📊 IDN Key Takeaways
Is IDN a Good Investment? Thesis Analysis
Intellicheck demonstrates exceptional financial health with a fortress balance sheet (zero debt, 3.68x current ratio), exceptional 90.4% gross margins, and remarkable 238.7% YoY net income improvement coupled with strong 19.8% free cash flow margins. However, operating margins remain pressured at 4.8% and returns on capital are weak (ROE 6.2%), suggesting the company is at an inflection point where operational leverage must improve to justify its small revenue base and justify its current trajectory.
Why Buy IDN? Key Strengths
- Fortress balance sheet with zero debt, $9.7M cash (40% of assets), and 3.58x quick ratio
- Exceptional gross margins (90.4%) and free cash flow generation (19.8% FCF margin) demonstrate software business model quality
- Dramatic profitability inflection with net income up 238.7% and EPS up 220% YoY showing business model maturation
IDN Investment Risks to Consider
- Operating margin severely depressed at 4.8% despite 90.4% gross margins indicates uncontrolled operating expense growth
- Weak returns on capital (ROE 6.2%, ROA 5.2%) suggest limited efficiency in deploying shareholder capital and potential business model challenges
- Small revenue scale ($22.7M) with modest 13.3% YoY growth creates vulnerability to customer concentration and questions sustainability of current profitability trends
Key Metrics to Watch
- Operating margin expansion trajectory - must show improvement to validate business model
- Revenue growth acceleration - current 13.3% growth rate must accelerate to justify software company valuation
- Customer concentration and net retention rates - critical indicators for small-cap SaaS health
IDN Financial Metrics
💡 AI Analyst Insight
Strong liquidity with a 3.68x current ratio provides a solid financial cushion.
IDN Profitability Ratios
IDN vs Technology Sector
How Intellicheck, Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is IDN Overvalued or Undervalued?
Based on fundamental analysis, Intellicheck, Inc. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
IDN Balance Sheet & Liquidity
IDN 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: Intellicheck, Inc.'s revenue has grown significantly by 38% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.05 indicates the company is currently unprofitable.
IDN Growth Metrics (YoY)
IDN Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $4.7M | -$279.0K | $-0.01 |
| Q2 2025 | $4.7M | -$127.0K | $-0.01 |
| Q1 2025 | $4.7M | -$318.0K | $-0.02 |
| Q3 2024 | $4.7M | -$724.0K | $-0.04 |
| Q2 2024 | $4.7M | -$127.0K | $-0.01 |
| Q1 2024 | $4.3M | -$442.0K | $-0.02 |
| Q3 2023 | $4.0M | -$644.0K | $-0.03 |
| Q2 2023 | $4.0M | -$777.0K | $-0.04 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
IDN Capital Allocation
IDN SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for Intellicheck, Inc. (CIK: 0001040896)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Apr 7, 2026 | 4 | xslF345X06/wk-form4_1775595417.xml | View → |
| Apr 6, 2026 | 4 | xslF345X06/wk-form4_1775510558.xml | View → |
| Apr 6, 2026 | 4 | xslF345X06/wk-form4_1775510520.xml | View → |
| Apr 6, 2026 | 4 | xslF345X06/wk-form4_1775510478.xml | View → |
| Apr 6, 2026 | 4 | xslF345X06/wk-form4_1775510432.xml | View → |
❓ Frequently Asked Questions about IDN
What is the AI rating for IDN?
Intellicheck, Inc. (IDN) has an AI rating of BUY with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are IDN's key strengths?
Claude: Fortress balance sheet with zero debt, $9.7M cash (40% of assets), and 3.58x quick ratio. Exceptional gross margins (90.4%) and free cash flow generation (19.8% FCF margin) demonstrate software business model quality.
What are the risks of investing in IDN?
Claude: Operating margin severely depressed at 4.8% despite 90.4% gross margins indicates uncontrolled operating expense growth. Weak returns on capital (ROE 6.2%, ROA 5.2%) suggest limited efficiency in deploying shareholder capital and potential business model challenges.
What is IDN's revenue and growth?
Intellicheck, Inc. reported revenue of $22.7M.
Does IDN pay dividends?
Intellicheck, Inc. does not currently pay dividends.
Where can I find IDN SEC filings?
Official SEC filings for Intellicheck, Inc. (CIK: 0001040896) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is IDN's EPS?
Intellicheck, Inc. has a diluted EPS of $0.06.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is IDN a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Intellicheck, Inc. has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is IDN stock overvalued or undervalued?
Valuation metrics for IDN: ROE of 6.2% (sector avg: 22%), net margin of 5.6% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy IDN stock in 2026?
Our dual AI analysis gives Intellicheck, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is IDN's free cash flow?
Intellicheck, Inc.'s operating cash flow is $4.5M, with capital expenditures of $52.0K. FCF margin is 19.8%.
How does IDN compare to other Technology stocks?
Vs Technology sector averages: Net margin 5.6% (avg: 18%), ROE 6.2% (avg: 22%), current ratio 3.68 (avg: 2.5).