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SS&C Technologies Holdings Inc (SSNC) Fundamental Analysis & AI Grade 2026

SSNC Nasdaq Services-Prepackaged Software DE CIK: 0001402436
Updated This Month • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Grade
B
72% Confidence
N/A
B
72% Conf
Pending
Analysis scheduled

📊 SSNC Key Takeaways

Revenue: $1.6B
Net Margin: 13.7%
Free Cash Flow: $293.7M
Current Ratio: 1.10x
Debt/Equity: 1.07x
EPS: $0.91
AI Grade: B with 72% confidence
SS&C Technologies Holdings Inc (SSNC) receives a B fundamental grade with 72% confidence from our AI analysis based on SEC 10-K filings. With revenue of $1.6B, net profit margin of 13.7%, and return on equity (ROE) of 3.3%, SS&C Technologies Holdings Inc demonstrates mixed fundamentals in the Technology sector. Below is our complete SSNC stock analysis for 2026.

Is SS&C Technologies Holdings Inc (SSNC) a Good Investment?

Claude

SS&C demonstrates solid operational fundamentals with strong free cash flow generation (17.8% FCF margin) and healthy profitability margins (24.2% operating margin), but is constrained by elevated leverage (1.07x Debt/Equity, $7.3B debt) and poor returns on equity (3.3% ROE). The 6.6% revenue growth coupled with slower net income growth (4.9%) signals margin compression that, combined with tight liquidity (1.10x current ratio), warrants a cautious stance.

SS&C Technologies Holdings Inc Key Strengths (SSNC)

Claude
  • + Exceptional free cash flow generation ($293.7M) with 17.8% FCF margin, indicating high-quality earnings
  • + Strong profitability metrics: 48.7% gross margin and 24.2% operating margin typical of quality software businesses
  • + Asset-light business model with minimal CapEx ($6.0M), demonstrating capital efficiency
  • + Solid revenue growth of 6.6% YoY with $1.6B revenue base showing scale and market position

SSNC Stock Risks: SS&C Technologies Holdings Inc Investment Risks

Claude
  • ! Elevated leverage with $7.3B long-term debt and 1.07x Debt/Equity ratio limiting financial flexibility
  • ! Deteriorating profitability trend: net income growth (4.9%) trails revenue growth (6.6%), indicating margin compression
  • ! Critically low returns on equity (3.3%) and assets (1.1%), signaling minimal shareholder value creation relative to capital base
  • ! Tight liquidity position (1.10x current ratio) with limited buffer for operational disruptions

Key Metrics to Watch

Claude
  • * Net margin trajectory and operating expense ratio trends to assess if margin compression stabilizes
  • * Free cash flow sustainability and debt reduction progress to improve leverage profile
  • * Return on equity trends as proxy for shareholder value creation and capital allocation efficiency

SS&C Technologies Holdings Inc (SSNC) Financial Metrics & Key Ratios

Revenue
$1.6B
Net Income
$226.1M
EPS (Diluted)
$0.91
Free Cash Flow
$293.7M
Total Assets
$20.3B
Cash Position
$420.9M

💡 AI Analyst Insight

SS&C Technologies Holdings Inc presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

SSNC Profit Margin, ROE & Profitability Analysis

Gross Margin 48.7%
Operating Margin 24.2%
Net Margin 13.7%
ROE 3.3%
ROA 1.1%
FCF Margin 17.8%

SSNC vs Technology Sector: How SS&C Technologies Holdings Inc Compares

How SS&C Technologies Holdings Inc compares to Technology sector averages

Net Margin
SSNC 13.7%
vs
Sector Avg 18.0%
SSNC Sector
ROE
SSNC 3.3%
vs
Sector Avg 22.0%
SSNC Sector
Current Ratio
SSNC 1.1x
vs
Sector Avg 2.5x
SSNC Sector
Debt/Equity
SSNC 1.1x
vs
Sector Avg 0.5x
SSNC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is SS&C Technologies Holdings Inc Stock Overvalued? SSNC Valuation Analysis 2026

Based on fundamental analysis, SS&C Technologies Holdings Inc shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
3.3%
Sector avg: 22%
Net Profit Margin
13.7%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.07x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

