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OFS Capital Corp (OFSSO) Stock Fundamental Analysis & AI Rating 2026

OFSSO Nasdaq CIK: 0001487918
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-12-31
SELL
72% Conf
Pending
Analysis scheduled

📊 OFSSO Key Takeaways

Revenue: N/A
Net Margin: N/A
Free Cash Flow: $43.6M
Current Ratio: N/A
Debt/Equity: 1.79x
EPS: $-2.47
AI Rating: SELL with 72% confidence
OFS Capital Corp (OFSSO) receives a SELL rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings., and return on equity (ROE) of -26.9% Below is our complete OFSSO stock analysis for 2026.

Is OFS Capital Corp (OFSSO) a Good Investment?

Claude

OFS Capital is experiencing severe financial deterioration with a -$33.1M net loss worsening 216% YoY and negative ROE of -26.9%, destroying shareholder value at an accelerating rate. The company's critical vulnerability lies in its very low cash position of $3.4M against $220.4M in long-term debt at 1.79x leverage, creating refinancing and solvency risks despite positive operating cash flow of $43.6M.

Why Buy OFS Capital Corp Stock? OFSSO Key Strengths

Claude
  • + Positive operating cash flow of $43.6M demonstrates underlying cash generation capability
  • + Asset base of $346.7M provides structural foundation for portfolio of debt and equity investments
  • + Free cash flow of $43.6M suggests ability to service obligations if losses stabilize

OFSSO Stock Risks: OFS Capital Corp Investment Risks

Claude
  • ! Catastrophic net loss deterioration of -216% YoY indicates severe portfolio performance degradation or major realized losses
  • ! Dangerously low cash position of $3.4M relative to $220.4M debt creates immediate liquidity and refinancing risk
  • ! High leverage at 1.79x debt-to-equity with inability to assess interest coverage ratio raises debt service vulnerability
  • ! Negative ROE of -26.9% and ROA of -9.5% indicate sustained value destruction for shareholders

Key Metrics to Watch

Claude
  • * Quarterly net portfolio investment valuations and realized versus unrealized losses
  • * Cash liquidity runway and debt covenant compliance status
  • * Operating cash flow sustainability and dividend coverage ratio

OFS Capital Corp (OFSSO) Financial Metrics & Key Ratios

Revenue
N/A
Net Income
$-33.1M
EPS (Diluted)
$-2.47
Free Cash Flow
$43.6M
Total Assets
$346.7M
Cash Position
$3.4M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

OFSSO Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin N/A
Net Margin N/A
ROE -26.9%
ROA -9.5%
FCF Margin N/A

OFSSO vs Market Sector: How OFS Capital Corp Compares

How OFS Capital Corp compares to Market sector averages

Net Margin
OFSSO 0.0%
vs
Sector Avg 12.0%
OFSSO Sector
ROE
OFSSO -26.9%
vs
Sector Avg 15.0%
OFSSO Sector
Current Ratio
OFSSO 0.0x
vs
Sector Avg 1.8x
OFSSO Sector
Debt/Equity
OFSSO 1.8x
vs
Sector Avg 0.7x
OFSSO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is OFS Capital Corp Stock Overvalued? OFSSO Valuation Analysis 2026

Based on fundamental analysis, OFS Capital Corp shows some fundamental concerns relative to the Market sector in 2026.

Return on Equity
-26.9%
Sector avg: 15%
Net Profit Margin
N/A
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.79x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

OFS Capital Corp Balance Sheet: OFSSO Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.79x
Debt/Assets
64.5%
Interest Coverage
N/A
Long-term Debt
$220.5M

OFSSO Revenue & Earnings Growth: 5-Year Financial Trend

OFSSO 5-year financial data:
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: OFS Capital Corp's revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-0.04 indicates the company is currently unprofitable.

OFSSO Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
N/A
Free cash flow / Revenue

OFS Capital Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$43.6M
Cash generated from operations
Dividends Paid
$15.9M
Returned to shareholders

OFSSO SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for OFS Capital Corp (CIK: 0001487918)

📋 Recent SEC Filings

Date Form Document Action
Mar 27, 2026 8-K ofs-20260327.htm View →
Mar 3, 2026 10-K ofs-20251231.htm View →
Mar 2, 2026 8-K ofs-20260226.htm View →
Feb 20, 2026 8-K ofs-20260218.htm View →
Jan 9, 2026 8-K ofs-20260109.htm View →

Frequently Asked Questions about OFSSO

What is the AI rating for OFSSO?

OFS Capital Corp (OFSSO) has an AI rating of SELL with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are OFSSO's key strengths?

Claude: Positive operating cash flow of $43.6M demonstrates underlying cash generation capability. Asset base of $346.7M provides structural foundation for portfolio of debt and equity investments.

What are the risks of investing in OFSSO?

Claude: Catastrophic net loss deterioration of -216% YoY indicates severe portfolio performance degradation or major realized losses. Dangerously low cash position of $3.4M relative to $220.4M debt creates immediate liquidity and refinancing risk.

What is OFSSO's revenue and growth?

OFS Capital Corp reported revenue of N/A.

Does OFSSO pay dividends?

OFS Capital Corp pays dividends, with $15.9M distributed to shareholders in the trailing twelve months.

Where can I find OFSSO SEC filings?

Official SEC filings for OFS Capital Corp (CIK: 0001487918) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is OFSSO's EPS?

OFS Capital Corp has a diluted EPS of $-2.47.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is OFSSO a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, OFS Capital Corp has a SELL rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is OFSSO stock overvalued or undervalued?

Valuation metrics for OFSSO: ROE of -26.9% (sector avg: 15%), net margin of N/A (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy OFSSO stock in 2026?

Our dual AI analysis gives OFS Capital Corp a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is OFSSO's free cash flow?

OFS Capital Corp's operating cash flow is $43.6M, with capital expenditures of N/A.

How does OFSSO compare to other Market stocks?

Vs Default sector averages: Net margin N/A (avg: 12%), ROE -26.9% (avg: 15%), current ratio N/A (avg: 1.8).

Is OFS Capital Corp carrying too much debt?

OFSSO has a debt-to-equity ratio of 1.79x, which is above the Market sector average of 0.7x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-12-31 | Powered by Claude AI