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On24 Inc.. (ONTF) Stock Fundamental Analysis & AI Rating 2026

ONTF NYSE Services-Prepackaged Software DE CIK: 0001110611
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-12-31
HOLD
55% Conf
Pending
Analysis scheduled

📊 ONTF Key Takeaways

Revenue: $139.3M
Net Margin: -20.7%
Free Cash Flow: $4.0M
Current Ratio: 2.48x
Debt/Equity: 0.00x
EPS: $-0.68
AI Rating: HOLD with 55% confidence
On24 Inc.. (ONTF) receives a HOLD rating with 55% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $139.3M, net profit margin of -20.7%, and return on equity (ROE) of -20.7%, On24 Inc.. demonstrates mixed fundamentals in the Technology sector. Below is our complete ONTF stock analysis for 2026.

Is On24 Inc.. (ONTF) a Good Investment?

Claude

ON24 faces a difficult turnaround with declining revenue (-5.9% YoY) and continued operating losses, but shows meaningful improvement in profitability (net income +31.6% YoY) supported by exceptional gross margins (74.6%) and a strong balance sheet. The company's path forward depends critically on stabilizing revenue while maintaining cost discipline, with adequate liquidity providing runway for transformation.

Why Buy On24 Inc.. Stock? ONTF Key Strengths

Claude
  • + Exceptional gross margin of 74.6% demonstrates strong product value and pricing power
  • + Significant profitability improvement trajectory with net income and EPS both up >31% YoY despite revenue decline
  • + Fortress balance sheet with minimal debt ($578K), $37M cash, 2.48x current ratio, and positive free cash flow of $4.0M

ONTF Stock Risks: On24 Inc.. Investment Risks

Claude
  • ! Declining revenue of -5.9% YoY threatens long-term viability and customer retention
  • ! Currently unprofitable with -20.7% net margin and operating expenses ($139.8M) exceeding revenue
  • ! Operating expense base remains unsustainably high relative to revenue base, requiring either revenue stabilization or further significant cost reductions

Key Metrics to Watch

Claude
  • * Revenue growth stabilization and return to positive YoY growth
  • * Timeline to operating profitability given current expense reduction trajectory
  • * Operating expense ratio decline and margin expansion
  • * Customer retention and churn metrics
  • * Free cash flow sustainability and burn rate

On24 Inc.. (ONTF) Financial Metrics & Key Ratios

Revenue
$139.3M
Net Income
$-28.9M
EPS (Diluted)
$-0.68
Free Cash Flow
$4.0M
Total Assets
$228.4M
Cash Position
$37.0M

💡 AI Analyst Insight

The relatively thin 2.8% FCF margin may limit capital allocation flexibility. Strong liquidity with a 2.48x current ratio provides a solid financial cushion.

ONTF Profit Margin, ROE & Profitability Analysis

Gross Margin 74.6%
Operating Margin -25.7%
Net Margin -20.7%
ROE -20.7%
ROA -12.6%
FCF Margin 2.8%

ONTF vs Technology Sector: How On24 Inc.. Compares

How On24 Inc.. compares to Technology sector averages

Net Margin
ONTF -20.7%
vs
Sector Avg 18.0%
ONTF Sector
ROE
ONTF -20.7%
vs
Sector Avg 22.0%
ONTF Sector
Current Ratio
ONTF 2.5x
vs
Sector Avg 2.5x
ONTF Sector
Debt/Equity
ONTF 0.0x
vs
Sector Avg 0.5x
ONTF Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is On24 Inc.. Stock Overvalued? ONTF Valuation Analysis 2026

Based on fundamental analysis, On24 Inc.. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-20.7%
Sector avg: 22%
Net Profit Margin
-20.7%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

On24 Inc.. Balance Sheet: ONTF Debt, Cash & Liquidity

Current Ratio
2.48x
Quick Ratio
2.48x
Debt/Equity
0.00x
Debt/Assets
38.9%
Interest Coverage
-3,252.27x
Long-term Debt
$578.0K

ONTF Revenue & Earnings Growth: 5-Year Financial Trend

ONTF 5-year financial data: Year 2021: Revenue $203.6M, Net Income -$17.5M, EPS $-3.68. Year 2022: Revenue $203.6M, Net Income $20.8M, EPS $0.35. Year 2023: Revenue $203.6M, Net Income -$24.3M, EPS $-0.57. Year 2024: Revenue $190.9M, Net Income -$58.2M, EPS $-1.23. Year 2025: Revenue $163.7M, Net Income -$51.8M, EPS $-1.16.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: On24 Inc..'s revenue has declined by 20% over the 5-year period, indicating business contraction. The most recent EPS of $-1.16 indicates the company is currently unprofitable.

ONTF Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.8%
Free cash flow / Revenue

ONTF Quarterly Earnings & Performance

Quarterly financial performance data for On24 Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $34.6M -$6.4M $-0.15
Q2 2025 $35.3M -$7.3M $-0.17
Q1 2025 $34.7M -$8.7M $-0.21
Q3 2024 $36.3M -$11.4M $-0.26
Q2 2024 $37.3M -$11.2M $-0.27
Q1 2024 $37.7M -$10.7M $-0.26
Q3 2023 $39.2M -$11.5M $-0.26
Q2 2023 $42.1M -$12.8M $-0.28

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

On24 Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$7.5M
Cash generated from operations
Stock Buybacks
$22.1M
Shares repurchased (TTM)
Capital Expenditures
$3.5M
Investment in assets
Dividends
None
No dividend program

ONTF SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for On24 Inc.. (CIK: 0001110611)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 4 xslF345X06/form4-04022026_060402.xml View →
Apr 2, 2026 4 xslF345X06/primarydocument.xml View →
Apr 2, 2026 4 xslF345X06/primarydocument.xml View →
Apr 2, 2026 4 xslF345X06/primarydocument.xml View →
Apr 2, 2026 4 xslF345X06/primarydocument.xml View →

Frequently Asked Questions about ONTF

What is the AI rating for ONTF?

On24 Inc.. (ONTF) has an AI rating of HOLD with 55% confidence, based on fundamental analysis of SEC EDGAR filings.

What are ONTF's key strengths?

Claude: Exceptional gross margin of 74.6% demonstrates strong product value and pricing power. Significant profitability improvement trajectory with net income and EPS both up >31% YoY despite revenue decline.

What are the risks of investing in ONTF?

Claude: Declining revenue of -5.9% YoY threatens long-term viability and customer retention. Currently unprofitable with -20.7% net margin and operating expenses ($139.8M) exceeding revenue.

What is ONTF's revenue and growth?

On24 Inc.. reported revenue of $139.3M.

Does ONTF pay dividends?

On24 Inc.. does not currently pay dividends.

Where can I find ONTF SEC filings?

Official SEC filings for On24 Inc.. (CIK: 0001110611) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ONTF's EPS?

On24 Inc.. has a diluted EPS of $-0.68.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ONTF a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, On24 Inc.. has a HOLD rating with 55% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ONTF stock overvalued or undervalued?

Valuation metrics for ONTF: ROE of -20.7% (sector avg: 22%), net margin of -20.7% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy ONTF stock in 2026?

Our dual AI analysis gives On24 Inc.. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ONTF's free cash flow?

On24 Inc..'s operating cash flow is $7.5M, with capital expenditures of $3.5M. FCF margin is 2.8%.

How does ONTF compare to other Technology stocks?

Vs Technology sector averages: Net margin -20.7% (avg: 18%), ROE -20.7% (avg: 22%), current ratio 2.48 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-12-31 | Powered by Claude AI