SS&C Technologies Holdings Inc Balance Sheet: SSNC Debt, Cash & Liquidity

Current Ratio
1.10x
Quick Ratio
1.10x
Debt/Equity
1.07x
Debt/Assets
66.1%
Interest Coverage
3.78x
Long-term Debt
$7.3B

SSNC Revenue & Earnings Growth: 5-Year Financial Trend

SSNC 5-year financial data: Year 2021: Revenue $5.1B, Net Income $438.5M, EPS $1.66. Year 2022: Revenue $5.3B, Net Income $625.2M, EPS $2.35. Year 2023: Revenue $5.5B, Net Income $800.0M, EPS $2.99. Year 2024: Revenue $5.9B, Net Income $650.2M, EPS $2.48. Year 2025: Revenue $6.3B, Net Income $607.1M, EPS $2.39.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: SS&C Technologies Holdings Inc's revenue has grown significantly by 24% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.39 reflects profitable operations.

SSNC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
17.8%
Free cash flow / Revenue

SSNC Quarterly Earnings & Performance

Quarterly financial performance data for SS&C Technologies Holdings Inc including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $1.5B $213.0M $0.84
Q3 2025 $1.5B $164.4M $0.65
Q2 2025 $1.5B $180.8M $0.72
Q1 2025 $1.4B $157.6M $0.62
Q3 2024 $1.4B $156.0M $0.61
Q2 2024 $1.4B $130.7M $0.51
Q1 2024 $1.4B $126.0M $0.49
Q3 2023 $1.3B $156.0M $0.61

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

SS&C Technologies Holdings Inc Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$299.7M
Cash generated from operations
Stock Buybacks
$168.0M
Shares repurchased (TTM)
Capital Expenditures
$6.0M
Investment in assets
Dividends Paid
$65.3M
Returned to shareholders

SSNC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for SS&C Technologies Holdings Inc (CIK: 0001402436)

📋 Recent SEC Filings

Date Form Document Action
May 22, 2026 4 xslF345X06/ownership.xml View →
May 22, 2026 4 xslF345X06/ownership.xml View →
May 22, 2026 4 xslF345X06/ownership.xml View →
May 22, 2026 4 xslF345X06/ownership.xml View →
May 22, 2026 4 xslF345X06/ownership.xml View →

Frequently Asked Questions about SSNC

What is the AI rating for SSNC?

SS&C Technologies Holdings Inc (SSNC) has an AI grade of B with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SSNC's key strengths?

Claude: Exceptional free cash flow generation ($293.7M) with 17.8% FCF margin, indicating high-quality earnings. Strong profitability metrics: 48.7% gross margin and 24.2% operating margin typical of quality software businesses.

What are the risks of investing in SSNC?

Claude: Elevated leverage with $7.3B long-term debt and 1.07x Debt/Equity ratio limiting financial flexibility. Deteriorating profitability trend: net income growth (4.9%) trails revenue growth (6.6%), indicating margin compression.

What is SSNC's revenue and growth?

SS&C Technologies Holdings Inc reported revenue of $1.6B.

Does SSNC pay dividends?

SS&C Technologies Holdings Inc pays dividends, with $65.3M distributed to shareholders in the trailing twelve months.

Where can I find SSNC SEC filings?

Official SEC filings for SS&C Technologies Holdings Inc (CIK: 0001402436) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SSNC's EPS?

SS&C Technologies Holdings Inc has a diluted EPS of $0.91.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is SSNC's fundamental grade?

Based on our AI fundamental analysis in May 2026, SS&C Technologies Holdings Inc has a B grade with 72% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is SSNC stock overvalued or undervalued?

Valuation metrics for SSNC: ROE of 3.3% (sector avg: 22%), net margin of 13.7% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

What is SSNC's AI grade for 2026?

Our dual AI analysis gives SS&C Technologies Holdings Inc a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SSNC's free cash flow?

SS&C Technologies Holdings Inc's operating cash flow is $299.7M, with capital expenditures of $6.0M. FCF margin is 17.8%.

How does SSNC compare to other Technology stocks?

Vs Technology sector averages: Net margin 13.7% (avg: 18%), ROE 3.3% (avg: 22%), current ratio 1.10 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI