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Papa Johns International Inc. (PZZA) Stock Fundamental Analysis & AI Rating 2026

PZZA Nasdaq Retail-Eating Places DE CIK: 0000901491
Recently Updated • Analysis: Apr 14, 2026 • SEC Data: 2025-12-28
SELL
85% Conf
Pending
Analysis scheduled

📊 PZZA Key Takeaways

Revenue: $2.1B
Net Margin: 1.5%
Free Cash Flow: $61.3M
Current Ratio: 0.82x
Debt/Equity: N/A
EPS: $0.90
AI Rating: SELL with 85% confidence
Papa Johns International Inc. (PZZA) receives a SELL rating with 85% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.1B, net profit margin of 1.5%, Papa Johns International Inc. demonstrates mixed fundamentals in the Consumer sector. Below is our complete PZZA stock analysis for 2026.

Is Papa Johns International Inc. (PZZA) a Good Investment?

Claude

Papa Johns faces critical balance sheet insolvency with negative stockholders' equity of -$444.8M and deteriorating liquidity ratios (0.82x current ratio), creating acute solvency risk. While positive free cash flow of $61.3M provides near-term flexibility, stagnant revenue (-0.3% YoY), collapsing EPS (-64.6% YoY despite net income growth), and a $722.3M debt burden relative to only $837.5M in assets indicate structural financial distress unlikely to reverse near-term.

Why Buy Papa Johns International Inc. Stock? PZZA Key Strengths

Claude
  • + Positive free cash flow generation of $61.3M provides operational liquidity buffer
  • + Net income growing 3.3% YoY demonstrates margin expansion capability
  • + Interest coverage ratio of 3.3x indicates current ability to service debt obligations

PZZA Stock Risks: Papa Johns International Inc. Investment Risks

Claude
  • ! Negative stockholders' equity of -$444.8M indicates technical balance sheet insolvency
  • ! Liquidity crisis evident in current ratio of 0.82x and quick ratio of 0.70x; unable to cover short-term obligations with current assets
  • ! Severe EPS dilution (-64.6% YoY) despite positive net income signals aggressive share issuance, likely for debt management or capital raising
  • ! Revenue stagnation (-0.3% YoY) combined with razor-thin net margin (1.5%) limits organic deleveraging potential
  • ! High financial leverage with $722.3M long-term debt against only $837.5M total assets creates refinancing risk

Key Metrics to Watch

Claude
  • * Quarterly same-store sales trends and revenue stabilization trajectory
  • * Operating cash flow sustainability and free cash flow generation consistency
  • * Debt reduction progress, refinancing activities, and debt-to-EBITDA ratio

Papa Johns International Inc. (PZZA) Financial Metrics & Key Ratios

Revenue
$2.1B
Net Income
$30.5M
EPS (Diluted)
$0.90
Free Cash Flow
$61.3M
Total Assets
$837.5M
Cash Position
$34.6M

💡 AI Analyst Insight

The relatively thin 3.0% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

PZZA Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 4.3%
Net Margin 1.5%
ROE N/A
ROA 3.6%
FCF Margin 3.0%

PZZA vs Consumer Sector: How Papa Johns International Inc. Compares

How Papa Johns International Inc. compares to Consumer sector averages

Net Margin
PZZA 1.5%
vs
Sector Avg 8.0%
PZZA Sector
ROE
PZZA 0.0%
vs
Sector Avg 18.0%
PZZA Sector
Current Ratio
PZZA 0.8x
vs
Sector Avg 1.5x
PZZA Sector
Debt/Equity
PZZA 0.0x
vs
Sector Avg 0.8x
PZZA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Papa Johns International Inc. Stock Overvalued? PZZA Valuation Analysis 2026

Based on fundamental analysis, Papa Johns International Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
N/A
Sector avg: 18%
Net Profit Margin
1.5%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Papa Johns International Inc. Balance Sheet: PZZA Debt, Cash & Liquidity

Current Ratio
0.82x
Quick Ratio
0.70x
Debt/Equity
N/A
Debt/Assets
151.7%
Interest Coverage
3.34x
Long-term Debt
$722.3M

PZZA Revenue & Earnings Growth: 5-Year Financial Trend

PZZA 5-year financial data: Year 2022: Revenue $2.1B, Net Income $57.9M, EPS $1.28. Year 2023: Revenue $2.1B, Net Income $120.0M, EPS $0.12. Year 2024: Revenue $2.1B, Net Income $67.8M, EPS $1.89. Year 2025: Revenue $2.1B, Net Income $82.1M, EPS $2.48.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Papa Johns International Inc.'s revenue has shown modest growth of 2% over the 5-year period. The most recent EPS of $2.48 reflects profitable operations.

PZZA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.0%
Free cash flow / Revenue

PZZA Quarterly Earnings & Performance

Quarterly financial performance data for Papa Johns International Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $506.8M $4.7M $0.13
Q2 2025 $507.9M $9.5M $0.28
Q1 2025 $513.9M $9.2M $0.27
Q3 2024 $506.8M $15.9M $0.48
Q2 2024 $507.9M $12.2M $0.37
Q1 2024 $513.9M $14.6M $0.44
Q3 2023 $510.5M $8.3M $0.23
Q2 2023 $514.5M $17.8M $0.54

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Papa Johns International Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$126.0M
Cash generated from operations
Capital Expenditures
$64.7M
Investment in assets
Dividends Paid
$61.1M
Returned to shareholders

PZZA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Papa Johns International Inc. (CIK: 0000901491)

📋 Recent SEC Filings

Date Form Document Action
Mar 26, 2026 4 xslF345X06/doc4.xml View →
Mar 26, 2026 4 xslF345X06/doc4.xml View →
Mar 26, 2026 DEF 14A pzza-20260325.htm View →
Mar 5, 2026 4 xslF345X05/doc4.xml View →
Mar 5, 2026 4 xslF345X05/doc4.xml View →

Frequently Asked Questions about PZZA

What is the AI rating for PZZA?

Papa Johns International Inc. (PZZA) has an AI rating of SELL with 85% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PZZA's key strengths?

Claude: Positive free cash flow generation of $61.3M provides operational liquidity buffer. Net income growing 3.3% YoY demonstrates margin expansion capability.

What are the risks of investing in PZZA?

Claude: Negative stockholders' equity of -$444.8M indicates technical balance sheet insolvency. Liquidity crisis evident in current ratio of 0.82x and quick ratio of 0.70x; unable to cover short-term obligations with current assets.

What is PZZA's revenue and growth?

Papa Johns International Inc. reported revenue of $2.1B.

Does PZZA pay dividends?

Papa Johns International Inc. pays dividends, with $61.1M distributed to shareholders in the trailing twelve months.

Where can I find PZZA SEC filings?

Official SEC filings for Papa Johns International Inc. (CIK: 0000901491) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PZZA's EPS?

Papa Johns International Inc. has a diluted EPS of $0.90.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is PZZA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Papa Johns International Inc. has a SELL rating with 85% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is PZZA stock overvalued or undervalued?

Valuation metrics for PZZA: ROE of N/A (sector avg: 18%), net margin of 1.5% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy PZZA stock in 2026?

Our dual AI analysis gives Papa Johns International Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PZZA's free cash flow?

Papa Johns International Inc.'s operating cash flow is $126.0M, with capital expenditures of $64.7M. FCF margin is 3.0%.

How does PZZA compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 1.5% (avg: 8%), ROE N/A (avg: 18%), current ratio 0.82 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 14, 2026 | Data as of: 2025-12-28 | Powered by Claude AI