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OneWater Marine Inc. (ONEW) Fundamental Analysis & AI Grade 2026

ONEW Nasdaq Retail-Auto & Home Supply Stores DE CIK: 0001772921
Updated This Month • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Grade
D
83% Confidence
STRONG AGREEMENT
D
88% Conf
D
78% Conf

📊 ONEW Key Takeaways

Revenue: $822.9M
Net Margin: -2.5%
Free Cash Flow: $-28.0M
Current Ratio: 1.16x
Debt/Equity: 1.22x
EPS: $2.77
AI Grade: D with 88% confidence
OneWater Marine Inc. (ONEW) receives a D fundamental grade with 83% confidence from our AI analysis based on SEC 10-K filings. With revenue of $822.9M, net profit margin of -2.5%, and return on equity (ROE) of -7.7%, OneWater Marine Inc. demonstrates mixed fundamentals in the Automotive sector. Below is our complete ONEW stock analysis for 2026.

Is OneWater Marine Inc. (ONEW) a Good Investment?

Claude

OneWater Marine exhibits severe financial distress with negative profitability (-2.5% net margin), negative operating cash flow (-23.8M), and interest coverage of only 0.2x, indicating inability to service 330M in debt from operations. Revenue growth of 5.6% provides no relief as margins collapse and the company burns cash, while high leverage (1.22x debt/equity) and weak liquidity (0.29x quick ratio) create imminent solvency concerns.

ChatGPT

Despite modest top-line growth, OneWater is loss-making with negative operating and free cash flow, weak liquidity, and inadequate interest coverage. Without a clear path to margin recovery and working-capital normalization, leverage and cash burn create elevated downside risk.

OneWater Marine Inc. Key Strengths (ONEW)

Claude
  • + Revenue growth of 5.6% YoY demonstrates market demand for products/services
  • + Positive gross profit of 64.1M indicates some operating traction before fixed costs
  • + Cash balance of 68.4M provides short-term liquidity runway
ChatGPT
  • + Revenue grew 5.6% YoY, showing some demand resilience.
  • + Low capex intensity supports potential FCF recovery if operations normalize.
  • + Gross margin of 16.8% provides a base for operating leverage if costs are contained.

ONEW Stock Risks: OneWater Marine Inc. Investment Risks

Claude
  • ! Net loss of 20.6M with -2.5% net margin indicates structural unprofitability despite growing sales
  • ! Negative operating cash flow of -23.8M and free cash flow of -28.0M show cash burn despite revenue growth
  • ! Interest coverage ratio of 0.2x means operating income cannot cover debt service obligations on 330M long-term debt
  • ! Debt-to-equity ratio of 1.22x combined with negative profitability creates high financial distress risk
  • ! Quick ratio of 0.29x indicates severe liquidity constraints and inability to meet short-term obligations
  • ! Gross margin of only 7.8% leaves minimal buffer for cost fluctuations or operational errors
ChatGPT
  • ! Liquidity stress with 0.26x quick ratio and 1.13x current ratio.
  • ! Negative interest coverage (-0.6x) and continued operating losses.
  • ! Sustained negative operating cash flow and FCF (-$78.23M; -20.6% margin) alongside 1.17x debt/equity.

Key Metrics to Watch

Claude
  • * Operating cash flow - must achieve positive conversion to signal viability
  • * Interest coverage ratio - critical threshold is 1.0x; current 0.2x is unsustainable
  • * Net margin - requires expansion from -2.5% to profitability for long-term survival
  • * Debt reduction progress - leverage must decrease given negative earnings
  • * Quick ratio - monitor for further deterioration below 0.29x indicating liquidity crisis
ChatGPT
  • * Operating cash flow
  • * Interest coverage

OneWater Marine Inc. (ONEW) Financial Metrics & Key Ratios

Revenue
$822.9M
Net Income
$-20.6M
EPS (Diluted)
$2.77
Free Cash Flow
$-28.0M
Total Assets
$1.4B
Cash Position
$68.4M

💡 AI Analyst Insight

OneWater Marine Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

ONEW Profit Margin, ROE & Profitability Analysis

Gross Margin 7.8%
Operating Margin 0.3%
Net Margin -2.5%
ROE -7.7%
ROA -1.5%
FCF Margin -3.4%

ONEW vs Automotive Sector: How OneWater Marine Inc. Compares

How OneWater Marine Inc. compares to Automotive sector averages

Net Margin
ONEW -2.5%
vs
Sector Avg 6.0%
ONEW Sector
ROE
ONEW -7.7%
vs
Sector Avg 12.0%
ONEW Sector
Current Ratio
ONEW 1.2x
vs
Sector Avg 1.2x
ONEW Sector
Debt/Equity
ONEW 1.2x
vs
Sector Avg 1.0x
ONEW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is OneWater Marine Inc. Stock Overvalued? ONEW Valuation Analysis 2026

Based on fundamental analysis, OneWater Marine Inc. shows some fundamental concerns relative to the Automotive sector in 2026.

