📊 IBP Key Takeaways
Is Installed Building Products, Inc. (IBP) a Good Investment?
IBP demonstrates solid cash generation and strong liquidity, but faces material headwinds from stagnant revenue growth (+1.0% YoY), weak capital returns (ROE 5.2%, ROA 1.6%), and elevated leverage (Debt/Equity 1.60x) with tight interest coverage (2.9x). The company lacks the growth momentum needed to justify cyclical industry risk.
Installed Building Products demonstrates resilient profitability and strong cash generation, with 13% operating margin, 8.9% net margin, and a 10.1% FCF margin supported by robust liquidity and 19.2x interest coverage. Although revenue growth is modest (+1% YoY), margin discipline and low capex sustain EPS growth and balance sheet flexibility despite moderate leverage.
Why Buy Installed Building Products, Inc. Stock? IBP Key Strengths
- Strong free cash flow generation ($85.7M, 13.0% FCF margin) exceeding net income, indicating earnings quality
- Excellent liquidity position (Current Ratio 3.35x, Quick Ratio 2.76x) with $474.3M cash balance
- Positive operating cash flow of $102.3M and profitable operations with 32.1% gross margins
- Strong profitability: 34% gross, 13% operating, 8.9% net margins
- Robust cash generation and conversion: $300.8M FCF, 10.1% FCF margin
- Healthy liquidity and coverage: 3.03x current ratio, 19.2x interest coverage
IBP Stock Risks: Installed Building Products, Inc. Investment Risks
- Revenue stagnation at +1.0% YoY growth while exposed to cyclical residential construction market volatility
- Elevated financial leverage (Debt/Equity 1.60x) with insufficient cushion via 2.9x interest coverage ratio
- Severely depressed capital efficiency with ROE of 5.2% and ROA of 1.6%, indicating poor capital allocation
- Muted revenue growth (+1% YoY) limits operating leverage
- Cyclicality in residential construction could pressure volumes and margins
- Moderate leverage (1.25x D/E; $886.6M LT debt) increases downside if cash flow slows
Key Metrics to Watch
- Revenue growth trend and residential construction sector demand indicators
- Interest coverage ratio and debt refinancing costs given rate environment
- Return on Equity and free cash flow conversion sustainability
- YoY revenue growth
- Operating margin (%)
Installed Building Products, Inc. (IBP) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 3.35x current ratio provides a solid financial cushion.
IBP Profit Margin, ROE & Profitability Analysis
IBP vs Market Sector: How Installed Building Products, Inc. Compares
How Installed Building Products, Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Installed Building Products, Inc. Stock Overvalued? IBP Valuation Analysis 2026
Based on fundamental analysis, Installed Building Products, Inc. shows some fundamental concerns relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Installed Building Products, Inc. Balance Sheet: IBP Debt, Cash & Liquidity
IBP Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Installed Building Products, Inc.'s revenue has grown significantly by 51% over the 5-year period, indicating strong business expansion. The most recent EPS of $8.61 reflects profitable operations.
IBP Revenue Growth, EPS Growth & YoY Performance
IBP Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $660.5M | $34.8M | $1.29 |
| Q3 2025 | $760.6M | $68.6M | $2.44 |
| Q2 2025 | $737.6M | $65.2M | $2.30 |
| Q1 2025 | $684.8M | $45.4M | $1.64 |
| Q3 2024 | $706.5M | $68.0M | $2.40 |
| Q2 2024 | $692.1M | $61.6M | $2.18 |
| Q1 2024 | $659.3M | $49.3M | $1.74 |
| Q3 2023 | $706.5M | $61.0M | $2.13 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Installed Building Products, Inc. Dividends, Buybacks & Capital Allocation
IBP SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Installed Building Products, Inc. (CIK: 0001580905)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| May 20, 2026 | 4 | xslF345X06/wk-form4_1779309481.xml | View → |
| May 20, 2026 | 4 | xslF345X06/wk-form4_1779309453.xml | View → |
| May 20, 2026 | 4 | xslF345X06/wk-form4_1779309415.xml | View → |
| May 20, 2026 | 4 | xslF345X06/wk-form4_1779309371.xml | View → |
| May 20, 2026 | 4 | xslF345X06/wk-form4_1779309330.xml | View → |
❓ Frequently Asked Questions about IBP
What is the AI rating for IBP?
Installed Building Products, Inc. (IBP) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 71% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are IBP's key strengths?
Claude: Strong free cash flow generation ($85.7M, 13.0% FCF margin) exceeding net income, indicating earnings quality. Excellent liquidity position (Current Ratio 3.35x, Quick Ratio 2.76x) with $474.3M cash balance. ChatGPT: Strong profitability: 34% gross, 13% operating, 8.9% net margins. Robust cash generation and conversion: $300.8M FCF, 10.1% FCF margin.
What are the risks of investing in IBP?
Claude: Revenue stagnation at +1.0% YoY growth while exposed to cyclical residential construction market volatility. Elevated financial leverage (Debt/Equity 1.60x) with insufficient cushion via 2.9x interest coverage ratio. ChatGPT: Muted revenue growth (+1% YoY) limits operating leverage. Cyclicality in residential construction could pressure volumes and margins.
What is IBP's revenue and growth?
Installed Building Products, Inc. reported revenue of $660.5M.
Does IBP pay dividends?
Installed Building Products, Inc. pays dividends, with $58.7M distributed to shareholders in the trailing twelve months.
Where can I find IBP SEC filings?
Official SEC filings for Installed Building Products, Inc. (CIK: 0001580905) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is IBP's EPS?
Installed Building Products, Inc. has a diluted EPS of $1.29.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is IBP a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, Installed Building Products, Inc. has a BUY rating with 71% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is IBP stock overvalued or undervalued?
Valuation metrics for IBP: ROE of 5.2% (sector avg: 15%), net margin of 5.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy IBP stock in 2026?
Our dual AI analysis gives Installed Building Products, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is IBP's free cash flow?
Installed Building Products, Inc.'s operating cash flow is $102.3M, with capital expenditures of $16.6M. FCF margin is 13.0%.
How does IBP compare to other Market stocks?
Vs Default sector averages: Net margin 5.3% (avg: 12%), ROE 5.2% (avg: 15%), current ratio 3.35 (avg: 1.8).
Is Installed Building Products, Inc. carrying too much debt?
IBP has a debt-to-equity ratio of 1.60x, which is above the Market sector average of 0.7x. However, the current ratio of 3.35 suggests adequate short-term liquidity.