📊 KCRD Key Takeaways
Is KCRD a Good Investment? Thesis Analysis
Kindcard is technically insolvent with negative stockholders' equity of -$1.2M and faces an acute liquidity crisis evidenced by a 0.03x current ratio against $1.2M in liabilities. Despite a healthy 73.5% gross margin, the company is burning cash with -$47.7K operating cash flow, sustained net losses of -$278.4K (101.5% negative margin), and only $9.7K in cash reserves, creating imminent solvency risk.
Why Buy KCRD? Key Strengths
- 73.5% gross margin suggests viable underlying unit economics and product-market demand
- Recent financial data available (Oct 2025) indicates company currently operating
- Low absolute debt burden of $150K suggests potential restructuring feasibility
KCRD Investment Risks to Consider
- Negative stockholders' equity of -$1.2M indicates technical insolvency
- Critical liquidity crisis with 0.03x current ratio and only $9.7K cash against $1.2M liabilities
- Accelerating losses with -101.5% net margin and inability to cover operating expenses
- Negative operating cash flow of -$47.7K demonstrates unsustainable cash burn
- Revenue decline of 15.6% YoY indicates deteriorating market conditions
- No insider buying activity in 90 days suggests lack of confidence from management
Key Metrics to Watch
- Cash position and runway (critical threshold for survival)
- Operating expense rationalization and path to operating profitability
- Revenue stabilization and ability to reverse decline
- Debt covenant status and refinancing negotiations
- Stockholders' equity trajectory toward positive territory
KCRD Financial Metrics
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
KCRD Profitability Ratios
KCRD vs Consumer Sector
How Kindcard, Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is KCRD Overvalued or Undervalued?
Based on fundamental analysis, Kindcard, Inc. has mixed fundamental signals relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
KCRD Balance Sheet & Liquidity
KCRD 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: Kindcard, Inc.'s revenue has declined by 93% over the 5-year period, indicating business contraction. The most recent EPS of $0.00 indicates the company is currently unprofitable.
KCRD Growth Metrics (YoY)
KCRD Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $97.7K | -$7.6K | $0.00 |
| Q2 2026 | $81.7K | -$55.1K | $0.00 |
| Q1 2026 | $85.1K | -$55.1K | $0.00 |
| Q3 2025 | $125.4K | -$7.6K | N/A |
| Q2 2025 | $81.7K | -$33.0K | N/A |
| Q1 2025 | $85.1K | -$19.1K | N/A |
| Q3 2024 | $125.4K | -$19.1K | N/A |
| Q2 2024 | $126.1K | -$19.1K | N/A |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
KCRD Capital Allocation
KCRD SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for Kindcard, Inc. (CIK: 0001696025)
📋 Recent SEC Filings
❓ Frequently Asked Questions about KCRD
What is the AI rating for KCRD?
Kindcard, Inc. (KCRD) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.
What are KCRD's key strengths?
Claude: 73.5% gross margin suggests viable underlying unit economics and product-market demand. Recent financial data available (Oct 2025) indicates company currently operating.
What are the risks of investing in KCRD?
Claude: Negative stockholders' equity of -$1.2M indicates technical insolvency. Critical liquidity crisis with 0.03x current ratio and only $9.7K cash against $1.2M liabilities.
What is KCRD's revenue and growth?
Kindcard, Inc. reported revenue of $274.2K.
Does KCRD pay dividends?
Kindcard, Inc. does not currently pay dividends.
Where can I find KCRD SEC filings?
Official SEC filings for Kindcard, Inc. (CIK: 0001696025) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is KCRD's EPS?
Kindcard, Inc. has a diluted EPS of $0.00.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is KCRD a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Kindcard, Inc. has a STRONG SELL rating with 95% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is KCRD stock overvalued or undervalued?
Valuation metrics for KCRD: ROE of N/A (sector avg: 18%), net margin of -101.5% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
Should I buy KCRD stock in 2026?
Our dual AI analysis gives Kindcard, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is KCRD's free cash flow?
Kindcard, Inc.'s operating cash flow is $-47.7K, with capital expenditures of $15.2K. FCF margin is -23.0%.
How does KCRD compare to other Consumer stocks?
Vs Consumer sector averages: Net margin -101.5% (avg: 8%), ROE N/A (avg: 18%), current ratio 0.03 (avg: 1.5).