📊 RAND Key Takeaways
Is Rand Capital Corp. (RAND) a Good Investment?
RAND Capital is destroying shareholder value with significant net losses (-$8.0M) and deeply negative returns on equity (-15.4%) and assets (-15.1%), despite maintaining a fortress balance sheet with zero debt. While strong cash generation ($11.3M FCF) and minimal liabilities provide downside protection, the persistent and material gap between operating income and net loss indicates severe portfolio or investment management challenges that fundamentally undermine the capital deployment strategy.
Why Buy Rand Capital Corp. Stock? RAND Key Strengths
- Fortress balance sheet with zero debt (Debt/Equity 0.00x) and minimal leverage risk
- Strong free cash flow generation ($11.3M) demonstrating operational liquidity
- Substantial equity base ($52.2M) with low financial leverage provides downside protection
RAND Stock Risks: Rand Capital Corp. Investment Risks
- Significant net loss (-$8.0M) destroying shareholder wealth despite positive operating results
- Severely negative returns on equity (-15.4%) and assets (-15.1%) indicating capital misallocation
- Material unrealized portfolio losses evidenced by $11.5M gap between $3.5M operating income and -$8.0M net loss
Key Metrics to Watch
- Net income trend and reversal to profitability
- Return on Equity recovery toward positive single digits
- Portfolio impairment charges and realized vs unrealized loss breakdown
Rand Capital Corp. (RAND) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
RAND Profit Margin, ROE & Profitability Analysis
RAND vs Market Sector: How Rand Capital Corp. Compares
How Rand Capital Corp. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Rand Capital Corp. Stock Overvalued? RAND Valuation Analysis 2026
Based on fundamental analysis, Rand Capital Corp. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Rand Capital Corp. Balance Sheet: RAND Debt, Cash & Liquidity
RAND Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Rand Capital Corp.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $2.53 reflects profitable operations.
RAND Revenue Growth, EPS Growth & YoY Performance
Rand Capital Corp. Dividends, Buybacks & Capital Allocation
RAND SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Rand Capital Corp. (CIK: 0000081955)
📋 Recent SEC Filings
❓ Frequently Asked Questions about RAND
What is the AI rating for RAND?
Rand Capital Corp. (RAND) has an AI rating of SELL with 70% confidence, based on fundamental analysis of SEC EDGAR filings.
What are RAND's key strengths?
Claude: Fortress balance sheet with zero debt (Debt/Equity 0.00x) and minimal leverage risk. Strong free cash flow generation ($11.3M) demonstrating operational liquidity.
What are the risks of investing in RAND?
Claude: Significant net loss (-$8.0M) destroying shareholder wealth despite positive operating results. Severely negative returns on equity (-15.4%) and assets (-15.1%) indicating capital misallocation.
What is RAND's revenue and growth?
Rand Capital Corp. reported revenue of N/A.
Does RAND pay dividends?
Rand Capital Corp. pays dividends, with $7.3M distributed to shareholders in the trailing twelve months.
Where can I find RAND SEC filings?
Official SEC filings for Rand Capital Corp. (CIK: 0000081955) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is RAND's EPS?
Rand Capital Corp. has a diluted EPS of $-2.73.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is RAND a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Rand Capital Corp. has a SELL rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is RAND stock overvalued or undervalued?
Valuation metrics for RAND: ROE of -15.4% (sector avg: 15%), net margin of N/A (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy RAND stock in 2026?
Our dual AI analysis gives Rand Capital Corp. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is RAND's free cash flow?
Rand Capital Corp.'s operating cash flow is $11.3M, with capital expenditures of N/A.
How does RAND compare to other Market stocks?
Vs Default sector averages: Net margin N/A (avg: 12%), ROE -15.4% (avg: 15%), current ratio N/A (avg: 1.8).