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Cloudflare, Inc. (NET) Fundamental Analysis & AI Grade 2026

NET NYSE Services-Prepackaged Software DE CIK: 0001477333
Updated This Month • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Grade
A
69% Confidence
AGREEMENT
B
68% Conf
A
70% Conf

📊 NET Key Takeaways

Revenue: $639.8M
Net Margin: -3.6%
Free Cash Flow: $93.1M
Current Ratio: 1.96x
Debt/Equity: 0.00x
EPS: $-0.07
AI Grade: B with 68% confidence
Cloudflare, Inc. (NET) receives a A fundamental grade with 69% confidence from our AI analysis based on SEC 10-K filings. With revenue of $639.8M, net profit margin of -3.6%, and return on equity (ROE) of -1.5%, Cloudflare, Inc. demonstrates strong fundamentals in the Technology sector. Below is our complete NET stock analysis for 2026.

Is Cloudflare, Inc. (NET) a Good Investment?

Claude

Cloudflare demonstrates solid financial fundamentals with 29.8% YoY revenue growth, a strong 71.2% gross margin, and positive $158.3M operating cash flow, supported by a fortress balance sheet with no debt and $932M cash. However, the company is unprofitable on a GAAP basis (-$22.9M net income) with deteriorating profitability metrics (-29.8% YoY decline in net income despite 29.8% revenue growth), indicating significant margin compression from elevated operating expenses that require careful monitoring.

ChatGPT

Cloudflare combines ~30% revenue growth with 74.5% gross margins and positive free cash flow, signaling strong unit economics at scale. While still GAAP-unprofitable, its nearly $1B cash, no net debt, and improving cash generation provide runway to drive operating leverage and margin expansion.

Cloudflare, Inc. Key Strengths (NET)

Claude
  • + Strong revenue growth of 29.8% YoY demonstrates market demand and competitive position
  • + Excellent 71.2% gross margin indicates pricing power and operating leverage potential in core business
  • + Positive operating cash flow of $158.3M and FCF of $93.1M show underlying business unit economics are sound despite GAAP losses
  • + Fortress balance sheet with zero debt, $932M cash, and strong 1.96x current/quick ratios
  • + High insider activity (34 Form 4 filings) suggests confidence from company insiders
ChatGPT
  • + High growth with resilient 74.5% gross margin
  • + Positive FCF with 13.3% FCF margin and strong OCF
  • + Solid liquidity (1.98x current ratio) and no net debt

NET Stock Risks: Cloudflare, Inc. Investment Risks

Claude
  • ! Deteriorating profitability with net income down 29.8% YoY despite 29.8% revenue growth indicates severe margin compression from operating expense growth
  • ! Negative operating margin (-9.7%) and negative ROE (-1.5%) / ROA (-0.4%) indicate company is not yet generating returns on capital
  • ! Unprofitable on GAAP basis (-$22.9M net income) with unclear path to sustained profitability given expense trajectory
  • ! Rising operating expenses are outpacing revenue growth, suggesting either over-spending or inability to scale efficiently
  • ! Interest coverage ratio of -56.4x reflects operating losses, limiting financial flexibility despite current balance sheet strength
ChatGPT
  • ! Sustained GAAP losses and -9.6% operating margin indicate execution risk on profitability
  • ! Potential growth deceleration or enterprise sales cycle elongation impacting operating leverage
  • ! Negative interest coverage and ongoing capex/network investments could pressure cash flow if growth slows

Key Metrics to Watch

Claude
  • * Operating margin trend - critical to see inflection from negative to positive territory
  • * Net income and EPS trajectory - must return to growth and profitability for sustainable business model validation
  • * Operating expense growth rate relative to revenue growth - need to see disciplined cost management and operating leverage
ChatGPT
  • * Operating margin
  • * Free cash flow margin

Cloudflare, Inc. (NET) Financial Metrics & Key Ratios

Revenue
$639.8M
Net Income
$-22.9M
EPS (Diluted)
$-0.07
Free Cash Flow
$93.1M
Total Assets
$6.2B
Cash Position
$932.2M

💡 AI Analyst Insight

Cloudflare, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

NET Profit Margin, ROE & Profitability Analysis

Gross Margin 71.2%
Operating Margin -9.7%
Net Margin -3.6%
ROE -1.5%
ROA -0.4%
FCF Margin 14.6%

NET vs Technology Sector: How Cloudflare, Inc. Compares

How Cloudflare, Inc. compares to Technology sector averages

Net Margin
NET -3.6%
vs
Sector Avg 18.0%
NET Sector
ROE
NET -1.5%
vs
Sector Avg 22.0%
NET Sector
Current Ratio
NET 2.0x
vs
Sector Avg 2.5x
NET Sector
Debt/Equity
NET 0.0x
vs
Sector Avg 0.5x
NET Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Cloudflare, Inc. Stock Overvalued? NET Valuation Analysis 2026

