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IBP Stock Analysis 2026 - Installed Building Products, Inc. AI Rating

IBP NYSE General Bldg Contractors - Residential Bldgs DE CIK: 0001580905
Recently Updated • Analysis: Apr 11, 2026 • SEC Data: 2025-12-31
BUY
78% Conf
Pending
Analysis scheduled

📊 IBP Key Takeaways

Revenue: $3.0B
Net Margin: 8.9%
Free Cash Flow: $300.8M
Current Ratio: 3.03x
Debt/Equity: 1.25x
EPS: $9.71
AI Rating: BUY with 78% confidence

Is IBP a Good Investment? Thesis Analysis

Claude

IBP demonstrates exceptional financial health with 37.4% ROE, strong free cash flow generation of $300.8M, and excellent liquidity (3.03x current ratio), positioning it as a fundamentally sound business with superior capital efficiency. However, anemic 1% revenue growth and cyclical exposure to residential construction warrant caution despite robust profitability margins and debt management capabilities.

Why Buy IBP? Key Strengths

Claude
  • + Outstanding return on equity (37.4%) and ROA (12.8%) indicate superior capital allocation and operational efficiency
  • + Strong free cash flow generation ($300.8M) with low capital intensity (CapEx 2.4% of revenue) provides flexibility for debt reduction and shareholder returns
  • + Excellent liquidity position (3.03x current ratio, 2.44x quick ratio) with $321.9M cash and exceptional interest coverage (19.2x) demonstrates financial safety

IBP Investment Risks to Consider

Claude
  • ! Minimal revenue growth at 1% YoY suggests market saturation, pricing pressure, or demand weakness in residential construction sector
  • ! Cyclical business model exposed to housing market volatility and economic downturns that could compress margins and cash flow
  • ! Moderate leverage with 1.25x Debt/Equity and $886.6M long-term debt limits financial flexibility if industry conditions deteriorate

Key Metrics to Watch

Claude
  • * Revenue growth acceleration and residential construction demand indicators
  • * Operating margin sustainability and gross margin trends
  • * Free cash flow conversion and debt-to-total-capital reduction progress

IBP Financial Metrics

Revenue
$3.0B
Net Income
$265.4M
EPS (Diluted)
$9.71
Free Cash Flow
$300.8M
Total Assets
$2.1B
Cash Position
$321.9M

💡 AI Analyst Insight

Strong liquidity with a 3.03x current ratio provides a solid financial cushion.

IBP Profitability Ratios

Gross Margin 34.0%
Operating Margin 13.0%
Net Margin 8.9%
ROE 37.4%
ROA 12.8%
FCF Margin 10.1%

IBP vs Default Sector

How Installed Building Products, Inc. compares to Default sector averages

Net Margin
IBP 8.9%
vs
Sector Avg 12.0%
IBP Sector
ROE
IBP 37.4%
vs
Sector Avg 15.0%
IBP Sector
Current Ratio
IBP 3.0x
vs
Sector Avg 1.8x
IBP Sector
Debt/Equity
IBP 1.2x
vs
Sector Avg 0.7x
IBP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is IBP Overvalued or Undervalued?

Based on fundamental analysis, Installed Building Products, Inc. has mixed fundamental signals relative to the Default sector in 2026.

Return on Equity
37.4%
Sector avg: 15%
Net Profit Margin
8.9%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.25x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

IBP Balance Sheet & Liquidity

Current Ratio
3.03x
Quick Ratio
2.44x
Debt/Equity
1.25x
Debt/Assets
65.7%
Interest Coverage
19.22x
Long-term Debt
$886.6M

IBP 5-Year Financial Trend & Growth Analysis

IBP 5-year financial data: Year 2021: Revenue $2.0B, Net Income $68.2M, EPS $2.28. Year 2022: Revenue $2.7B, Net Income $97.2M, EPS $3.27. Year 2023: Revenue $2.8B, Net Income $118.8M, EPS $4.01. Year 2024: Revenue $2.9B, Net Income $223.4M, EPS $7.74. Year 2025: Revenue $3.0B, Net Income $243.7M, EPS $8.61.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Installed Building Products, Inc.'s revenue has grown significantly by 51% over the 5-year period, indicating strong business expansion. The most recent EPS of $8.61 reflects profitable operations.

IBP Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
10.1%
Free cash flow / Revenue

IBP Quarterly Performance

Quarterly financial performance data for Installed Building Products, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $760.6M $68.6M $2.44
Q2 2025 $737.6M $65.2M $2.30
Q1 2025 $684.8M $45.4M $1.64
Q3 2024 $706.5M $68.0M $2.40
Q2 2024 $692.1M $61.6M $2.18
Q1 2024 $659.3M $49.3M $1.74
Q3 2023 $706.5M $61.0M $2.13
Q2 2023 $676.7M $59.9M $2.07

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

IBP Capital Allocation

Operating Cash Flow
$371.4M
Cash generated from operations
Stock Buybacks
$172.6M
Shares repurchased (TTM)
Capital Expenditures
$70.6M
Investment in assets
Dividends Paid
$87.6M
Returned to shareholders

IBP SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for Installed Building Products, Inc. (CIK: 0001580905)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 DEF 14A ibp-20260408.htm View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773262521.xml View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773261750.xml View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773261693.xml View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773261640.xml View →

Frequently Asked Questions about IBP

What is the AI rating for IBP?

Installed Building Products, Inc. (IBP) has an AI rating of BUY with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are IBP's key strengths?

Claude: Outstanding return on equity (37.4%) and ROA (12.8%) indicate superior capital allocation and operational efficiency. Strong free cash flow generation ($300.8M) with low capital intensity (CapEx 2.4% of revenue) provides flexibility for debt reduction and shareholder returns.

What are the risks of investing in IBP?

Claude: Minimal revenue growth at 1% YoY suggests market saturation, pricing pressure, or demand weakness in residential construction sector. Cyclical business model exposed to housing market volatility and economic downturns that could compress margins and cash flow.

What is IBP's revenue and growth?

Installed Building Products, Inc. reported revenue of $3.0B.

Does IBP pay dividends?

Installed Building Products, Inc. pays dividends, with $87.6M distributed to shareholders in the trailing twelve months.

Where can I find IBP SEC filings?

Official SEC filings for Installed Building Products, Inc. (CIK: 0001580905) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is IBP's EPS?

Installed Building Products, Inc. has a diluted EPS of $9.71.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is IBP a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Installed Building Products, Inc. has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is IBP stock overvalued or undervalued?

Valuation metrics for IBP: ROE of 37.4% (sector avg: 15%), net margin of 8.9% (sector avg: 12%). Higher ROE suggests strong returns relative to peers.

Should I buy IBP stock in 2026?

Our dual AI analysis gives Installed Building Products, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is IBP's free cash flow?

Installed Building Products, Inc.'s operating cash flow is $371.4M, with capital expenditures of $70.6M. FCF margin is 10.1%.

How does IBP compare to other Default stocks?

Vs Default sector averages: Net margin 8.9% (avg: 12%), ROE 37.4% (avg: 15%), current ratio 3.03 (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 11, 2026 | Data as of: 2025-12-31 | Powered by Claude AI