Return on Equity
-7.7%
Sector avg: 12%
Net Profit Margin
-2.5%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.22x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

OneWater Marine Inc. Balance Sheet: ONEW Debt, Cash & Liquidity

Current Ratio
1.16x
Quick Ratio
0.29x
Debt/Equity
1.22x
Debt/Assets
80.4%
Interest Coverage
0.15x
Long-term Debt
$330.0M

ONEW Revenue & Earnings Growth: 5-Year Financial Trend

ONEW 5-year financial data: Year 2021: Revenue $1.2B, Net Income $17.4M, EPS N/A. Year 2022: Revenue $1.7B, Net Income $17.4M, EPS N/A. Year 2023: Revenue $1.9B, Net Income $79.1M, EPS N/A. Year 2024: Revenue $1.9B, Net Income $130.9M, EPS N/A. Year 2025: Revenue $1.9B, Net Income -$38.6M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: OneWater Marine Inc.'s revenue has grown significantly by 58% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.00 indicates the company is currently unprofitable.

ONEW Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-3.4%
Free cash flow / Revenue

ONEW Quarterly Earnings & Performance

Quarterly financial performance data for OneWater Marine Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $442.3M -$368.0K N/A
Q1 2026 $375.8M -$7.7M N/A
Q3 2025 $542.4M -$1.6M N/A
Q2 2025 $483.5M -$368.0K N/A
Q1 2025 $364.0M -$7.2M N/A
Q3 2024 $542.4M $3.5M N/A
Q2 2024 $488.3M -$4.0M N/A
Q1 2024 $364.0M -$7.2M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

OneWater Marine Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$23.8M
Cash generated from operations
Capital Expenditures
$4.2M
Investment in assets
Dividends
None
No dividend program

ONEW SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for OneWater Marine Inc. (CIK: 0001772921)

📋 Recent SEC Filings

Date Form Document Action
May 12, 2026 4 xslF345X06/form4.xml View →
May 6, 2026 4 xslF345X06/wk-form4_1778100843.xml View →
May 4, 2026 10-Q onew-20260331.htm View →
Apr 30, 2026 8-K onew-20260430.htm View →
Feb 19, 2026 4 xslF345X05/wk-form4_1771535598.xml View →

Frequently Asked Questions about ONEW

What is the AI rating for ONEW?

OneWater Marine Inc. (ONEW) has a Combined AI Grade of D from Claude (D) and ChatGPT (D) with 83% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ONEW's key strengths?

Claude: Revenue growth of 5.6% YoY demonstrates market demand for products/services. Positive gross profit of 64.1M indicates some operating traction before fixed costs. ChatGPT: Revenue grew 5.6% YoY, showing some demand resilience.. Low capex intensity supports potential FCF recovery if operations normalize..

What are the risks of investing in ONEW?

Claude: Net loss of 20.6M with -2.5% net margin indicates structural unprofitability despite growing sales. Negative operating cash flow of -23.8M and free cash flow of -28.0M show cash burn despite revenue growth. ChatGPT: Liquidity stress with 0.26x quick ratio and 1.13x current ratio.. Negative interest coverage (-0.6x) and continued operating losses..

What is ONEW's revenue and growth?

OneWater Marine Inc. reported revenue of $822.9M.

Does ONEW pay dividends?

OneWater Marine Inc. does not currently pay dividends.

Where can I find ONEW SEC filings?

Official SEC filings for OneWater Marine Inc. (CIK: 0001772921) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ONEW's EPS?

OneWater Marine Inc. has a diluted EPS of $2.77.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is ONEW's fundamental grade?

Based on our AI fundamental analysis in May 2026, OneWater Marine Inc. has a D grade with 83% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is ONEW stock overvalued or undervalued?

Valuation metrics for ONEW: ROE of -7.7% (sector avg: 12%), net margin of -2.5% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

What is ONEW's AI grade for 2026?

Our dual AI analysis gives OneWater Marine Inc. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ONEW's free cash flow?

OneWater Marine Inc.'s operating cash flow is $-23.8M, with capital expenditures of $4.2M. FCF margin is -3.4%.

How does ONEW compare to other Automotive stocks?

Vs Automotive sector averages: Net margin -2.5% (avg: 6%), ROE -7.7% (avg: 12%), current ratio 1.16 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI