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SpringBig Holdings, Inc. (SBIGW) Stock Fundamental Analysis & AI Rating 2026

SBIGW OTC Services-Computer Programming Services DE CIK: 0001801602
Recently Updated • Analysis: Apr 15, 2026 • SEC Data: 2025-12-31
STRONG SELL
92% Conf
Pending
Analysis scheduled

📊 SBIGW Key Takeaways

Revenue: $22.8M
Net Margin: -14.2%
Free Cash Flow: $321.0K
Current Ratio: 0.54x
Debt/Equity: N/A
EPS: $-0.07
AI Rating: STRONG SELL with 92% confidence
SpringBig Holdings, Inc. (SBIGW) receives a STRONG SELL rating with 92% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $22.8M, net profit margin of -14.2%, SpringBig Holdings, Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete SBIGW stock analysis for 2026.

Is SpringBig Holdings, Inc. (SBIGW) a Good Investment?

Claude

SpringBig is in acute financial distress with negative stockholders' equity of -$12.5M, indicating the company is technically insolvent on a balance sheet basis. Revenue has declined 7.4% YoY while net income has collapsed 73.1%, resulting in a deeply negative -14.2% net margin and operating cash flow insufficient to service $9.2M in debt. The 70% gross margin suggests underlying business viability, but severe operational underperformance and liquidity crisis (0.54x current ratio) create existential financial risk.

Why Buy SpringBig Holdings, Inc. Stock? SBIGW Key Strengths

Claude
  • + Strong 70% gross margin indicates pricing power and product-market fit in core services
  • + Positive free cash flow of $321K suggests some underlying operational cash generation despite losses
  • + Computer programming services sector has structural growth tailwinds

SBIGW Stock Risks: SpringBig Holdings, Inc. Investment Risks

Claude
  • ! Critical: Negative stockholders' equity of -$12.5M indicates technical insolvency and elimination of equity buffer
  • ! Severe liquidity crisis: Current ratio of 0.54x means only $0.54 of current assets per $1 of current liabilities
  • ! Revenue declining -7.4% YoY concurrent with -73.1% net income deterioration indicates loss of pricing leverage and/or volume
  • ! Operating margin of -7.6% and negative interest coverage of -1.3x indicate operating losses exceed debt service capacity
  • ! High debt/asset ratio ($9.2M debt vs $4.6M assets) leaves no capacity for operational disruptions
  • ! Zero insider Form 4 activity in 90 days suggests lack of management confidence in recovery

Key Metrics to Watch

Claude
  • * Path to positive stockholders' equity - restructuring plan or capital infusion required
  • * Revenue stabilization and return to growth - current -7.4% decline is unsustainable
  • * Operating margin improvement - must achieve profitability to service debt and rebuild equity
  • * Cash burn rate and liquidity runway - current cash position of $1.5M at risk
  • * Debt refinancing or covenant compliance - negative equity may trigger default provisions

SpringBig Holdings, Inc. (SBIGW) Financial Metrics & Key Ratios

Revenue
$22.8M
Net Income
$-3.2M
EPS (Diluted)
$-0.07
Free Cash Flow
$321.0K
Total Assets
$4.6M
Cash Position
$1.5M

💡 AI Analyst Insight

The relatively thin 1.4% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

SBIGW Profit Margin, ROE & Profitability Analysis

Gross Margin 70.0%
Operating Margin -7.6%
Net Margin -14.2%
ROE N/A
ROA -70.1%
FCF Margin 1.4%

SBIGW vs Technology Sector: How SpringBig Holdings, Inc. Compares

How SpringBig Holdings, Inc. compares to Technology sector averages

Net Margin
SBIGW -14.2%
vs
Sector Avg 18.0%
SBIGW Sector
ROE
SBIGW 0.0%
vs
Sector Avg 22.0%
SBIGW Sector
Current Ratio
SBIGW 0.5x
vs
Sector Avg 2.5x
SBIGW Sector
Debt/Equity
SBIGW 0.0x
vs
Sector Avg 0.5x
SBIGW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is SpringBig Holdings, Inc. Stock Overvalued? SBIGW Valuation Analysis 2026

