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Sparta Commercial Services, Inc.. (SRCO) Stock Fundamental Analysis & AI Rating 2026

SRCO OTC Services-Business Services, NEC CIK: 0000318299
Recently Updated • Analysis: Apr 16, 2026 • SEC Data: 2026-01-31
STRONG SELL
95% Conf
Pending
Analysis scheduled

📊 SRCO Key Takeaways

Revenue: $288.2K
Net Margin: -485.6%
Free Cash Flow: $-725.1K
Current Ratio: 0.08x
Debt/Equity: N/A
EPS: $-0.03
AI Rating: STRONG SELL with 95% confidence
Sparta Commercial Services, Inc.. (SRCO) receives a STRONG SELL rating with 95% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $288.2K, net profit margin of -485.6%, Sparta Commercial Services, Inc.. demonstrates mixed fundamentals in the Services sector. Below is our complete SRCO stock analysis for 2026.

Is Sparta Commercial Services, Inc.. (SRCO) a Good Investment?

Claude

SRCO is in severe financial distress with negative stockholders' equity of -$12.2M and a critical liquidity crisis (current ratio 0.08x). Despite a healthy 92% gross margin and 22.7% revenue growth, operating losses of $761.7K dwarf revenues of $288.2K, resulting in massive unsustainable cash burn of -$725.1K operationally with only $70.1K in cash reserves.

Why Buy Sparta Commercial Services, Inc.. Stock? SRCO Key Strengths

Claude
  • + Strong gross margin of 92.1% indicates viable core service business model if scaled
  • + Revenue growth of 22.7% YoY demonstrates market demand
  • + Recent insider activity (5 Form 4 filings) suggests some stakeholder confidence

SRCO Stock Risks: Sparta Commercial Services, Inc.. Investment Risks

Claude
  • ! Negative stockholders' equity of -$12.2M represents accounting insolvency
  • ! Critical liquidity crisis with current ratio 0.08x and only $70.1K cash against massive operating burn
  • ! Operating losses of $761.7K are 2.6x total revenue - business model is not scalable at current cost structure
  • ! Debt of $807.4K represents 87% of total assets - minimal margin for error
  • ! Negative operating cash flow of -$725.1K indicates cash runway measured in weeks at current burn

Key Metrics to Watch

Claude
  • * Operating cash flow and cash balance runway (survival metric)
  • * Revenue growth rate and path to positive unit economics
  • * Total operating expenses relative to gross profit (cost structure reduction needed)

Sparta Commercial Services, Inc.. (SRCO) Financial Metrics & Key Ratios

Revenue
$288.2K
Net Income
$-1.4M
EPS (Diluted)
$-0.03
Free Cash Flow
$-725.1K
Total Assets
$932.6K
Cash Position
$70.1K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

SRCO Profit Margin, ROE & Profitability Analysis

Gross Margin 92.1%
Operating Margin -264.3%
Net Margin -485.6%
ROE N/A
ROA -150.0%
FCF Margin -251.6%

SRCO vs Services Sector: How Sparta Commercial Services, Inc.. Compares

How Sparta Commercial Services, Inc.. compares to Services sector averages

Net Margin
SRCO -485.6%
vs
Sector Avg 10.0%
SRCO Sector
ROE
SRCO 0.0%
vs
Sector Avg 16.0%
SRCO Sector
Current Ratio
SRCO 0.1x
vs
Sector Avg 1.5x
SRCO Sector
Debt/Equity
SRCO 0.0x
vs
Sector Avg 0.7x
SRCO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Sparta Commercial Services, Inc.. Stock Overvalued? SRCO Valuation Analysis 2026

Based on fundamental analysis, Sparta Commercial Services, Inc.. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
N/A
Sector avg: 16%
Net Profit Margin
-485.6%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Sparta Commercial Services, Inc.. Balance Sheet: SRCO Debt, Cash & Liquidity

Current Ratio
0.08x
Quick Ratio
0.08x
Debt/Equity
N/A
Debt/Assets
1,301.6%
Interest Coverage
N/A
Long-term Debt
$807.4K

SRCO Revenue & Earnings Growth: 5-Year Financial Trend

SRCO 5-year financial data: Year 2021: Revenue $320.8K, Net Income N/A, EPS N/A. Year 2022: Revenue $259.7K, Net Income -$2.3M, EPS N/A. Year 2023: Revenue $256.9K, Net Income -$2.2M, EPS $-0.16. Year 2024: Revenue $256.9K, Net Income $1.0M, EPS $0.05. Year 2025: Revenue $235.5K, Net Income -$607.3K, EPS $-0.02.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Sparta Commercial Services, Inc..'s revenue has declined by 27% over the 5-year period, indicating business contraction. The most recent EPS of $-0.02 indicates the company is currently unprofitable.

SRCO Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-251.6%
Free cash flow / Revenue

SRCO Quarterly Earnings & Performance

Quarterly financial performance data for Sparta Commercial Services, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $79.0K -$405.3K $-0.01
Q2 2026 $47.8K -$417.8K $-0.01
Q1 2026 $41.6K -$474.4K $-0.01
Q3 2025 $36.7K -$96.0K $0.00
Q2 2025 $41.6K -$208.6K $-0.01
Q1 2025 $41.6K -$208.6K $-0.01
Q3 2024 $36.7K -$150.2K $-0.01
Q2 2024 $52.4K -$208.6K $-0.02

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Sparta Commercial Services, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$725.1K
Cash generated from operations
Dividends Paid
$79.1K
Returned to shareholders

SRCO SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Sparta Commercial Services, Inc.. (CIK: 0000318299)

📋 Recent SEC Filings

Date Form Document Action
Mar 23, 2026 10-Q form10-q.htm View →
Jan 20, 2026 4 xslF345X05/primary_doc.xml View →
Jan 20, 2026 8-K form8-k.htm View →
Jan 20, 2026 4 xslF345X05/primary_doc.xml View →
Jan 20, 2026 4 xslF345X05/primary_doc.xml View →

Frequently Asked Questions about SRCO

What is the AI rating for SRCO?

Sparta Commercial Services, Inc.. (SRCO) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SRCO's key strengths?

Claude: Strong gross margin of 92.1% indicates viable core service business model if scaled. Revenue growth of 22.7% YoY demonstrates market demand.

What are the risks of investing in SRCO?

Claude: Negative stockholders' equity of -$12.2M represents accounting insolvency. Critical liquidity crisis with current ratio 0.08x and only $70.1K cash against massive operating burn.

What is SRCO's revenue and growth?

Sparta Commercial Services, Inc.. reported revenue of $288.2K.

Does SRCO pay dividends?

Sparta Commercial Services, Inc.. pays dividends, with $0.1M distributed to shareholders in the trailing twelve months.

Where can I find SRCO SEC filings?

Official SEC filings for Sparta Commercial Services, Inc.. (CIK: 0000318299) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SRCO's EPS?

Sparta Commercial Services, Inc.. has a diluted EPS of $-0.03.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is SRCO a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Sparta Commercial Services, Inc.. has a STRONG SELL rating with 95% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is SRCO stock overvalued or undervalued?

Valuation metrics for SRCO: ROE of N/A (sector avg: 16%), net margin of -485.6% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy SRCO stock in 2026?

Our dual AI analysis gives Sparta Commercial Services, Inc.. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SRCO's free cash flow?

Sparta Commercial Services, Inc..'s operating cash flow is $-725.1K, with capital expenditures of $0.0. FCF margin is -251.6%.

How does SRCO compare to other Services stocks?

Vs Services sector averages: Net margin -485.6% (avg: 10%), ROE N/A (avg: 16%), current ratio 0.08 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 16, 2026 | Data as of: 2026-01-31 | Powered by Claude AI