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Onfolio Holdings, Inc (ONFOP) Stock Fundamental Analysis & AI Rating 2026

ONFOP Nasdaq Services-Computer Processing & Data Preparation DE CIK: 0001825452
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-12-31
STRONG SELL
88% Conf
Pending
Analysis scheduled

📊 ONFOP Key Takeaways

Revenue: $10.7M
Net Margin: -24.1%
Free Cash Flow: $-938.2K
Current Ratio: 0.44x
Debt/Equity: 0.00x
EPS: $-0.58
AI Rating: STRONG SELL with 88% confidence
Onfolio Holdings, Inc (ONFOP) receives a STRONG SELL rating with 88% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $10.7M, net profit margin of -24.1%, and return on equity (ROE) of -104.4%, Onfolio Holdings, Inc demonstrates mixed fundamentals in the Technology sector. Below is our complete ONFOP stock analysis for 2026.

Is Onfolio Holdings, Inc (ONFOP) a Good Investment?

Claude

Onfolio Holdings exhibits unsustainable fundamentals despite explosive 2252.9% revenue growth, failing to achieve profitability with -24.1% net margins and negative operating cash flow of -$938K. Severe liquidity constraints with a 0.44x current ratio and negative free cash flow indicate the company is burning capital operationally and faces imminent financial stress.

Why Buy Onfolio Holdings, Inc Stock? ONFOP Key Strengths

Claude
  • + Exceptional gross margin of 59.9% indicates strong pricing power or production efficiency at unit economics level
  • + Extraordinary revenue growth of 2252.9% YoY suggests significant market traction or successful acquisition integration
  • + Improving loss position with net income losses shrinking 41.5% YoY, indicating potential path toward profitability

ONFOP Stock Risks: Onfolio Holdings, Inc Investment Risks

Claude
  • ! Critical liquidity crisis: current ratio of 0.44x and quick ratio of 0.43x indicate immediate solvency concerns with insufficient current assets to cover obligations
  • ! Negative operating cash flow of -$938K despite $10.7M revenue demonstrates fundamental business model is not generating cash, consuming capital to fund growth
  • ! Massive gap between gross and operating margins (-25.7%) reveals severe operational inefficiencies that overshadow product unit economics
  • ! Negative returns on equity (-104.4%) and assets (-22.8%) indicate shareholder capital is being destroyed

Key Metrics to Watch

Claude
  • * Operating cash flow trajectory - must turn positive to demonstrate sustainable business model
  • * Current ratio and cash burn rate - liquidity runway before potential covenant breaches or funding crisis
  • * Path to operating profitability - operating margin must improve significantly as revenue scaling should drive leverage

Onfolio Holdings, Inc (ONFOP) Financial Metrics & Key Ratios

Revenue
$10.7M
Net Income
$-2.6M
EPS (Diluted)
$-0.58
Free Cash Flow
$-938.2K
Total Assets
$11.4M
Cash Position
$2.2M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

ONFOP Profit Margin, ROE & Profitability Analysis

Gross Margin 59.9%
Operating Margin -25.7%
Net Margin -24.1%
ROE -104.4%
ROA -22.8%
FCF Margin -8.7%

ONFOP vs Technology Sector: How Onfolio Holdings, Inc Compares

How Onfolio Holdings, Inc compares to Technology sector averages

Net Margin
ONFOP -24.1%
vs
Sector Avg 18.0%
ONFOP Sector
ROE
ONFOP -104.4%
vs
Sector Avg 22.0%
ONFOP Sector
Current Ratio
ONFOP 0.4x
vs
Sector Avg 2.5x
ONFOP Sector
Debt/Equity
ONFOP 0.0x
vs
Sector Avg 0.5x
ONFOP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Onfolio Holdings, Inc Stock Overvalued? ONFOP Valuation Analysis 2026

Based on fundamental analysis, Onfolio Holdings, Inc has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-104.4%
Sector avg: 22%
Net Profit Margin
-24.1%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Onfolio Holdings, Inc Balance Sheet: ONFOP Debt, Cash & Liquidity