Based on fundamental analysis, SpringBig Holdings, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
N/A
Sector avg: 22%
Net Profit Margin
-14.2%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

SpringBig Holdings, Inc. Balance Sheet: SBIGW Debt, Cash & Liquidity

Current Ratio
0.54x
Quick Ratio
0.54x
Debt/Equity
N/A
Debt/Assets
369.8%
Interest Coverage
-1.30x
Long-term Debt
$9.2M

SBIGW Revenue & Earnings Growth: 5-Year Financial Trend

SBIGW 5-year financial data: Year 2022: Revenue $26.6M, Net Income -$5.8M, EPS $-0.32. Year 2023: Revenue $28.1M, Net Income -$13.1M, EPS $-0.59.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: SpringBig Holdings, Inc.'s revenue has shown modest growth of 5% over the 5-year period. The most recent EPS of $-0.04 indicates the company is currently unprofitable.

SBIGW Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
1.4%
Free cash flow / Revenue

SBIGW Quarterly Earnings & Performance

Quarterly financial performance data for SpringBig Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2024 $6.6M -$230.0K $-0.01
Q1 2024 $6.5M $417.0K $0.01
Q3 2023 $6.9M -$2.7M $-0.07
Q2 2023 $6.5M -$2.0M $-0.06
Q1 2023 $6.2M -$2.3M $-0.08
Q3 2022 $6.1M -$658.0K $-0.04

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

SpringBig Holdings, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$361.0K
Cash generated from operations
Capital Expenditures
$40.0K
Investment in assets
Dividends
None
No dividend program

SBIGW SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for SpringBig Holdings, Inc. (CIK: 0001801602)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 8-K ea0285289-8k_springbig.htm View →
Mar 27, 2026 10-K ea0276062-10k_springbig.htm View →
Feb 6, 2026 8-K ea0275872-8k_springbig.htm View →
Nov 14, 2025 8-K ea0265765-8k_spring.htm View →
Nov 14, 2025 10-Q ea0262359-10q_springbig.htm View →

Frequently Asked Questions about SBIGW

What is the AI rating for SBIGW?

SpringBig Holdings, Inc. (SBIGW) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SBIGW's key strengths?

Claude: Strong 70% gross margin indicates pricing power and product-market fit in core services. Positive free cash flow of $321K suggests some underlying operational cash generation despite losses.

What are the risks of investing in SBIGW?

Claude: Critical: Negative stockholders' equity of -$12.5M indicates technical insolvency and elimination of equity buffer. Severe liquidity crisis: Current ratio of 0.54x means only $0.54 of current assets per $1 of current liabilities.

What is SBIGW's revenue and growth?

SpringBig Holdings, Inc. reported revenue of $22.8M.

Does SBIGW pay dividends?

SpringBig Holdings, Inc. does not currently pay dividends.

Where can I find SBIGW SEC filings?

Official SEC filings for SpringBig Holdings, Inc. (CIK: 0001801602) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SBIGW's EPS?

SpringBig Holdings, Inc. has a diluted EPS of $-0.07.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is SBIGW a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, SpringBig Holdings, Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is SBIGW stock overvalued or undervalued?

Valuation metrics for SBIGW: ROE of N/A (sector avg: 22%), net margin of -14.2% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy SBIGW stock in 2026?

Our dual AI analysis gives SpringBig Holdings, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SBIGW's free cash flow?

SpringBig Holdings, Inc.'s operating cash flow is $361.0K, with capital expenditures of $40.0K. FCF margin is 1.4%.

How does SBIGW compare to other Technology stocks?

Vs Technology sector averages: Net margin -14.2% (avg: 18%), ROE N/A (avg: 22%), current ratio 0.54 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 15, 2026 | Data as of: 2025-12-31 | Powered by Claude AI