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Insulet Corp. (PODD) Fundamental Analysis & AI Grade 2026

PODD Nasdaq Surgical & Medical Instruments & Apparatus DE CIK: 0001145197
Updated This Month • Analysis: May 8, 2026 • SEC Data: 2026-03-31
Combined AI Grade
B
70% Confidence
N/A
B
70% Conf
Pending
Analysis scheduled

📊 PODD Key Takeaways

Revenue: $761.7M
Net Margin: 12.0%
Free Cash Flow: $89.5M
Current Ratio: 2.49x
Debt/Equity: 0.71x
EPS: $1.30
AI Grade: B with 70% confidence
Insulet Corp. (PODD) receives a B fundamental grade with 70% confidence from our AI analysis based on SEC 10-K filings. With revenue of $761.7M, net profit margin of 12.0%, and return on equity (ROE) of 7.0%, Insulet Corp. demonstrates mixed fundamentals in the Healthcare sector. Below is our complete PODD stock analysis for 2026.

Is Insulet Corp. (PODD) a Good Investment?

Claude

Insulet demonstrates strong fundamentals with exceptional revenue growth of 30.7% YoY and healthy gross margins of 69.5%, indicating solid market positioning in medical devices. However, a concerning 40.9% decline in net income despite robust top-line expansion suggests significant margin compression requiring investigation into underlying drivers—potentially one-time charges, investment spending, or cost pressures.

Insulet Corp. Key Strengths (PODD)

Claude
  • + Exceptional revenue growth of 30.7% YoY reaching $761.7M demonstrates strong market demand
  • + Excellent gross margin of 69.5% indicates pricing power and operational efficiency
  • + Positive free cash flow generation of $89.5M (11.8% FCF margin) shows cash conversion ability
  • + Strong liquidity position with current ratio of 2.49x and quick ratio of 1.81x
  • + Solid interest coverage ratio of 11.4x demonstrates capacity to service debt obligations

PODD Stock Risks: Insulet Corp. Investment Risks

Claude
  • ! Net income declined 40.9% YoY despite 30.7% revenue growth—significant profitability deterioration requires explanation
  • ! Low return metrics (ROE 7.0%, ROA 3.0%) suggest suboptimal capital deployment efficiency
  • ! Substantial long-term debt of $929.5M creates financial leverage risk despite manageable debt-to-equity ratio
  • ! Compressed net margin of 12.0% is low for the medical device sector relative to growth rate
  • ! Elevated insider activity with 22 Form 4 filings in 90 days could indicate executive uncertainty

Key Metrics to Watch

Claude
  • * Net income trend reversal and reconciliation of revenue growth versus earnings decline
  • * Operating margin sustainability and cost structure evolution
  • * Free cash flow generation and capital allocation decisions
  • * Debt reduction progress and refinancing activity

Insulet Corp. (PODD) Financial Metrics & Key Ratios

Revenue
$761.7M
Net Income
$91.1M
EPS (Diluted)
$1.30
Free Cash Flow
$89.5M
Total Assets
$3.0B
Cash Position
$480.4M

💡 AI Analyst Insight

Strong liquidity with a 2.49x current ratio provides a solid financial cushion.

PODD Profit Margin, ROE & Profitability Analysis

Gross Margin 69.5%
Operating Margin 16.0%
Net Margin 12.0%
ROE 7.0%
ROA 3.0%
FCF Margin 11.8%

PODD vs Healthcare Sector: How Insulet Corp. Compares

How Insulet Corp. compares to Healthcare sector averages

Net Margin
PODD 12.0%
vs
Sector Avg 12.0%
PODD Sector
ROE
PODD 7.0%
vs
Sector Avg 15.0%
PODD Sector
Current Ratio
PODD 2.5x
vs
Sector Avg 2.0x
PODD Sector
Debt/Equity
PODD 0.7x
vs
Sector Avg 0.6x
PODD Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Insulet Corp. Stock Overvalued? PODD Valuation Analysis 2026

Based on fundamental analysis, Insulet Corp. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
7.0%
Sector avg: 15%
Net Profit Margin
12.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.71x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Insulet Corp. Balance Sheet: PODD Debt, Cash & Liquidity

Current Ratio
2.49x
Quick Ratio
1.81x
Debt/Equity
0.71x
Debt/Assets
56.4%
Interest Coverage
11.41x
Long-term Debt
$929.5M

PODD Revenue & Earnings Growth: 5-Year Financial Trend

PODD 5-year financial data: Year 2018: Revenue $563.8M, Net Income N/A, EPS N/A. Year 2019: Revenue $738.2M, Net Income N/A, EPS N/A. Year 2020: Revenue $904.4M, Net Income N/A, EPS N/A. Year 2021: Revenue $1.1B, Net Income $11.6M, EPS $0.19. Year 2022: Revenue $1.1B, Net Income $6.8M, EPS $0.10.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Insulet Corp.'s revenue has grown significantly by 87% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.94 reflects profitable operations.

PODD Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
11.8%
Free cash flow / Revenue

PODD Quarterly Earnings & Performance

Quarterly financial performance data for Insulet Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $569.0M $35.4M $0.50
Q3 2025 $543.9M $77.5M $1.08
Q2 2025 $488.5M $22.5M $0.32
Q1 2025 $441.7M $35.4M $0.50
Q3 2024 $432.7M $51.9M $0.74
Q2 2024 $396.5M $27.3M $0.39
Q1 2024 $358.1M $23.8M $0.34
Q3 2023 $340.8M -$5.2M $-0.08

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Insulet Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$113.8M
Cash generated from operations
Stock Buybacks
$300.0M
Shares repurchased (TTM)
Capital Expenditures
$24.3M
Investment in assets
Dividends
None
No dividend program

PODD SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Insulet Corp. (CIK: 0001145197)

📋 Recent SEC Filings

Date Form Document Action
May 26, 2026 8-K podd-20260526.htm View →
May 21, 2026 4 xslF345X06/form4.xml View →
May 21, 2026 4 xslF345X06/form4.xml View →
May 21, 2026 4 xslF345X06/form4.xml View →
May 21, 2026 4 xslF345X06/form4.xml View →

Frequently Asked Questions about PODD

What is the AI rating for PODD?

Insulet Corp. (PODD) has an AI grade of B with 70% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PODD's key strengths?

Claude: Exceptional revenue growth of 30.7% YoY reaching $761.7M demonstrates strong market demand. Excellent gross margin of 69.5% indicates pricing power and operational efficiency.

What are the risks of investing in PODD?

Claude: Net income declined 40.9% YoY despite 30.7% revenue growth—significant profitability deterioration requires explanation. Low return metrics (ROE 7.0%, ROA 3.0%) suggest suboptimal capital deployment efficiency.

What is PODD's revenue and growth?

Insulet Corp. reported revenue of $761.7M.

Does PODD pay dividends?

Insulet Corp. does not currently pay dividends.

Where can I find PODD SEC filings?

Official SEC filings for Insulet Corp. (CIK: 0001145197) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PODD's EPS?

Insulet Corp. has a diluted EPS of $1.30.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is PODD's fundamental grade?

Based on our AI fundamental analysis in May 2026, Insulet Corp. has a B grade with 70% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is PODD stock overvalued or undervalued?

Valuation metrics for PODD: ROE of 7.0% (sector avg: 15%), net margin of 12.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is PODD's AI grade for 2026?

Our dual AI analysis gives Insulet Corp. a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PODD's free cash flow?

Insulet Corp.'s operating cash flow is $113.8M, with capital expenditures of $24.3M. FCF margin is 11.8%.

How does PODD compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin 12.0% (avg: 12%), ROE 7.0% (avg: 15%), current ratio 2.49 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 8, 2026 | Data as of: 2026-03-31 | Powered by Claude AI