📊 MFON Key Takeaways
Is Mobivity Holdings Corp.. (MFON) a Good Investment?
Mobivity Holdings exhibits severe financial distress with negative stockholders' equity of -$24.1M, indicating insolvency on a book value basis. The company is burning cash at an alarming rate (-$6.0M operating cash flow) while generating minimal revenue ($2.3M) that fails to cover operating expenses by a significant margin. Absent dramatic operational restructuring or capital infusion, the company faces existential viability concerns.
Mobivity's fundamentals are extremely weak: modest top-line growth is overwhelmed by severe operating losses, deeply negative free cash flow, and a highly impaired balance sheet. The combination of negative equity, weak liquidity, and substantial long-term debt suggests the business is not currently demonstrating sustainable growth quality or financial stability.
Mobivity Holdings Corp.. Key Strengths (MFON)
- Gross margin of 41% indicates underlying product/service value proposition
- Revenue growing 7.1% YoY despite financial constraints
- Maintains $1.7M in cash equivalents providing short-term runway
- Revenue grew 7.1% year over year, indicating the business is still generating some top-line expansion
- Gross margin of 41.0% suggests the core software/service offering retains some underlying unit-level economic value
- Capital expenditure is minimal, consistent with an asset-light software model
MFON Stock Risks: Mobivity Holdings Corp.. Investment Risks
- Negative stockholders' equity of -$24.1M signals balance sheet insolvency and bankruptcy risk
- Operating cash burn of -$6.0M annually with only $1.7M in cash reserves provides <4 months runway
- Operating margin of -276% and net margin of -373% demonstrate inability to achieve profitability at current scale
- Current ratio of 0.25x indicates severe liquidity crisis and inability to meet short-term obligations
- Long-term debt of $21.5M against negative equity creates debt service coverage crisis
- Operating and net margins are deeply negative, showing the current cost structure is not viable relative to revenue scale
- Negative stockholders' equity and a 0.25x current ratio indicate severe balance-sheet and liquidity stress
- Operating cash flow and free cash flow are both materially negative, increasing dependence on external financing or restructuring
Key Metrics to Watch
- Quarterly operating cash burn rate and cash runway remaining
- Revenue scale and gross profit dollars required to reach cash flow breakeven
- Debt restructuring or covenant waiver announcements
- Changes in liabilities or debt refinancing activities
- Quarterly revenue growth relative to operating expense growth
- Operating cash burn and liquidity runway, including debt servicing capacity
Mobivity Holdings Corp.. (MFON) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
MFON Profit Margin, ROE & Profitability Analysis
MFON vs Technology Sector: How Mobivity Holdings Corp.. Compares
How Mobivity Holdings Corp.. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Mobivity Holdings Corp.. Stock Overvalued? MFON Valuation Analysis 2026
Based on fundamental analysis, Mobivity Holdings Corp.. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Mobivity Holdings Corp.. Balance Sheet: MFON Debt, Cash & Liquidity
MFON Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Mobivity Holdings Corp..'s revenue has declined by 85% over the 5-year period, indicating business contraction. The most recent EPS of $-0.18 indicates the company is currently unprofitable.
MFON Revenue Growth, EPS Growth & YoY Performance
MFON Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $226.2K | -$2.3M | $-0.03 |
| Q2 2025 | $374.1K | -$2.3M | $-0.04 |
| Q1 2025 | $299.2K | -$2.3M | $-0.03 |
| Q3 2024 | $50.2K | -$2.3M | $-0.03 |
| Q2 2024 | $1.5M | -$2.3M | $-0.03 |
| Q1 2024 | $1.6M | -$2.3M | $-0.03 |
| Q3 2023 | $1.6M | -$1.9M | $-0.05 |
| Q2 2023 | $1.9M | -$1.9M | $-0.03 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Mobivity Holdings Corp.. Dividends, Buybacks & Capital Allocation
MFON SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Mobivity Holdings Corp.. (CIK: 0001447380)
📋 Recent SEC Filings
❓ Frequently Asked Questions about MFON
What is the AI rating for MFON?
Mobivity Holdings Corp.. (MFON) has a Combined AI Grade of D from Claude (D) and ChatGPT (D) with 96% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are MFON's key strengths?
Claude: Gross margin of 41% indicates underlying product/service value proposition. Revenue growing 7.1% YoY despite financial constraints. ChatGPT: Revenue grew 7.1% year over year, indicating the business is still generating some top-line expansion. Gross margin of 41.0% suggests the core software/service offering retains some underlying unit-level economic value.
What are the risks of investing in MFON?
Claude: Negative stockholders' equity of -$24.1M signals balance sheet insolvency and bankruptcy risk. Operating cash burn of -$6.0M annually with only $1.7M in cash reserves provides <4 months runway. ChatGPT: Operating and net margins are deeply negative, showing the current cost structure is not viable relative to revenue scale. Negative stockholders' equity and a 0.25x current ratio indicate severe balance-sheet and liquidity stress.
What is MFON's revenue and growth?
Mobivity Holdings Corp.. reported revenue of $2.3M.
Does MFON pay dividends?
Mobivity Holdings Corp.. does not currently pay dividends.
Where can I find MFON SEC filings?
Official SEC filings for Mobivity Holdings Corp.. (CIK: 0001447380) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is MFON's EPS?
Mobivity Holdings Corp.. has a diluted EPS of $-0.12.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is MFON's fundamental grade?
Based on our AI fundamental analysis in May 2026, Mobivity Holdings Corp.. has a D grade with 96% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is MFON stock overvalued or undervalued?
Valuation metrics for MFON: ROE of N/A (sector avg: 22%), net margin of -373.1% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
What is MFON's AI grade for 2026?
Our dual AI analysis gives Mobivity Holdings Corp.. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is MFON's free cash flow?
Mobivity Holdings Corp..'s operating cash flow is $-6.0M, with capital expenditures of $2.4K. FCF margin is -259.0%.
How does MFON compare to other Technology stocks?
Vs Technology sector averages: Net margin -373.1% (avg: 18%), ROE N/A (avg: 22%), current ratio 0.25 (avg: 2.5).