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RLBY Stock Analysis 2026 - RELIABILITY INC AI Rating

RLBY OTC Services-Help Supply Services TX CIK: 0000034285
Recently Updated • Analysis: Apr 9, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
56% Confidence
STRONG AGREEMENT
HOLD
48% Conf
HOLD
64% Conf

📊 RLBY Key Takeaways

Revenue: $20.7M
Net Margin: -3.2%
Free Cash Flow: $1.8M
Current Ratio: 4.08x
Debt/Equity: 0.00x
EPS: $0.00
AI Rating: HOLD with 48% confidence

Is RLBY a Good Investment? Thesis Analysis

Claude

Reliability Inc exhibits exceptional revenue growth of 276.7% YoY with positive free cash flow generation of $1.8M and a fortress balance sheet (D/E 0.00x, 4.08x current ratio). However, the company remains unprofitable with declining net income YoY and critically low gross margins of 14.2%, indicating potential structural issues with unit economics that require resolution before warranting investment.

ChatGPT

Revenue expanded sharply while free cash flow is positive and leverage is minimal, suggesting operating leverage could emerge as scale builds. However, margins are thin with ongoing operating losses and negative returns, so the path to sustainable profitability remains unproven.

Why Buy RLBY? Key Strengths

Claude
  • + Exceptional revenue growth of 276.7% YoY demonstrates strong market demand
  • + Positive free cash flow of $1.8M (8.9% FCF margin) despite GAAP unprofitability indicates operational viability
  • + Fortress balance sheet with minimal debt (D/E 0.00x, $21K LT debt) and excellent liquidity (4.08x current ratio)
ChatGPT
  • + Explosive revenue growth (+276.7% YoY)
  • + Debt-light balance sheet with strong current ratio
  • + Positive free cash flow with low capex

RLBY Investment Risks to Consider

Claude
  • ! Company unprofitable with net income declining 11.8% YoY despite massive revenue growth; negative ROE (-10.0%) and ROA (-7.5%)
  • ! Critically low gross margin of 14.2% and negative operating margin of -4.0% suggest structural cost or pricing issues
  • ! Absence of insider activity over 90 days combined with deteriorating profitability despite growth raises confidence concerns; operating leverage not materializing
ChatGPT
  • ! Continued operating losses and negative ROE/ROA
  • ! Structurally thin gross margin limiting resilience
  • ! Small cash balance and working-capital/collection risk

Key Metrics to Watch

Claude
  • * Gross margin trend - must demonstrate expansion to validate business model scalability
  • * Operating margin and path to profitability - critical inflection point for viability
  • * Free cash flow sustainability - monitor if positive FCF persists as revenue scales further
ChatGPT
  • * Operating margin
  • * DSO / accounts receivable turnover

RLBY Financial Metrics

Revenue
$20.7M
Net Income
$-664.0K
EPS (Diluted)
$0.00
Free Cash Flow
$1.8M
Total Assets
$8.8M
Cash Position
$483.0K

💡 AI Analyst Insight

Strong liquidity with a 4.08x current ratio provides a solid financial cushion.

RLBY Profitability Ratios

Gross Margin 14.2%
Operating Margin -4.0%
Net Margin -3.2%
ROE -10.0%
ROA -7.5%
FCF Margin 8.9%

RLBY vs Default Sector

How RELIABILITY INC compares to Default sector averages

Net Margin
RLBY -3.2%
vs
Sector Avg 12.0%
RLBY Sector
ROE
RLBY -10.0%
vs
Sector Avg 15.0%
RLBY Sector
Current Ratio
RLBY 4.1x
vs
Sector Avg 1.8x
RLBY Sector
Debt/Equity
RLBY 0.0x
vs
Sector Avg 0.7x
RLBY Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is RLBY Overvalued or Undervalued?

Based on fundamental analysis, RELIABILITY INC has mixed fundamental signals relative to the Default sector in 2026.

Return on Equity
-10.0%
Sector avg: 15%
Net Profit Margin
-3.2%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

RLBY Balance Sheet & Liquidity

Current Ratio
4.08x
Quick Ratio
4.08x
Debt/Equity
0.00x
Debt/Assets
24.6%
Interest Coverage
-7.90x
Long-term Debt
$21.0K

RLBY 5-Year Financial Trend & Growth Analysis

RLBY 5-year financial data: Year 2021: Revenue $29.2M, Net Income -$789.0K, EPS $0.00. Year 2022: Revenue $26.2M, Net Income $7.9M, EPS $0.03. Year 2023: Revenue $25.7M, Net Income -$739.0K, EPS $0.00. Year 2024: Revenue $24.0M, Net Income -$740.0K, EPS $0.00. Year 2025: Revenue $24.0M, Net Income -$594.0K, EPS $0.00.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: RELIABILITY INC's revenue has declined by 18% over the 5-year period, indicating business contraction. The most recent EPS of $0.00 indicates the company is currently unprofitable.

RLBY Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
8.9%
Free cash flow / Revenue

RLBY Quarterly Performance

Quarterly financial performance data for RELIABILITY INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $5.4M -$68.0K $0.00
Q2 2025 $4.7M -$133.0K $0.00
Q1 2025 $4.7M -$132.0K $0.00
Q3 2024 $5.3M -$66.0K $0.00
Q2 2024 $5.5M -$134.0K $0.00
Q1 2024 $5.2M -$132.0K $0.00
Q3 2023 $5.3M $109.0K $0.00
Q2 2023 $5.5M -$214.0K $0.00

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

RLBY Capital Allocation

Operating Cash Flow
$1.9M
Cash generated from operations
Capital Expenditures
$68.0K
Investment in assets
Dividends
None
No dividend program

RLBY SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for RELIABILITY INC (CIK: 0000034285)

📋 Recent SEC Filings

Date Form Document Action
Apr 10, 2026 8-K form8-k.htm View →
Mar 31, 2026 10-K form10-k.htm View →
Feb 20, 2026 8-K form8-k.htm View →
Jan 2, 2026 8-K form8-k.htm View →
Nov 14, 2025 10-Q form10-q.htm View →

Frequently Asked Questions about RLBY

What is the AI rating for RLBY?

RELIABILITY INC (RLBY) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 56% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are RLBY's key strengths?

Claude: Exceptional revenue growth of 276.7% YoY demonstrates strong market demand. Positive free cash flow of $1.8M (8.9% FCF margin) despite GAAP unprofitability indicates operational viability. ChatGPT: Explosive revenue growth (+276.7% YoY). Debt-light balance sheet with strong current ratio.

What are the risks of investing in RLBY?

Claude: Company unprofitable with net income declining 11.8% YoY despite massive revenue growth; negative ROE (-10.0%) and ROA (-7.5%). Critically low gross margin of 14.2% and negative operating margin of -4.0% suggest structural cost or pricing issues. ChatGPT: Continued operating losses and negative ROE/ROA. Structurally thin gross margin limiting resilience.

What is RLBY's revenue and growth?

RELIABILITY INC reported revenue of $20.7M.

Does RLBY pay dividends?

RELIABILITY INC does not currently pay dividends.

Where can I find RLBY SEC filings?

Official SEC filings for RELIABILITY INC (CIK: 0000034285) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is RLBY's EPS?

RELIABILITY INC has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is RLBY a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, RELIABILITY INC has a HOLD rating with 56% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is RLBY stock overvalued or undervalued?

Valuation metrics for RLBY: ROE of -10.0% (sector avg: 15%), net margin of -3.2% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy RLBY stock in 2026?

Our dual AI analysis gives RELIABILITY INC a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is RLBY's free cash flow?

RELIABILITY INC's operating cash flow is $1.9M, with capital expenditures of $68.0K. FCF margin is 8.9%.

How does RLBY compare to other Default stocks?

Vs Default sector averages: Net margin -3.2% (avg: 12%), ROE -10.0% (avg: 15%), current ratio 4.08 (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 9, 2026 | Data as of: 2025-12-31 | Powered by Claude AI