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Phunware, Inc. (PHUN) Stock Fundamental Analysis & AI Rating 2026

PHUN Nasdaq Services-Computer Processing & Data Preparation CIK: 0001665300
Recently Updated • Analysis: Apr 14, 2026 • SEC Data: 2025-12-31
STRONG SELL
90% Conf
Pending
Analysis scheduled

📊 PHUN Key Takeaways

Revenue: $2.6M
Net Margin: -446.6%
Free Cash Flow: $-12.5M
Current Ratio: 5.03x
Debt/Equity: 0.05x
EPS: $-0.57
AI Rating: STRONG SELL with 90% confidence
Phunware, Inc. (PHUN) receives a STRONG SELL rating with 90% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.6M, net profit margin of -446.6%, and return on equity (ROE) of -11.8%, Phunware, Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete PHUN stock analysis for 2026.

Is Phunware, Inc. (PHUN) a Good Investment?

Claude

Phunware exhibits severe operational dysfunction with revenue declining 19.9% YoY while incurring operating losses of $20.5M on just $2.6M revenue. The company burns $12.5M in operating cash flow quarterly with fundamentally misaligned cost structure, providing approximately 2 years of cash runway before reserve depletion if trends persist.

Why Buy Phunware, Inc. Stock? PHUN Key Strengths

Claude
  • + Substantial cash reserves of $100.6M provide operational runway and financial cushion against immediate liquidity risk
  • + Minimal debt burden with only $5.2M long-term debt and 0.05x debt/equity ratio eliminates solvency concerns
  • + Gross margin of 50.6% indicates core product economics are viable if company achieves cost discipline and revenue stability

PHUN Stock Risks: Phunware, Inc. Investment Risks

Claude
  • ! Revenue declining 19.9% YoY signals loss of market traction, customer base erosion, or fundamental business model rejection
  • ! Operating expenses approximately 8x revenue with -803.7% operating margin indicates cost structure is completely untethered from revenue base
  • ! Negative operating cash flow of $12.5M unsustainable; company burns cash operationally despite having no capex, suggesting fixed cost burden is unmanageable

Key Metrics to Watch

Claude
  • * Revenue trajectory - must stabilize and inflect positive; continued decline is existential threat
  • * Operating cash flow - must achieve positive inflection to reduce cash burn and extend runway
  • * Operating expenses as percentage of revenue - requires dramatic reduction to achieve path to profitability

Phunware, Inc. (PHUN) Financial Metrics & Key Ratios

Revenue
$2.6M
Net Income
$-11.4M
EPS (Diluted)
$-0.57
Free Cash Flow
$-12.5M
Total Assets
$120.9M
Cash Position
$100.6M

💡 AI Analyst Insight

Strong liquidity with a 5.03x current ratio provides a solid financial cushion.

PHUN Profit Margin, ROE & Profitability Analysis

Gross Margin 50.6%
Operating Margin -803.7%
Net Margin -446.6%
ROE -11.8%
ROA -9.4%
FCF Margin -488.3%

PHUN vs Technology Sector: How Phunware, Inc. Compares

How Phunware, Inc. compares to Technology sector averages

Net Margin
PHUN -446.6%
vs
Sector Avg 18.0%
PHUN Sector
ROE
PHUN -11.8%
vs
Sector Avg 22.0%
PHUN Sector
Current Ratio
PHUN 5.0x
vs
Sector Avg 2.5x
PHUN Sector
Debt/Equity
PHUN 0.1x
vs
Sector Avg 0.5x
PHUN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Phunware, Inc. Stock Overvalued? PHUN Valuation Analysis 2026

Based on fundamental analysis, Phunware, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-11.8%
Sector avg: 22%
Net Profit Margin
-446.6%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.05x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Phunware, Inc. Balance Sheet: PHUN Debt, Cash & Liquidity

Current Ratio
5.03x
Quick Ratio
4.99x
Debt/Equity
0.05x
Debt/Assets
20.3%
Interest Coverage
-151.99x
Long-term Debt
$5.2M

PHUN Revenue & Earnings Growth: 5-Year Financial Trend

PHUN 5-year financial data: Year 2021: Revenue $10.6M, Net Income -$22.2M, EPS $-0.50. Year 2022: Revenue $21.8M, Net Income -$53.5M, EPS $-0.71. Year 2023: Revenue $6.5M, Net Income -$50.9M, EPS N/A. Year 2024: Revenue $4.8M, Net Income -$52.8M, EPS N/A. Year 2025: Revenue $3.2M, Net Income -$10.3M, EPS $-0.94.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Phunware, Inc.'s revenue has declined by 70% over the 5-year period, indicating business contraction. The most recent EPS of $-0.94 indicates the company is currently unprofitable.

PHUN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-488.3%
Free cash flow / Revenue

PHUN Quarterly Earnings & Performance

Quarterly financial performance data for Phunware, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $622.0K -$2.4M $-0.12
Q2 2025 $455.0K -$2.6M $-0.16
Q1 2025 $688.0K -$2.3M $-0.18
Q3 2024 $665.0K -$2.8M N/A
Q2 2024 $1.0M -$2.6M N/A
Q1 2024 $921.0K -$2.3M N/A
Q3 2023 $2.8M -$8.0M $-0.08
Q2 2023 $3.5M -$6.5M $-0.06

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Phunware, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$12.5M
Cash generated from operations
Dividends
None
No dividend program

PHUN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Phunware, Inc. (CIK: 0001665300)

📋 Recent SEC Filings

Date Form Document Action
Apr 7, 2026 4 xslF345X06/ownership.xml View →
Apr 7, 2026 4 xslF345X06/ownership.xml View →
Apr 3, 2026 4 xslF345X06/ownership.xml View →
Mar 27, 2026 10-K phun-20251231.htm View →
Mar 20, 2026 8-K phun-20260320.htm View →

Frequently Asked Questions about PHUN

What is the AI rating for PHUN?

Phunware, Inc. (PHUN) has an AI rating of STRONG SELL with 90% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PHUN's key strengths?

Claude: Substantial cash reserves of $100.6M provide operational runway and financial cushion against immediate liquidity risk. Minimal debt burden with only $5.2M long-term debt and 0.05x debt/equity ratio eliminates solvency concerns.

What are the risks of investing in PHUN?

Claude: Revenue declining 19.9% YoY signals loss of market traction, customer base erosion, or fundamental business model rejection. Operating expenses approximately 8x revenue with -803.7% operating margin indicates cost structure is completely untethered from revenue base.

What is PHUN's revenue and growth?

Phunware, Inc. reported revenue of $2.6M.

Does PHUN pay dividends?

Phunware, Inc. does not currently pay dividends.

Where can I find PHUN SEC filings?

Official SEC filings for Phunware, Inc. (CIK: 0001665300) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PHUN's EPS?

Phunware, Inc. has a diluted EPS of $-0.57.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is PHUN a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Phunware, Inc. has a STRONG SELL rating with 90% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is PHUN stock overvalued or undervalued?

Valuation metrics for PHUN: ROE of -11.8% (sector avg: 22%), net margin of -446.6% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy PHUN stock in 2026?

Our dual AI analysis gives Phunware, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PHUN's free cash flow?

Phunware, Inc.'s operating cash flow is $-12.5M, with capital expenditures of $0.0. FCF margin is -488.3%.

How does PHUN compare to other Technology stocks?

Vs Technology sector averages: Net margin -446.6% (avg: 18%), ROE -11.8% (avg: 22%), current ratio 5.03 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 14, 2026 | Data as of: 2025-12-31 | Powered by Claude AI