5% YoY) creates a precarious financial position vulnerable to further operational headwinds.

AMN Strengths

  • + Strong free cash flow generation of $233.8M despite unprofitable operations, demonstrating cash conversion capability
  • + Gross margin of 28.3% provides some buffer for cost management and operational improvements
  • + Positive operating cash flow of $269.5M shows underlying business can generate cash despite GAAP losses

AMN Risks

  • ! Negative operating margin of -2.0% and net margin of -3.5% indicate core business is unprofitable at current revenue levels
  • ! Revenue declining 8.5% year-over-year with no clear path to profitability suggests market headwinds or competitive pressures
  • ! High leverage (1.19x debt-to-equity) with $767.1M long-term debt combined with negative interest coverage ratio of -3.3x creates refinancing and solvency risk
  • ! Current ratio of 0.94x signals potential liquidity constraints; company cannot fully cover short-term obligations with current assets
  • ! Negative ROE (-14.9%) and ROA (-4.6%) demonstrate shareholder capital is being eroded

Key Metrics to Watch

AMN Financial Metrics

Revenue
$2.7B
Net Income
$-95.7M
EPS (Diluted)
$-2.48
Free Cash Flow
$233.8M
Total Assets
$2.1B
Cash Position
$34.0M

AMN Profitability Ratios

Gross Margin 28.3%
Operating Margin -2.0%
Net Margin -3.5%
ROE -14.9%
ROA -4.6%
FCF Margin 8.6%

AMN Balance Sheet & Liquidity

Current Ratio
0.94x
Quick Ratio
0.94x
Debt/Equity
1.19x
Debt/Assets
69.3%
Interest Coverage
-3.34x
Long-term Debt
$767.1M

AMN 5-Year Financial Trend

AMN 5-year financial data: Year 2021: Revenue $4.0B, Net Income $114.0M, EPS $2.40. Year 2022: Revenue $5.2B, Net Income $70.7M, EPS $1.48. Year 2023: Revenue $5.2B, Net Income $327.4M, EPS $6.81. Year 2024: Revenue $5.2B, Net Income $444.1M, EPS $9.90. Year 2025: Revenue $3.8B, Net Income $210.7M, EPS $5.36.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: AMN HEALTHCARE SERVICES INC's revenue has remained relatively flat over the 5-year period, with a 5% decline. The most recent EPS of $5.36 reflects profitable operations.

AMN Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
8.6%
Free cash flow / Revenue

AMN Quarterly Performance

Quarterly financial performance data for AMN HEALTHCARE SERVICES INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $634.5M $7.0M $0.18
Q2 2025 $658.2M $16.2M $0.42
Q1 2025 $689.5M -$1.1M $-0.03
Q3 2024 $687.5M $7.0M $0.18
Q2 2024 $740.7M $16.2M $0.42
Q1 2024 $820.9M $17.3M $0.45
Q3 2023 $853.5M $53.2M $1.39
Q2 2023 $991.3M $60.9M $1.55

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

AMN Capital Allocation

Operating Cash Flow
$269.5M
Cash generated from operations
Capital Expenditures
$35.6M
Investment in assets
Dividends
None
No dividend program

AMN SEC Filings

Access official SEC EDGAR filings for AMN HEALTHCARE SERVICES INC (CIK: 0001142750)

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI