📊 JVA Key Takeaways
Is JVA a Good Investment? Thesis Analysis
Coffee Holding shows strong 22.6% revenue growth but alarming profitability deterioration with net income down 36.7% and EPS declining 35.9% YoY, indicating significant margin compression. While the company maintains a fortress balance sheet with zero debt and strong free cash flow generation ($6.6M, 25.7% margin), the collapsing bottom-line profitability despite top-line expansion reveals operational stress that undermines fundamental attractiveness.
Why Buy JVA? Key Strengths
- Robust revenue growth of 22.6% YoY demonstrates market demand
- Exceptional free cash flow generation at $6.4M with 25.7% FCF margin indicates cash generative business
- Fortress balance sheet with zero long-term debt and 3.06x current ratio provides financial stability
- Capital-light business model requiring minimal capex ($33.3K)
JVA Investment Risks to Consider
- Severe profitability deterioration: net income down 36.7% despite 22.6% revenue growth signals gross margin compression or cost control issues
- Diluted EPS decline of 35.9% YoY with net margin collapsing to 6.4% indicates unsustainable profitability trend
- Very weak returns metrics: ROE of 5.7% and ROA of 4.0% suggest poor capital efficiency
- Small-cap vulnerability with only $28.8M equity limits financial flexibility and scale advantages
Key Metrics to Watch
- Cost of goods sold as % of revenue and gross margin trend reversal
- Operating expense ratio to identify if cost inflation is driving margin compression
- Net income trend and path to profitability restoration
- Free cash flow sustainability and operating cash flow conversion quality
JVA Financial Metrics
💡 AI Analyst Insight
The 25.7% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 3.06x current ratio provides a solid financial cushion.
JVA Profitability Ratios
JVA vs Consumer Sector
How COFFEE HOLDING CO INC compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is JVA Overvalued or Undervalued?
Based on fundamental analysis, COFFEE HOLDING CO INC has mixed fundamental signals relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
JVA Balance Sheet & Liquidity
JVA 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: COFFEE HOLDING CO INC's revenue has grown significantly by 30% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.39 reflects profitable operations.
JVA Growth Metrics (YoY)
JVA Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $21.3M | $1.2M | $0.20 |
| Q3 2025 | $18.8M | -$21.8K | $0.10 |
| Q2 2025 | $19.0M | -$21.8K | $0.06 |
| Q1 2025 | $19.5M | $351.0K | $0.06 |
| Q3 2024 | $15.8M | -$21.8K | $-0.02 |
| Q2 2024 | $15.3M | -$21.8K | $-0.06 |
| Q1 2024 | $18.3M | $351.0K | $0.06 |
| Q3 2023 | $15.8M | $45.1K | $0.01 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
JVA Capital Allocation
JVA SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for COFFEE HOLDING CO INC (CIK: 0001007019)
📋 Recent SEC Filings
❓ Frequently Asked Questions about JVA
What is the AI rating for JVA?
COFFEE HOLDING CO INC (JVA) has an AI rating of SELL with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are JVA's key strengths?
Claude: Robust revenue growth of 22.6% YoY demonstrates market demand. Exceptional free cash flow generation at $6.4M with 25.7% FCF margin indicates cash generative business.
What are the risks of investing in JVA?
Claude: Severe profitability deterioration: net income down 36.7% despite 22.6% revenue growth signals gross margin compression or cost control issues. Diluted EPS decline of 35.9% YoY with net margin collapsing to 6.4% indicates unsustainable profitability trend.
What is JVA's revenue and growth?
COFFEE HOLDING CO INC reported revenue of $25.6M.
Does JVA pay dividends?
COFFEE HOLDING CO INC pays dividends, with $0.4M distributed to shareholders in the trailing twelve months.
Where can I find JVA SEC filings?
Official SEC filings for COFFEE HOLDING CO INC (CIK: 0001007019) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is JVA's EPS?
COFFEE HOLDING CO INC has a diluted EPS of $0.29.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is JVA a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, COFFEE HOLDING CO INC has a SELL rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is JVA stock overvalued or undervalued?
Valuation metrics for JVA: ROE of 5.7% (sector avg: 18%), net margin of 6.4% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
Should I buy JVA stock in 2026?
Our dual AI analysis gives COFFEE HOLDING CO INC a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is JVA's free cash flow?
COFFEE HOLDING CO INC's operating cash flow is $6.6M, with capital expenditures of $33.3K. FCF margin is 25.7%.
How does JVA compare to other Consumer stocks?
Vs Consumer sector averages: Net margin 6.4% (avg: 8%), ROE 5.7% (avg: 18%), current ratio 3.06 (avg: 1.5).