Current Ratio
0.44x
Quick Ratio
0.43x
Debt/Equity
0.00x
Debt/Assets
65.6%
Interest Coverage
-690.45x
Long-term Debt
N/A

ONFOP Revenue & Earnings Growth: 5-Year Financial Trend

ONFOP 5-year financial data: Year 2022: Revenue $2.2M, Net Income -$1.9M, EPS N/A. Year 2023: Revenue $5.2M, Net Income -$4.2M, EPS N/A. Year 2024: Revenue $7.9M, Net Income -$9.2M, EPS $-1.84. Year 2025: Revenue $10.7M, Net Income -$1.8M, EPS $-0.41.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Onfolio Holdings, Inc's revenue has grown significantly by 383% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.41 indicates the company is currently unprofitable.

ONFOP Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-8.7%
Free cash flow / Revenue

ONFOP Quarterly Earnings & Performance

Quarterly financial performance data for Onfolio Holdings, Inc including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $2.0M -$335.6K $-0.08
Q2 2025 $1.7M -$534.4K $0.13
Q1 2025 $1.6M -$477.8K $-0.11
Q3 2024 $1.3M -$497.8K N/A
Q2 2024 $1.3M -$630.5K N/A
Q1 2024 $1.4M -$630.5K N/A
Q3 2023 $352.3K -$748.8K N/A
Q2 2023 $357.8K -$748.8K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Onfolio Holdings, Inc Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$938.2K
Cash generated from operations
Dividends Paid
$453.9K
Returned to shareholders

ONFOP SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Onfolio Holdings, Inc (CIK: 0001825452)

📋 Recent SEC Filings

Date Form Document Action
Apr 10, 2026 8-K onfo_8k.htm View →
Apr 9, 2026 S-1/A onfo_s1a.htm View →
Apr 8, 2026 8-K onfo_8k.htm View →
Mar 31, 2026 10-K onfo_10k.htm View →
Feb 13, 2026 DEF 14A onfo_def14a.htm View →

Frequently Asked Questions about ONFOP

What is the AI rating for ONFOP?

Onfolio Holdings, Inc (ONFOP) has an AI rating of STRONG SELL with 88% confidence, based on fundamental analysis of SEC EDGAR filings.

What are ONFOP's key strengths?

Claude: Exceptional gross margin of 59.9% indicates strong pricing power or production efficiency at unit economics level. Extraordinary revenue growth of 2252.9% YoY suggests significant market traction or successful acquisition integration.

What are the risks of investing in ONFOP?

Claude: Critical liquidity crisis: current ratio of 0.44x and quick ratio of 0.43x indicate immediate solvency concerns with insufficient current assets to cover obligations. Negative operating cash flow of -$938K despite $10.7M revenue demonstrates fundamental business model is not generating cash, consuming capital to fund growth.

What is ONFOP's revenue and growth?

Onfolio Holdings, Inc reported revenue of $10.7M.

Does ONFOP pay dividends?

Onfolio Holdings, Inc pays dividends, with $0.5M distributed to shareholders in the trailing twelve months.

Where can I find ONFOP SEC filings?

Official SEC filings for Onfolio Holdings, Inc (CIK: 0001825452) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ONFOP's EPS?

Onfolio Holdings, Inc has a diluted EPS of $-0.58.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ONFOP a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Onfolio Holdings, Inc has a STRONG SELL rating with 88% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ONFOP stock overvalued or undervalued?

Valuation metrics for ONFOP: ROE of -104.4% (sector avg: 22%), net margin of -24.1% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy ONFOP stock in 2026?

Our dual AI analysis gives Onfolio Holdings, Inc a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ONFOP's free cash flow?

Onfolio Holdings, Inc's operating cash flow is $-938.2K, with capital expenditures of N/A. FCF margin is -8.7%.

How does ONFOP compare to other Technology stocks?

Vs Technology sector averages: Net margin -24.1% (avg: 18%), ROE -104.4% (avg: 22%), current ratio 0.44 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-12-31 | Powered by Claude AI