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JFB Construction Holdings (JFB) Stock Fundamental Analysis & AI Rating 2026

JFB Nasdaq General Bldg Contractors - Nonresidential Bldgs NV CIK: 0002024306
Updated This Month • Analysis: May 15, 2026 • SEC Data: 2026-03-31
Combined AI Rating
SELL
76% Confidence
AGREEMENT
STRONG SELL
82% Conf
SELL
70% Conf

📊 JFB Key Takeaways

Revenue: $12.7M
Net Margin: -25.7%
Free Cash Flow: $1.6M
Current Ratio: 2.45x
Debt/Equity: 0.00x
EPS: $-0.25
AI Rating: STRONG SELL with 82% confidence
JFB Construction Holdings (JFB) receives a SELL rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $12.7M, net profit margin of -25.7%, and return on equity (ROE) of -7.0%, JFB Construction Holdings demonstrates mixed fundamentals in the Market sector. Below is our complete JFB stock analysis for 2026.

Is JFB Construction Holdings (JFB) a Good Investment?

Claude

JFB Construction is in severe financial distress despite 32% revenue growth, with profitability collapsing to -25.7% net margin and -$3.4M operating losses. The critically low 10.2% gross margin indicates structural cost/pricing problems, while only $3.7M cash reserves and negative operating performance create sustainability concerns. Without immediate margin improvement, the company faces potential liquidity crisis.

ChatGPT

JFB shows strong top-line growth and a debt-free, cash-rich balance sheet, but fundamentals are undermined by deep operating losses and heavy cash burn. Margins remain weak at the gross and operating levels, suggesting low-quality growth without clear operating leverage. Without demonstrable improvement in margin trajectory and cash generation, risk outweighs the near-term liquidity cushion.

Why Buy JFB Construction Holdings Stock? JFB Key Strengths

Claude
  • + Positive operating cash flow of $1.7M and positive free cash flow of $1.6M despite net losses
  • + Strong liquidity position with 2.45x current and quick ratios
  • + No long-term debt (0.00x D/E ratio) provides financial flexibility and restructuring options
  • + Revenue growth of 32.3% YoY demonstrates market demand for services
ChatGPT
  • + Debt-free with $22.21M cash and a 16.96x current ratio
  • + 32.3% YoY revenue growth
  • + Low capex intensity supports scalability if margins improve

JFB Stock Risks: JFB Construction Holdings Investment Risks

Claude
  • ! Severely unprofitable with -25.7% net margin and -$3.3M net loss, deteriorating 4530% YoY
  • ! Critically low 10.2% gross margin indicates structural issues in pricing power or cost control
  • ! Negative operating margin of -27% reveals operations are unsustainable and cash-consumptive
  • ! Only $3.7M cash on hand creates limited runway for losses without external funding
  • ! Deteriorating profitability trend despite revenue growth suggests quality-of-growth issues
ChatGPT
  • ! Sustained operating losses and -39.3% FCF margin
  • ! Thin 10.3% gross margin limits path to profitability
  • ! Ongoing cash burn increases dilution or financing risk if not reversed

Key Metrics to Watch

Claude
  • * Gross margin expansion - must improve from 10.2% to sustainable levels (15%+)
  • * Operating income - must return to profitability to validate business model
  • * Cash runway - critical to monitor quarterly cash burn given low reserves
  • * Contract margins and backlog quality - forward indicators of profitability recovery
ChatGPT
  • * Gross and operating margin trajectory
  • * Operating cash flow and cash runway

JFB Construction Holdings (JFB) Financial Metrics & Key Ratios

Revenue
$12.7M
Net Income
$-3.3M
EPS (Diluted)
$-0.25
Free Cash Flow
$1.6M
Total Assets
$54.7M
Cash Position
$3.7M

💡 AI Analyst Insight

Strong liquidity with a 2.45x current ratio provides a solid financial cushion.

JFB Profit Margin, ROE & Profitability Analysis

Gross Margin 10.2%
Operating Margin -27.0%
Net Margin -25.7%
ROE -7.0%
ROA -6.0%
FCF Margin 12.9%

JFB vs Market Sector: How JFB Construction Holdings Compares

How JFB Construction Holdings compares to Market sector averages

Net Margin
JFB -25.7%
vs
Sector Avg 12.0%
JFB Sector
ROE
JFB -7.0%
vs
Sector Avg 15.0%
JFB Sector
Current Ratio
JFB 2.4x
vs
Sector Avg 1.8x
JFB Sector
Debt/Equity
JFB 0.0x
vs
Sector Avg 0.7x
JFB Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is JFB Construction Holdings Stock Overvalued? JFB Valuation Analysis 2026

Based on fundamental analysis, JFB Construction Holdings has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
-7.0%
Sector avg: 15%
Net Profit Margin
-25.7%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

JFB Construction Holdings Balance Sheet: JFB Debt, Cash & Liquidity

Current Ratio
2.45x
Quick Ratio
2.45x
Debt/Equity
0.00x
Debt/Assets
0.0%
Interest Coverage
N/A
Long-term Debt
N/A

JFB Revenue & Earnings Growth: 5-Year Financial Trend

JFB 5-year financial data: Year 2025: Revenue $30.5M, Net Income $119.0K, EPS $0.01.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: JFB Construction Holdings's revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $0.01 reflects profitable operations.

JFB Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
12.9%
Free cash flow / Revenue

JFB Quarterly Earnings & Performance

Quarterly financial performance data for JFB Construction Holdings including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $5.9M $30.3K $0.00
Q3 2025 $14.6M $30.0K $-0.03
Q2 2025 $8.1M $30.0K $0.01
Q1 2025 $3.1M $30.3K $0.00

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

JFB Construction Holdings Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.7M
Cash generated from operations
Capital Expenditures
$11.6K
Investment in assets
Dividends
None
No dividend program

JFB SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for JFB Construction Holdings (CIK: 0002024306)

📋 Recent SEC Filings

Date Form Document Action
May 19, 2026 8-K form8-k.htm View →
May 14, 2026 10-Q jfb-20260331.htm View →
May 12, 2026 8-K form8-k.htm View →
May 4, 2026 8-K form8-k.htm View →
Apr 21, 2026 10-K/A form10-ka.htm View →

Frequently Asked Questions about JFB

What is the AI rating for JFB?

JFB Construction Holdings (JFB) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are JFB's key strengths?

Claude: Positive operating cash flow of $1.7M and positive free cash flow of $1.6M despite net losses. Strong liquidity position with 2.45x current and quick ratios. ChatGPT: Debt-free with $22.21M cash and a 16.96x current ratio. 32.3% YoY revenue growth.

What are the risks of investing in JFB?

Claude: Severely unprofitable with -25.7% net margin and -$3.3M net loss, deteriorating 4530% YoY. Critically low 10.2% gross margin indicates structural issues in pricing power or cost control. ChatGPT: Sustained operating losses and -39.3% FCF margin. Thin 10.3% gross margin limits path to profitability.

What is JFB's revenue and growth?

JFB Construction Holdings reported revenue of $12.7M.

Does JFB pay dividends?

JFB Construction Holdings does not currently pay dividends.

Where can I find JFB SEC filings?

Official SEC filings for JFB Construction Holdings (CIK: 0002024306) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is JFB's EPS?

JFB Construction Holdings has a diluted EPS of $-0.25.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is JFB a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, JFB Construction Holdings has a SELL rating with 76% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is JFB stock overvalued or undervalued?

Valuation metrics for JFB: ROE of -7.0% (sector avg: 15%), net margin of -25.7% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy JFB stock in 2026?

Our dual AI analysis gives JFB Construction Holdings a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is JFB's free cash flow?

JFB Construction Holdings's operating cash flow is $1.7M, with capital expenditures of $11.6K. FCF margin is 12.9%.

How does JFB compare to other Market stocks?

Vs Default sector averages: Net margin -25.7% (avg: 12%), ROE -7.0% (avg: 15%), current ratio 2.45 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 15, 2026 | Data as of: 2026-03-31 | Powered by Claude AI