Based on fundamental analysis, Cloudflare, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-1.5%
Sector avg: 22%
Net Profit Margin
-3.6%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Cloudflare, Inc. Balance Sheet: NET Debt, Cash & Liquidity

Current Ratio
1.96x
Quick Ratio
1.96x
Debt/Equity
0.00x
Debt/Assets
75.2%
Interest Coverage
-56.36x
Long-term Debt
N/A

NET Revenue & Earnings Growth: 5-Year Financial Trend

NET 5-year financial data: Year 2021: Revenue $656.4M, Net Income -$105.8M, EPS $-0.72. Year 2022: Revenue $975.2M, Net Income -$119.4M, EPS $-0.40. Year 2023: Revenue $1.3B, Net Income -$260.3M, EPS $-0.83. Year 2024: Revenue $1.7B, Net Income -$193.4M, EPS $-0.59. Year 2025: Revenue $2.2B, Net Income -$183.9M, EPS $-0.55.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cloudflare, Inc.'s revenue has grown significantly by 230% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.55 indicates the company is currently unprofitable.

NET Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
14.6%
Free cash flow / Revenue

NET Quarterly Earnings & Performance

Quarterly financial performance data for Cloudflare, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $479.1M -$22.9M $-0.07
Q3 2025 $430.1M -$1.3M $0.00
Q2 2025 $401.0M -$15.1M $-0.04
Q1 2025 $378.6M -$35.5M $-0.10
Q3 2024 $335.6M -$15.3M $-0.04
Q2 2024 $308.5M -$15.1M $-0.04
Q1 2024 $290.2M -$35.5M $-0.10
Q3 2023 $253.9M -$23.5M $-0.07

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Cloudflare, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$158.3M
Cash generated from operations
Capital Expenditures
$65.2M
Investment in assets
Dividends
None
No dividend program

NET SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Cloudflare, Inc. (CIK: 0001477333)

📋 Recent SEC Filings

Date Form Document Action
May 27, 2026 4 xslF345X06/wk-form4_1779921237.xml View →
May 21, 2026 4 xslF345X06/wk-form4_1779403101.xml View →
May 19, 2026 4 xslF345X06/wk-form4_1779227728.xml View →
May 19, 2026 4 xslF345X06/wk-form4_1779227467.xml View →
May 19, 2026 4 xslF345X06/wk-form4_1779227205.xml View →

Frequently Asked Questions about NET

What is the AI rating for NET?

Cloudflare, Inc. (NET) has a Combined AI Grade of A from Claude (B) and ChatGPT (A) with 69% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are NET's key strengths?

Claude: Strong revenue growth of 29.8% YoY demonstrates market demand and competitive position. Excellent 71.2% gross margin indicates pricing power and operating leverage potential in core business. ChatGPT: High growth with resilient 74.5% gross margin. Positive FCF with 13.3% FCF margin and strong OCF.

What are the risks of investing in NET?

Claude: Deteriorating profitability with net income down 29.8% YoY despite 29.8% revenue growth indicates severe margin compression from operating expense growth. Negative operating margin (-9.7%) and negative ROE (-1.5%) / ROA (-0.4%) indicate company is not yet generating returns on capital. ChatGPT: Sustained GAAP losses and -9.6% operating margin indicate execution risk on profitability. Potential growth deceleration or enterprise sales cycle elongation impacting operating leverage.

What is NET's revenue and growth?

Cloudflare, Inc. reported revenue of $639.8M.

Does NET pay dividends?

Cloudflare, Inc. does not currently pay dividends.

Where can I find NET SEC filings?

Official SEC filings for Cloudflare, Inc. (CIK: 0001477333) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NET's EPS?

Cloudflare, Inc. has a diluted EPS of $-0.07.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is NET's fundamental grade?

Based on our AI fundamental analysis in May 2026, Cloudflare, Inc. has a A grade with 69% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is NET stock overvalued or undervalued?

Valuation metrics for NET: ROE of -1.5% (sector avg: 22%), net margin of -3.6% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

What is NET's AI grade for 2026?

Our dual AI analysis gives Cloudflare, Inc. a combined A grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NET's free cash flow?

Cloudflare, Inc.'s operating cash flow is $158.3M, with capital expenditures of $65.2M. FCF margin is 14.6%.

How does NET compare to other Technology stocks?

Vs Technology sector averages: Net margin -3.6% (avg: 18%), ROE -1.5% (avg: 22%), current ratio 1.96 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI