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Science Applications International Corp (SAIC) Stock Fundamental Analysis & AI Rating 2026

SAIC Nasdaq Services-Computer Integrated Systems Design DE CIK: 0001571123
Recently Updated • Analysis: Apr 15, 2026 • SEC Data: 2026-01-30
HOLD
72% Conf
Pending
Analysis scheduled

📊 SAIC Key Takeaways

Revenue: $7.3B
Net Margin: 4.9%
Free Cash Flow: $577.0M
Current Ratio: 1.20x
Debt/Equity: 1.66x
EPS: $7.70
AI Rating: HOLD with 72% confidence
Science Applications International Corp (SAIC) receives a HOLD rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $7.3B, net profit margin of 4.9%, and return on equity (ROE) of 23.9%, Science Applications International Corp demonstrates mixed fundamentals in the Technology sector. Below is our complete SAIC stock analysis for 2026.

Is Science Applications International Corp (SAIC) a Good Investment?

Claude

SAIC demonstrates strong free cash flow generation ($577M annually, 7.9% margin) and exceptional ROE (23.9%), indicating a capital-efficient business model. However, stagnant revenue growth (0.0% YoY), declining net income (-1.1% YoY), and elevated leverage (1.66x Debt/Equity) offset operational strengths and limit upside potential.

Why Buy Science Applications International Corp Stock? SAIC Key Strengths

Claude
  • + Outstanding free cash flow conversion ($577M, 7.9% FCF margin) supporting sustainable capital allocation
  • + Exceptional return on equity (23.9%) and ROA (6.7%) demonstrating superior capital efficiency
  • + Asset-light government contracting model with predictable revenue streams and low capex requirements
  • + Operating cash flow ($609M) significantly exceeds net income, indicating high-quality earnings and working capital management

SAIC Stock Risks: Science Applications International Corp Investment Risks

Claude
  • ! Revenue stagnation at 0.0% YoY growth with no visible expansion catalysts in maturing market
  • ! Declining profitability with net income down 1.1% YoY and compressed net margin (4.9%)
  • ! Elevated leverage (1.66x Debt/Equity) paired with tight liquidity (1.20x current ratio, $182M cash for $7.3B revenue base)
  • ! Thin operating margin (7.2%) and low net margin (4.9%) provide minimal downside cushion during economic stress

Key Metrics to Watch

Claude
  • * Revenue growth inflection - critical to determine if stagnation is cyclical or structural decline
  • * Operating margin trend - monitor for further compression below current 7.2% baseline
  • * Free cash flow sustainability - must maintain $500M+ annual generation to service debt obligations
  • * Debt/Equity ratio progress - target improvement below 1.50x through debt reduction

Science Applications International Corp (SAIC) Financial Metrics & Key Ratios

Revenue
$7.3B
Net Income
$358.0M
EPS (Diluted)
$7.70
Free Cash Flow
$577.0M
Total Assets
$5.4B
Cash Position
$182.0M

💡 AI Analyst Insight

Science Applications International Corp presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

SAIC Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 7.2%
Net Margin 4.9%
ROE 23.9%
ROA 6.7%
FCF Margin 7.9%

SAIC vs Technology Sector: How Science Applications International Corp Compares

How Science Applications International Corp compares to Technology sector averages

Net Margin
SAIC 4.9%
vs
Sector Avg 18.0%
SAIC Sector
ROE
SAIC 23.9%
vs
Sector Avg 22.0%
SAIC Sector
Current Ratio
SAIC 1.2x
vs
Sector Avg 2.5x
SAIC Sector
Debt/Equity
SAIC 1.7x
vs
Sector Avg 0.5x
SAIC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Science Applications International Corp Stock Overvalued? SAIC Valuation Analysis 2026

Based on fundamental analysis, Science Applications International Corp shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
23.9%
Sector avg: 22%
Net Profit Margin
4.9%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.66x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Science Applications International Corp Balance Sheet: SAIC Debt, Cash & Liquidity

Current Ratio
1.20x
Quick Ratio
1.20x
Debt/Equity
1.66x
Debt/Assets
0.0%
Interest Coverage
5.37x
Long-term Debt
$2.5B

