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HA Sustainable Infrastructure Capital, Inc. (HASI) Fundamental Analysis & AI Grade 2026

HASI NYSE Investors, NEC DE CIK: 0001561894
Updated This Month • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
70% Confidence
AGREEMENT
C
78% Conf
B
62% Conf

📊 HASI Key Takeaways

Revenue: $124.2M
Net Margin: -57.9%
Free Cash Flow: $15.6M
Current Ratio: N/A
Debt/Equity: 0.07x
EPS: $-0.57
AI Grade: C with 78% confidence
HA Sustainable Infrastructure Capital, Inc. (HASI) receives a C fundamental grade with 70% confidence from our AI analysis based on SEC 10-K filings. With revenue of $124.2M, net profit margin of -57.9%, and return on equity (ROE) of -2.8%, HA Sustainable Infrastructure Capital, Inc. demonstrates mixed fundamentals in the Market sector. Below is our complete HASI stock analysis for 2026.

Is HA Sustainable Infrastructure Capital, Inc. (HASI) a Good Investment?

Claude

HASI exhibits severe fundamental weakness with operating losses of $104.5M against $124.2M revenue (-84.1% operating margin) and negative shareholder returns (ROE -2.8%), indicating a structurally unprofitable business model. While positive free cash flow ($15.6M) and low leverage (0.07x debt/equity) provide downside protection, these cannot offset persistent net losses (-$72.0M) and inability to generate operating profitability at the current scale.

ChatGPT

HASI delivers strong operating and net margins with healthy free cash flow generation, indicating resilient core profitability. However, modest growth, sub-1x interest coverage, and declining EPS point to earnings quality and balance sheet pressures that warrant a neutral stance until coverage and per‑share metrics improve.

HA Sustainable Infrastructure Capital, Inc. Key Strengths (HASI)

Claude
  • + Positive free cash flow of $15.6M despite operating losses suggests asset monetization capability
  • + Very low debt-to-equity ratio (0.07x) provides substantial financial flexibility and low bankruptcy risk
  • + Large asset base ($8.2B) with moderate liabilities ($5.7B) indicates underlying valuable holdings
ChatGPT
  • + High operating (68.3%) and net (46.1%) margins
  • + Solid free cash flow with 41.8% FCF margin
  • + Large asset base with low reported debt/equity (0.06x)

HASI Stock Risks: HA Sustainable Infrastructure Capital, Inc. Investment Risks

Claude
  • ! Catastrophic operating margin (-84.1%) and net margin (-57.9%) indicate fundamental business model failure
  • ! Negative interest coverage (-1.1x) shows inability to service debt from operations, unsustainable long-term
  • ! Negative ROE (-2.8%) and ROA (-0.9%) destroying shareholder value; losses improving at inadequate 1.1% pace
  • ! Modest revenue growth (4.4%) insufficient to reach profitability given current cost structure
ChatGPT
  • ! Interest coverage at 0.9x signals thin cushion for debt service
  • ! EPS down 13% YoY, indicating dilution or weaker per-share performance
  • ! Middling ROE (6.9%) and modest 4.4% revenue growth

Key Metrics to Watch

Claude
  • * Operating margin trend - must move toward breakeven within 2-3 quarters to validate turnaround
  • * Gross profit realization - N/A status limits visibility; need clarity on underlying business unit economics
  • * Cash burn rate relative to $124.5M cash balance - at current losses, runway is limited despite positive FCF
ChatGPT
  • * Interest coverage
  • * EPS growth

HA Sustainable Infrastructure Capital, Inc. (HASI) Financial Metrics & Key Ratios

Revenue
$124.2M
Net Income
$-72.0M
EPS (Diluted)
$-0.57
Free Cash Flow
$15.6M
Total Assets
$8.2B
Cash Position
$124.5M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

HASI Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -84.1%
Net Margin -57.9%
ROE -2.8%
ROA -0.9%
FCF Margin 12.6%

HASI vs Market Sector: How HA Sustainable Infrastructure Capital, Inc. Compares

How HA Sustainable Infrastructure Capital, Inc. compares to Market sector averages

Net Margin
HASI -57.9%
vs
Sector Avg 12.0%
HASI Sector
ROE
HASI -2.8%
vs
Sector Avg 15.0%
HASI Sector
Current Ratio
HASI 0.0x
vs
Sector Avg 1.8x
HASI Sector
Debt/Equity
HASI 0.1x
vs
Sector Avg 0.7x
HASI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is HA Sustainable Infrastructure Capital, Inc. Stock Overvalued? HASI Valuation Analysis 2026

Based on fundamental analysis, HA Sustainable Infrastructure Capital, Inc. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
-2.8%
Sector avg: 15%
Net Profit Margin
-57.9%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.07x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

HA Sustainable Infrastructure Capital, Inc. Balance Sheet: HASI Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.07x
Debt/Assets
69.1%
Interest Coverage
-1.05x
Long-term Debt
$168.0M

HASI Revenue & Earnings Growth: 5-Year Financial Trend

HASI 5-year financial data: Year 2021: Revenue $213.2M, Net Income $81.6M, EPS $1.24. Year 2022: Revenue $239.7M, Net Income $82.4M, EPS $1.10. Year 2023: Revenue $319.9M, Net Income $126.6M, EPS $1.51. Year 2024: Revenue $383.6M, Net Income $41.5M, EPS $0.47. Year 2025: Revenue $400.5M, Net Income $148.8M, EPS $1.42.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: HA Sustainable Infrastructure Capital, Inc.'s revenue has grown significantly by 88% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.42 reflects profitable operations.

HASI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
12.6%
Free cash flow / Revenue

HASI Quarterly Earnings & Performance

Quarterly financial performance data for HA Sustainable Infrastructure Capital, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $96.9M $56.6M $0.44
Q3 2025 $82.0M -$19.6M $-0.17
Q2 2025 $85.7M $26.5M $0.23
Q1 2025 $96.9M $56.6M $0.44
Q3 2024 $82.0M -$19.6M $-0.17
Q2 2024 $74.3M $13.5M $0.14
Q1 2024 $69.1M $24.1M $0.26
Q3 2023 $60.2M $21.4M $0.20

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

HA Sustainable Infrastructure Capital, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$15.6M
Cash generated from operations
Stock Buybacks
$205.0K
Shares repurchased (TTM)
Capital Expenditures
-$21.0K
Investment in assets
Dividends Paid
$56.8M
Returned to shareholders

HASI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for HA Sustainable Infrastructure Capital, Inc. (CIK: 0001561894)

📋 Recent SEC Filings

Date Form Document Action
May 18, 2026 4 xslF345X06/wk-form4_1779134715.xml View →
May 12, 2026 4 xslF345X06/wk-form4_1778617349.xml View →
May 8, 2026 10-Q hasi-20260331.htm View →
May 7, 2026 8-K hasi-20260507.htm View →
May 1, 2026 4 xslF345X06/wk-form4_1777667703.xml View →

Frequently Asked Questions about HASI

What is the AI rating for HASI?

HA Sustainable Infrastructure Capital, Inc. (HASI) has a Combined AI Grade of C from Claude (C) and ChatGPT (B) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are HASI's key strengths?

Claude: Positive free cash flow of $15.6M despite operating losses suggests asset monetization capability. Very low debt-to-equity ratio (0.07x) provides substantial financial flexibility and low bankruptcy risk. ChatGPT: High operating (68.3%) and net (46.1%) margins. Solid free cash flow with 41.8% FCF margin.

What are the risks of investing in HASI?

Claude: Catastrophic operating margin (-84.1%) and net margin (-57.9%) indicate fundamental business model failure. Negative interest coverage (-1.1x) shows inability to service debt from operations, unsustainable long-term. ChatGPT: Interest coverage at 0.9x signals thin cushion for debt service. EPS down 13% YoY, indicating dilution or weaker per-share performance.

What is HASI's revenue and growth?

HA Sustainable Infrastructure Capital, Inc. reported revenue of $124.2M.

Does HASI pay dividends?

HA Sustainable Infrastructure Capital, Inc. pays dividends, with $56.8M distributed to shareholders in the trailing twelve months.

Where can I find HASI SEC filings?

Official SEC filings for HA Sustainable Infrastructure Capital, Inc. (CIK: 0001561894) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is HASI's EPS?

HA Sustainable Infrastructure Capital, Inc. has a diluted EPS of $-0.57.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is HASI's fundamental grade?

Based on our AI fundamental analysis in May 2026, HA Sustainable Infrastructure Capital, Inc. has a C grade with 70% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is HASI stock overvalued or undervalued?

Valuation metrics for HASI: ROE of -2.8% (sector avg: 15%), net margin of -57.9% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is HASI's AI grade for 2026?

Our dual AI analysis gives HA Sustainable Infrastructure Capital, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is HASI's free cash flow?

HA Sustainable Infrastructure Capital, Inc.'s operating cash flow is $15.6M, with capital expenditures of $21.0K. FCF margin is 12.6%.

How does HASI compare to other Market stocks?

Vs Default sector averages: Net margin -57.9% (avg: 12%), ROE -2.8% (avg: 15%), current ratio N/A (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI