📊 IDAI Key Takeaways
Is T Stamp Inc (IDAI) a Good Investment?
T Stamp Inc operates at a near-complete loss with only $756.8K in annual revenue and negative operating cash flow of $1.9M, resulting in a -299.8% operating margin and ~2 years of cash runway at current burn rates. The company demonstrates no path to profitability or positive unit economics, with declining cash reserves being the primary asset masking operational failure.
Fundamentals are weak: a very small revenue base growing only 1.9% YoY with deeply negative operating and net margins drives heavy cash burn. Liquidity and leverage are currently favorable, but cash approximates ~1 year of burn, implying potential financing needs unless growth accelerates or expenses are reduced materially.
Why Buy T Stamp Inc Stock? IDAI Key Strengths
- Strong liquidity position with 5.28x current ratio and $3.9M cash reserves providing 18-24 month runway
- Low leverage with 0.16x debt-to-equity ratio reducing financial distress risk in near term
- Modest balance sheet with $7.2M equity and $9.7M total assets provides buffer against immediate insolvency
- Strong liquidity (current ratio 7.85x; cash $6.04M)
- Low leverage (Debt/Equity 0.13x)
- Low capex needs, offering flexibility
IDAI Stock Risks: T Stamp Inc Investment Risks
- Revenue of $756.8K is insufficient to support $2.3M operating losses; company cannot achieve profitability without dramatic revenue acceleration or cost restructuring
- Operating cash flow is -$1.9M annually with minimal revenue growth (+1.9% YoY); cash depletion is inevitable within 2 years without major strategic pivot
- Negative ROE (-31.1%) and ROA (-22.9%) indicate systematic value destruction; business model fundamentals appear broken
- Sustained losses and severe negative margins (-244% operating; -182.6% FCF)
- Minimal top-line growth (1.9% YoY) limits operating leverage
- Financing/dilution risk given cash near annual operating burn
Key Metrics to Watch
- Quarterly revenue growth rate and path to profitability/positive cash flow
- Monthly cash burn and remaining cash runway estimate
- Customer acquisition cost and lifetime value indicators
- Revenue growth rate (sequential and YoY)
- Operating cash flow (burn) and cash runway
T Stamp Inc (IDAI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 5.28x current ratio provides a solid financial cushion.
IDAI Profit Margin, ROE & Profitability Analysis
IDAI vs Technology Sector: How T Stamp Inc Compares
How T Stamp Inc compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is T Stamp Inc Stock Overvalued? IDAI Valuation Analysis 2026
Based on fundamental analysis, T Stamp Inc has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
T Stamp Inc Balance Sheet: IDAI Debt, Cash & Liquidity
IDAI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: T Stamp Inc's revenue has declined by 15% over the 5-year period, indicating business contraction. The most recent EPS of $-11.36 indicates the company is currently unprofitable.
IDAI Revenue Growth, EPS Growth & YoY Performance
IDAI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $545.5K | -$2.2M | $-0.42 |
| Q3 2025 | $511.1K | -$1.3M | $-0.72 |
| Q2 2025 | $500.4K | -$1.7M | $-0.69 |
| Q1 2025 | $545.5K | -$2.2M | $-0.89 |
| Q3 2024 | $511.1K | -$35.2K | $0.00 |
| Q2 2024 | $460.8K | -$2.2M | $-0.21 |
| Q1 2024 | $458.6K | -$2.5M | $-0.26 |
| Q3 2023 | $1.3M | -$35.2K | $0.00 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
T Stamp Inc Dividends, Buybacks & Capital Allocation
IDAI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for T Stamp Inc (CIK: 0001718939)
📋 Recent SEC Filings
❓ Frequently Asked Questions about IDAI
What is the AI rating for IDAI?
T Stamp Inc (IDAI) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 80% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are IDAI's key strengths?
Claude: Strong liquidity position with 5.28x current ratio and $3.9M cash reserves providing 18-24 month runway. Low leverage with 0.16x debt-to-equity ratio reducing financial distress risk in near term. ChatGPT: Strong liquidity (current ratio 7.85x; cash $6.04M). Low leverage (Debt/Equity 0.13x).
What are the risks of investing in IDAI?
Claude: Revenue of $756.8K is insufficient to support $2.3M operating losses; company cannot achieve profitability without dramatic revenue acceleration or cost restructuring. Operating cash flow is -$1.9M annually with minimal revenue growth (+1.9% YoY); cash depletion is inevitable within 2 years without major strategic pivot. ChatGPT: Sustained losses and severe negative margins (-244% operating; -182.6% FCF). Minimal top-line growth (1.9% YoY) limits operating leverage.
What is IDAI's revenue and growth?
T Stamp Inc reported revenue of $756.8K.
Does IDAI pay dividends?
T Stamp Inc does not currently pay dividends.
Where can I find IDAI SEC filings?
Official SEC filings for T Stamp Inc (CIK: 0001718939) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is IDAI's EPS?
T Stamp Inc has a diluted EPS of $-0.42.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is IDAI a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, T Stamp Inc has a SELL rating with 80% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is IDAI stock overvalued or undervalued?
Valuation metrics for IDAI: ROE of -31.1% (sector avg: 22%), net margin of -294.8% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy IDAI stock in 2026?
Our dual AI analysis gives T Stamp Inc a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is IDAI's free cash flow?
T Stamp Inc's operating cash flow is $-1.9M, with capital expenditures of $22.8K. FCF margin is -248.5%.
How does IDAI compare to other Technology stocks?
Vs Technology sector averages: Net margin -294.8% (avg: 18%), ROE -31.1% (avg: 22%), current ratio 5.28 (avg: 2.5).