📊 PFHO Key Takeaways
Is Pacific Health Care Organization Inc. (PFHO) a Good Investment?
PFHO demonstrates exceptional profitability with a 20.7% net margin and fortress balance sheet (zero debt, 34.45x current ratio), but net income stagnated YoY despite 10.7% revenue growth, signaling margin compression or operational challenges. The micro-cap scale ($6.7M revenue) and OTC listing limit growth potential and liquidity.
Why Buy Pacific Health Care Organization Inc. Stock? PFHO Key Strengths
- Exceptional net profit margin of 20.7% for health care services sector
- Fortress balance sheet with zero debt, minimal liabilities, and extraordinary liquidity
- Positive free cash flow generation with 16.9% FCF margin and healthy ROA/ROE above 10%
PFHO Stock Risks: Pacific Health Care Organization Inc. Investment Risks
- Net income growth of 0% YoY despite 10.7% revenue growth indicates margin compression or operational inefficiency
- Micro-cap company with only $6.7M revenue limits scalability and growth runway
- OTC listing creates liquidity constraints and minimal institutional investor coverage
Key Metrics to Watch
- Net income and operating margin trends relative to revenue growth
- Revenue growth sustainability and gross margin visibility
- Capital allocation efficiency and return on equity trends
Pacific Health Care Organization Inc. (PFHO) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 34.45x current ratio provides a solid financial cushion.
PFHO Profit Margin, ROE & Profitability Analysis
PFHO vs Services Sector: How Pacific Health Care Organization Inc. Compares
How Pacific Health Care Organization Inc. compares to Services sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Pacific Health Care Organization Inc. Stock Overvalued? PFHO Valuation Analysis 2026
Based on fundamental analysis, Pacific Health Care Organization Inc. has mixed fundamental signals relative to the Services sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Pacific Health Care Organization Inc. Balance Sheet: PFHO Debt, Cash & Liquidity
PFHO Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Pacific Health Care Organization Inc.'s revenue has grown significantly by 11% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.07 reflects profitable operations.
PFHO Revenue Growth, EPS Growth & YoY Performance
PFHO Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $1.5M | $174.9K | $0.01 |
| Q2 2025 | $1.5M | $197.4K | $0.02 |
| Q1 2025 | $1.4M | $197.4K | $0.02 |
| Q3 2024 | $1.4M | $131.1K | $0.01 |
| Q2 2024 | $1.3M | $131.1K | $0.01 |
| Q1 2024 | $1.3M | $131.1K | $0.01 |
| Q3 2023 | $1.4M | $124.5K | $0.01 |
| Q2 2023 | $1.3M | $124.5K | $0.01 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Pacific Health Care Organization Inc. Dividends, Buybacks & Capital Allocation
PFHO SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Pacific Health Care Organization Inc. (CIK: 0001138476)
📋 Recent SEC Filings
❓ Frequently Asked Questions about PFHO
What is the AI rating for PFHO?
Pacific Health Care Organization Inc. (PFHO) has an AI rating of HOLD with 68% confidence, based on fundamental analysis of SEC EDGAR filings.
What are PFHO's key strengths?
Claude: Exceptional net profit margin of 20.7% for health care services sector. Fortress balance sheet with zero debt, minimal liabilities, and extraordinary liquidity.
What are the risks of investing in PFHO?
Claude: Net income growth of 0% YoY despite 10.7% revenue growth indicates margin compression or operational inefficiency. Micro-cap company with only $6.7M revenue limits scalability and growth runway.
What is PFHO's revenue and growth?
Pacific Health Care Organization Inc. reported revenue of $6.7M.
Does PFHO pay dividends?
Pacific Health Care Organization Inc. pays dividends, with $0.0M distributed to shareholders in the trailing twelve months.
Where can I find PFHO SEC filings?
Official SEC filings for Pacific Health Care Organization Inc. (CIK: 0001138476) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is PFHO's EPS?
Pacific Health Care Organization Inc. has a diluted EPS of $0.11.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is PFHO a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Pacific Health Care Organization Inc. has a HOLD rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is PFHO stock overvalued or undervalued?
Valuation metrics for PFHO: ROE of 10.6% (sector avg: 16%), net margin of 20.7% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy PFHO stock in 2026?
Our dual AI analysis gives Pacific Health Care Organization Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is PFHO's free cash flow?
Pacific Health Care Organization Inc.'s operating cash flow is $1.2M, with capital expenditures of $23.3K. FCF margin is 16.9%.
How does PFHO compare to other Services stocks?
Vs Services sector averages: Net margin 20.7% (avg: 10%), ROE 10.6% (avg: 16%), current ratio 34.45 (avg: 1.5).