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NET Stock Analysis 2026 - Cloudflare, Inc. AI Rating

NET NYSE Services-Prepackaged Software DE CIK: 0001477333
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-12-31
HOLD
72% Conf
Pending
Analysis scheduled

📊 NET Key Takeaways

Revenue: $2.2B
Net Margin: -4.7%
Free Cash Flow: $287.5M
Current Ratio: 1.98x
Debt/Equity: 0.00x
EPS: $-0.29
AI Rating: HOLD with 72% confidence

Is NET a Good Investment? Thesis Analysis

Claude

Cloudflare demonstrates strong revenue growth (+29.8% YoY) and healthy free cash flow generation ($287.5M), underpinned by excellent gross margins (74.5%) and a fortress balance sheet with zero debt. However, the company remains unprofitable at scale with rapidly deteriorating margins—net income declining 29.8% while revenue grows—raising critical questions about the path to sustainable profitability and operating leverage.

Why Buy NET? Key Strengths

Claude
  • + Strong revenue growth of 29.8% YoY at $2.2B scale demonstrates sustained market demand and competitive positioning
  • + Exceptional gross margin of 74.5% typical of high-quality SaaS businesses, indicating strong pricing power and efficient delivery
  • + Positive free cash flow of $287.5M (13.3% FCF margin) despite operating losses shows underlying cash generation capability
  • + Fortress balance sheet with zero long-term debt, $943.5M cash, and 1.98x liquidity ratios provides significant downside protection
  • + Healthy operational cash flow of $603.1M demonstrates business viability independent of accounting adjustments

NET Investment Risks to Consider

Claude
  • ! Unprofitable at operating (-9.6%) and net (-4.7%) income levels with negative ROE (-7.0%) and ROA (-1.7%), indicating poor capital efficiency
  • ! Net income declining 29.8% YoY while revenue grows 29.8% signals severe margin compression and potential structural cost issues at scale
  • ! Operating expense growth outpacing revenue growth suggests lack of cost discipline and operational leverage expected at $2B+ revenue
  • ! Negative interest coverage (-188.4x) from operating losses creates vulnerability if financing conditions tighten or acquisition costs increase
  • ! High insider activity (31 Form 4 filings in 90 days) may indicate management or board concerns regarding business trajectory or valuation

Key Metrics to Watch

Claude
  • * Operating margin trajectory toward positive territory—path to profitability is prerequisite for long-term value creation
  • * Net income inflection point and margin expansion—verify company can grow revenue while improving bottom-line profitability
  • * Operating expense ratio as percentage of revenue—must decline to validate business model sustainability at scale
  • * Free cash flow margin sustainability—monitor whether FCF can be maintained or improved while achieving profitability
  • * Customer unit economics and efficiency metrics—assess whether revenue growth is achieved through profitable or unprofitable customer acquisition

NET Financial Metrics

Revenue
$2.2B
Net Income
$-102.3M
EPS (Diluted)
$-0.29
Free Cash Flow
$287.5M
Total Assets
$6.0B
Cash Position
$943.5M

💡 AI Analyst Insight

Cloudflare, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

NET Profitability Ratios

Gross Margin 74.5%
Operating Margin -9.6%
Net Margin -4.7%
ROE -7.0%
ROA -1.7%
FCF Margin 13.3%

NET vs Technology Sector

How Cloudflare, Inc. compares to Technology sector averages

Net Margin
NET -4.7%
vs
Sector Avg 18.0%
NET Sector
ROE
NET -7.0%
vs
Sector Avg 22.0%
NET Sector
Current Ratio
NET 2.0x
vs
Sector Avg 2.5x
NET Sector
Debt/Equity
NET 0.0x
vs
Sector Avg 0.5x
NET Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is NET Overvalued or Undervalued?

Based on fundamental analysis, Cloudflare, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-7.0%
Sector avg: 22%
Net Profit Margin
-4.7%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

NET Balance Sheet & Liquidity

Current Ratio
1.98x
Quick Ratio
1.98x
Debt/Equity
0.00x
Debt/Assets
75.8%
Interest Coverage
-188.37x
Long-term Debt
N/A

NET 5-Year Financial Trend & Growth Analysis

NET 5-year financial data: Year 2021: Revenue $656.4M, Net Income -$105.8M, EPS $-0.72. Year 2022: Revenue $975.2M, Net Income -$119.4M, EPS $-0.40. Year 2023: Revenue $1.3B, Net Income -$260.3M, EPS $-0.83. Year 2024: Revenue $1.7B, Net Income -$193.4M, EPS $-0.59. Year 2025: Revenue $2.2B, Net Income -$183.9M, EPS $-0.55.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cloudflare, Inc.'s revenue has grown significantly by 230% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.55 indicates the company is currently unprofitable.

NET Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
13.3%
Free cash flow / Revenue

NET Quarterly Performance

Quarterly financial performance data for Cloudflare, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $430.1M -$1.3M $0.00
Q2 2025 $401.0M -$15.1M $-0.04
Q1 2025 $378.6M -$35.5M $-0.10
Q3 2024 $335.6M -$15.3M $-0.04
Q2 2024 $308.5M -$15.1M $-0.04
Q1 2024 $290.2M -$35.5M $-0.10
Q3 2023 $253.9M -$23.5M $-0.07
Q2 2023 $234.5M -$63.5M $-0.20

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

NET Capital Allocation

Operating Cash Flow
$603.1M
Cash generated from operations
Capital Expenditures
$315.6M
Investment in assets
Dividends
None
No dividend program

NET SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for Cloudflare, Inc. (CIK: 0001477333)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 4 xslF345X06/wk-form4_1775689739.xml View →
Apr 8, 2026 4 xslF345X06/wk-form4_1775689600.xml View →
Apr 2, 2026 4 xslF345X06/wk-form4_1775163249.xml View →
Mar 30, 2026 4 xslF345X06/wk-form4_1774910274.xml View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774039656.xml View →

Frequently Asked Questions about NET

What is the AI rating for NET?

Cloudflare, Inc. (NET) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are NET's key strengths?

Claude: Strong revenue growth of 29.8% YoY at $2.2B scale demonstrates sustained market demand and competitive positioning. Exceptional gross margin of 74.5% typical of high-quality SaaS businesses, indicating strong pricing power and efficient delivery.

What are the risks of investing in NET?

Claude: Unprofitable at operating (-9.6%) and net (-4.7%) income levels with negative ROE (-7.0%) and ROA (-1.7%), indicating poor capital efficiency. Net income declining 29.8% YoY while revenue grows 29.8% signals severe margin compression and potential structural cost issues at scale.

What is NET's revenue and growth?

Cloudflare, Inc. reported revenue of $2.2B.

Does NET pay dividends?

Cloudflare, Inc. does not currently pay dividends.

Where can I find NET SEC filings?

Official SEC filings for Cloudflare, Inc. (CIK: 0001477333) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NET's EPS?

Cloudflare, Inc. has a diluted EPS of $-0.29.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is NET a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Cloudflare, Inc. has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is NET stock overvalued or undervalued?

Valuation metrics for NET: ROE of -7.0% (sector avg: 22%), net margin of -4.7% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy NET stock in 2026?

Our dual AI analysis gives Cloudflare, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NET's free cash flow?

Cloudflare, Inc.'s operating cash flow is $603.1M, with capital expenditures of $315.6M. FCF margin is 13.3%.

How does NET compare to other Technology stocks?

Vs Technology sector averages: Net margin -4.7% (avg: 18%), ROE -7.0% (avg: 22%), current ratio 1.98 (avg: 2.5).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-12-31 | Powered by Claude AI