📊 MFON Key Takeaways
Is MFON a Good Investment? Thesis Analysis
Mobivity Holdings exhibits severe financial distress with negative stockholders' equity of -$24.1M, indicating insolvency on a book value basis. The company is burning cash at an alarming rate (-$6.0M operating cash flow) while generating minimal revenue ($2.3M) that fails to cover operating expenses by a significant margin. Absent dramatic operational restructuring or capital infusion, the company faces existential viability concerns.
Why Buy MFON? Key Strengths
- Gross margin of 41% indicates underlying product/service value proposition
- Revenue growing 7.1% YoY despite financial constraints
- Maintains $1.7M in cash equivalents providing short-term runway
MFON Investment Risks to Consider
- Negative stockholders' equity of -$24.1M signals balance sheet insolvency and bankruptcy risk
- Operating cash burn of -$6.0M annually with only $1.7M in cash reserves provides <4 months runway
- Operating margin of -276% and net margin of -373% demonstrate inability to achieve profitability at current scale
- Current ratio of 0.25x indicates severe liquidity crisis and inability to meet short-term obligations
- Long-term debt of $21.5M against negative equity creates debt service coverage crisis
Key Metrics to Watch
- Quarterly operating cash burn rate and cash runway remaining
- Revenue scale and gross profit dollars required to reach cash flow breakeven
- Debt restructuring or covenant waiver announcements
- Changes in liabilities or debt refinancing activities
MFON Financial Metrics
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
MFON Profitability Ratios
MFON vs Technology Sector
How MOBIVITY HOLDINGS CORP. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is MFON Overvalued or Undervalued?
Based on fundamental analysis, MOBIVITY HOLDINGS CORP. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
MFON Balance Sheet & Liquidity
MFON 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: MOBIVITY HOLDINGS CORP.'s revenue has declined by 85% over the 5-year period, indicating business contraction. The most recent EPS of $-0.18 indicates the company is currently unprofitable.
MFON Growth Metrics (YoY)
MFON Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $226.2K | -$2.3M | $-0.03 |
| Q2 2025 | $374.1K | -$2.3M | $-0.04 |
| Q1 2025 | $299.2K | -$2.3M | $-0.03 |
| Q3 2024 | $50.2K | -$2.3M | $-0.03 |
| Q2 2024 | $1.5M | -$2.3M | $-0.03 |
| Q1 2024 | $1.6M | -$2.3M | $-0.03 |
| Q3 2023 | $1.6M | -$1.9M | $-0.05 |
| Q2 2023 | $1.9M | -$1.9M | $-0.03 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
MFON Capital Allocation
MFON SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for MOBIVITY HOLDINGS CORP. (CIK: 0001447380)
📋 Recent SEC Filings
❓ Frequently Asked Questions about MFON
What is the AI rating for MFON?
MOBIVITY HOLDINGS CORP. (MFON) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.
What are MFON's key strengths?
Claude: Gross margin of 41% indicates underlying product/service value proposition. Revenue growing 7.1% YoY despite financial constraints.
What are the risks of investing in MFON?
Claude: Negative stockholders' equity of -$24.1M signals balance sheet insolvency and bankruptcy risk. Operating cash burn of -$6.0M annually with only $1.7M in cash reserves provides <4 months runway.
What is MFON's revenue and growth?
MOBIVITY HOLDINGS CORP. reported revenue of $2.3M.
Does MFON pay dividends?
MOBIVITY HOLDINGS CORP. does not currently pay dividends.
Where can I find MFON SEC filings?
Official SEC filings for MOBIVITY HOLDINGS CORP. (CIK: 0001447380) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is MFON's EPS?
MOBIVITY HOLDINGS CORP. has a diluted EPS of $-0.12.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is MFON a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, MOBIVITY HOLDINGS CORP. has a STRONG SELL rating with 95% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is MFON stock overvalued or undervalued?
Valuation metrics for MFON: ROE of N/A (sector avg: 22%), net margin of -373.1% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy MFON stock in 2026?
Our dual AI analysis gives MOBIVITY HOLDINGS CORP. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is MFON's free cash flow?
MOBIVITY HOLDINGS CORP.'s operating cash flow is $-6.0M, with capital expenditures of $2.4K. FCF margin is -259.0%.
How does MFON compare to other Technology stocks?
Vs Technology sector averages: Net margin -373.1% (avg: 18%), ROE N/A (avg: 22%), current ratio 0.25 (avg: 2.5).