📊 IDN Key Takeaways
Is Intellicheck, Inc. (IDN) a Good Investment?
Intellicheck demonstrates powerful fundamental growth with net income surging 239% YoY and exceptional 91% gross margins, indicating a high-quality software product with strong unit economics. The pristine balance sheet with zero debt, $10.1M cash, and positive free cash flow provides financial strength, though capital efficiency improvements are critical as the company scales.
Intellicheck shows healthy double‑digit revenue growth with very high gross margins and a return to profitability, translating into strong free cash flow. A debt‑free, cash‑rich balance sheet provides resilience while operating leverage offers room for margin expansion. Execution on scaling sales and improving operating margin are the main swing factors.
Intellicheck, Inc. Key Strengths (IDN)
- Exceptional 91% gross margin indicates strong product pricing power and unit economics typical of best-in-class software businesses
- Extraordinary profitability growth: net income +239% YoY and EPS +220% YoY from improving operational leverage
- Fortress balance sheet with zero debt, $10.1M cash representing 37% of assets, and exceptional liquidity (2.99x current ratio)
- Debt-free with $9.65M cash and strong liquidity (3.68x current ratio)
- Exceptional gross margin (~90%) with improving profitability (net margin 5.6%)
- Robust free cash flow (FCF margin ~20%) with minimal capex needs
IDN Stock Risks: Intellicheck, Inc. Investment Risks
- Critically low capital efficiency with ROE of 3% and ROA of 2.3% suggests overlevered equity or severe operating expense burden relative to gross profit
- Micro-cap revenue base of $5.5M severely limits financial resilience, competitive moat validation, and addressable market penetration
- Operating margin of only 9.8% despite 91% gross margin indicates OpEx consuming 81% of gross profit, requiring aggressive cost discipline to achieve sustainable margins
- Small scale and thin operating margin (4.8%) leave limited buffer
- Potential customer concentration and elongated enterprise sales cycles
- Cash flow may be influenced by working capital timing; margin expansion execution risk
Key Metrics to Watch
- Operating margin expansion trajectory as revenue scales with inherent leverage in 91% gross margin structure
- Return on equity and return on assets improvement toward industry-appropriate capital efficiency levels
- Revenue growth deceleration risk and customer acquisition cost trends relative to lifetime value
- Revenue growth (YoY)
- Operating margin
Intellicheck, Inc. (IDN) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 2.99x current ratio provides a solid financial cushion.
IDN Profit Margin, ROE & Profitability Analysis
IDN vs Technology Sector: How Intellicheck, Inc. Compares
How Intellicheck, Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Intellicheck, Inc. Stock Overvalued? IDN Valuation Analysis 2026
Based on fundamental analysis, Intellicheck, Inc. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Intellicheck, Inc. Balance Sheet: IDN Debt, Cash & Liquidity
IDN Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Intellicheck, Inc.'s revenue has grown significantly by 38% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.05 indicates the company is currently unprofitable.
IDN Revenue Growth, EPS Growth & YoY Performance
IDN Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $4.9M | -$318.0K | $-0.02 |
| Q3 2025 | $4.7M | -$279.0K | $-0.01 |
| Q2 2025 | $4.7M | -$127.0K | $-0.01 |
| Q1 2025 | $4.7M | -$318.0K | $-0.02 |
| Q3 2024 | $4.7M | -$724.0K | $-0.04 |
| Q2 2024 | $4.7M | -$127.0K | $-0.01 |
| Q1 2024 | $4.3M | -$442.0K | $-0.02 |
| Q3 2023 | $4.0M | -$644.0K | $-0.03 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Intellicheck, Inc. Dividends, Buybacks & Capital Allocation
IDN SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Intellicheck, Inc. (CIK: 0001040896)
📋 Recent SEC Filings
❓ Frequently Asked Questions about IDN
What is the AI rating for IDN?
Intellicheck, Inc. (IDN) has a Combined AI Grade of A from Claude (A) and ChatGPT (A) with 72% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are IDN's key strengths?
Claude: Exceptional 91% gross margin indicates strong product pricing power and unit economics typical of best-in-class software businesses. Extraordinary profitability growth: net income +239% YoY and EPS +220% YoY from improving operational leverage. ChatGPT: Debt-free with $9.65M cash and strong liquidity (3.68x current ratio). Exceptional gross margin (~90%) with improving profitability (net margin 5.6%).
What are the risks of investing in IDN?
Claude: Critically low capital efficiency with ROE of 3% and ROA of 2.3% suggests overlevered equity or severe operating expense burden relative to gross profit. Micro-cap revenue base of $5.5M severely limits financial resilience, competitive moat validation, and addressable market penetration. ChatGPT: Small scale and thin operating margin (4.8%) leave limited buffer. Potential customer concentration and elongated enterprise sales cycles.
What is IDN's revenue and growth?
Intellicheck, Inc. reported revenue of $5.5M.
Does IDN pay dividends?
Intellicheck, Inc. does not currently pay dividends.
Where can I find IDN SEC filings?
Official SEC filings for Intellicheck, Inc. (CIK: 0001040896) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is IDN's EPS?
Intellicheck, Inc. has a diluted EPS of $0.03.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is IDN's fundamental grade?
Based on our AI fundamental analysis in May 2026, Intellicheck, Inc. has a A grade with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is IDN stock overvalued or undervalued?
Valuation metrics for IDN: ROE of 3.0% (sector avg: 22%), net margin of 11.5% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
What is IDN's AI grade for 2026?
Our dual AI analysis gives Intellicheck, Inc. a combined A grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is IDN's free cash flow?
Intellicheck, Inc.'s operating cash flow is $445.0K, with capital expenditures of $33.0K. FCF margin is 7.5%.
How does IDN compare to other Technology stocks?
Vs Technology sector averages: Net margin 11.5% (avg: 18%), ROE 3.0% (avg: 22%), current ratio 2.99 (avg: 2.5).