SAIC Revenue & Earnings Growth: 5-Year Financial Trend

SAIC 5-year financial data: Year 2022: Revenue $7.4B, Net Income $226.0M, EPS $3.83. Year 2023: Revenue $7.7B, Net Income $209.0M, EPS $3.56. Year 2024: Revenue $7.7B, Net Income $277.0M, EPS $4.77. Year 2025: Revenue $7.7B, Net Income $300.0M, EPS $5.38. Year 2026: Revenue $7.5B, Net Income N/A, EPS $8.88.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Science Applications International Corp's revenue has shown modest growth of 1% over the 5-year period. The most recent EPS of $8.88 reflects profitable operations.

SAIC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
7.9%
Free cash flow / Revenue

SAIC Quarterly Earnings & Performance

Quarterly financial performance data for Science Applications International Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $1.9B $78.0M $1.69
Q2 2026 $1.8B $81.0M $1.58
Q1 2026 $1.8B $68.0M $1.42
Q3 2025 $1.9B $93.0M $1.76
Q2 2025 $1.8B $81.0M $1.58
Q1 2025 $1.8B $77.0M $1.48
Q3 2024 $1.9B $80.0M $1.45
Q2 2024 $1.8B $73.0M $1.30

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Science Applications International Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$609.0M
Cash generated from operations
Stock Buybacks
$445.0M
Shares repurchased (TTM)
Capital Expenditures
$32.0M
Investment in assets
Dividends Paid
$70.0M
Returned to shareholders

SAIC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Science Applications International Corp (CIK: 0001571123)

📋 Recent SEC Filings

Date Form Document Action
Apr 13, 2026 4 xslF345X06/wk-form4_1776110426.xml View →
Apr 9, 2026 8-K d128305d8k.htm View →
Apr 8, 2026 4 xslF345X06/wk-form4_1775684801.xml View →
Apr 8, 2026 4 xslF345X06/wk-form4_1775684795.xml View →
Apr 8, 2026 4 xslF345X06/wk-form4_1775684790.xml View →

Frequently Asked Questions about SAIC

What is the AI rating for SAIC?

Science Applications International Corp (SAIC) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SAIC's key strengths?

Claude: Outstanding free cash flow conversion ($577M, 7.9% FCF margin) supporting sustainable capital allocation. Exceptional return on equity (23.9%) and ROA (6.7%) demonstrating superior capital efficiency.

What are the risks of investing in SAIC?

Claude: Revenue stagnation at 0.0% YoY growth with no visible expansion catalysts in maturing market. Declining profitability with net income down 1.1% YoY and compressed net margin (4.9%).

What is SAIC's revenue and growth?

Science Applications International Corp reported revenue of $7.3B.

Does SAIC pay dividends?

Science Applications International Corp pays dividends, with $70.0M distributed to shareholders in the trailing twelve months.

Where can I find SAIC SEC filings?

Official SEC filings for Science Applications International Corp (CIK: 0001571123) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SAIC's EPS?

Science Applications International Corp has a diluted EPS of $7.70.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is SAIC a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Science Applications International Corp has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is SAIC stock overvalued or undervalued?

Valuation metrics for SAIC: ROE of 23.9% (sector avg: 22%), net margin of 4.9% (sector avg: 18%). Higher ROE suggests strong returns relative to peers.

Should I buy SAIC stock in 2026?

Our dual AI analysis gives Science Applications International Corp a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SAIC's free cash flow?

Science Applications International Corp's operating cash flow is $609.0M, with capital expenditures of $32.0M. FCF margin is 7.9%.

How does SAIC compare to other Technology stocks?

Vs Technology sector averages: Net margin 4.9% (avg: 18%), ROE 23.9% (avg: 22%), current ratio 1.20 (avg: 2.5).

Is Science Applications International Corp carrying too much debt?

SAIC has a debt-to-equity ratio of 1.66x, which is above the Technology sector average of 0.5x. However, the current ratio of 1.20 suggests adequate short-term liquidity.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 15, 2026 | Data as of: 2026-01-30 | Powered by Claude AI