📊 PKBK Key Takeaways
Is Parke Bancorp, Inc.. (PKBK) a Good Investment?
Parke Bancorp exhibits contradictory fundamentals with strong 86.6% revenue growth and excellent operating margins (42.1%), but critically low capital efficiency metrics (ROE 3.5%, ROA 0.5%) and a dangerously thin 1.0x interest coverage ratio indicate structural operational challenges. The minimal 0.1% net income growth despite surging revenues suggests expense control issues that offset topline momentum.
Parke Bancorp, Inc.. Key Strengths (PKBK)
- Exceptional revenue growth of 86.6% year-over-year
- Strong operating margin of 42.1% and net margin of 32.1%
- Zero debt with Debt/Equity ratio of 0.00x and solid cash position of $110.9M
- Healthy free cash flow generation of $12.9M with 35.1% FCF margin
PKBK Stock Risks: Parke Bancorp, Inc.. Investment Risks
- Critically low interest coverage ratio of 1.0x provides minimal buffer for interest rate changes or economic stress
- Severely depressed ROE (3.5%) and ROA (0.5%) indicate very poor capital efficiency for a banking institution
- Disconnect between 86.6% revenue growth and 0.1% net income growth suggests operational inefficiencies or significant non-recurring charges
- Returns on capital fail to justify the risk profile of a regional bank
Key Metrics to Watch
- Interest coverage ratio trend (currently at critical 1.0x level)
- ROE and ROA progression (must improve materially to justify banking sector investment)
- Net income growth sustainability relative to revenue growth
- Operating expense ratio and cost control improvements
Parke Bancorp, Inc.. (PKBK) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 35.1% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
PKBK Profit Margin, ROE & Profitability Analysis
PKBK vs Finance Sector: How Parke Bancorp, Inc.. Compares
How Parke Bancorp, Inc.. compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Parke Bancorp, Inc.. Stock Overvalued? PKBK Valuation Analysis 2026
Based on fundamental analysis, Parke Bancorp, Inc.. has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Parke Bancorp, Inc.. Balance Sheet: PKBK Debt, Cash & Liquidity
PKBK Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Parke Bancorp, Inc..'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $2.27 reflects profitable operations.
PKBK Revenue Growth, EPS Growth & YoY Performance
Parke Bancorp, Inc.. Dividends, Buybacks & Capital Allocation
PKBK SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Parke Bancorp, Inc.. (CIK: 0001315399)
📋 Recent SEC Filings
❓ Frequently Asked Questions about PKBK
What is the AI rating for PKBK?
Parke Bancorp, Inc.. (PKBK) has an AI grade of B with 42% confidence, based on fundamental analysis of SEC EDGAR filings.
What are PKBK's key strengths?
Claude: Exceptional revenue growth of 86.6% year-over-year. Strong operating margin of 42.1% and net margin of 32.1%.
What are the risks of investing in PKBK?
Claude: Critically low interest coverage ratio of 1.0x provides minimal buffer for interest rate changes or economic stress. Severely depressed ROE (3.5%) and ROA (0.5%) indicate very poor capital efficiency for a banking institution.
What is PKBK's revenue and growth?
Parke Bancorp, Inc.. reported revenue of $36.9M.
Does PKBK pay dividends?
Parke Bancorp, Inc.. pays dividends, with $2.1M distributed to shareholders in the trailing twelve months.
Where can I find PKBK SEC filings?
Official SEC filings for Parke Bancorp, Inc.. (CIK: 0001315399) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is PKBK's EPS?
Parke Bancorp, Inc.. has a diluted EPS of $0.99.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is PKBK's fundamental grade?
Based on our AI fundamental analysis in May 2026, Parke Bancorp, Inc.. has a B grade with 42% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is PKBK stock overvalued or undervalued?
Valuation metrics for PKBK: ROE of 3.5% (sector avg: 12%), net margin of 32.1% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
What is PKBK's AI grade for 2026?
Our dual AI analysis gives Parke Bancorp, Inc.. a combined B grade for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is PKBK's free cash flow?
Parke Bancorp, Inc..'s operating cash flow is $13.0M, with capital expenditures of $69.0K. FCF margin is 35.1%.
How does PKBK compare to other Finance stocks?
Vs Finance sector averages: Net margin 32.1% (avg: 25%), ROE 3.5% (avg: 12%), current ratio N/A (avg: 1.2).