📊 MNTR Key Takeaways
Is MNTR a Good Investment? Thesis Analysis
Mentor Capital demonstrates severe operational distress with massive operating losses (-409.9% margin) and negative free cash flow (-$406.3K) despite marginal revenue growth. The company is burning cash with only $109.9K in liquid assets against $545.7K in liabilities, indicating limited runway without capital infusion. Persistent unprofitability and operational cash burn present substantial solvency risk.
Why Buy MNTR? Key Strengths
- Exceptional liquidity position with 29.07x current ratio providing near-term financial flexibility
- Minimal leverage with 0.02x debt-to-equity ratio reducing bankruptcy risk from debt
- Revenue growth of 143.7% YoY showing top-line expansion from very low base
MNTR Investment Risks to Consider
- Severe operating losses with -$481.4K operating income despite $117.4K revenue indicating structural unprofitability
- Negative free cash flow of -$406.3K with only $109.9K cash reserves suggests potential liquidity crisis within months without intervention
- Deteriorating operational efficiency with net margin of -356.6% and persistent inability to achieve profitability despite revenue growth
Key Metrics to Watch
- Operating cash flow trend and cash runway at current burn rate
- Path to operating profitability and revenue sustainability
- Capital adequacy and potential dilutive financing needs
MNTR Financial Metrics
💡 AI Analyst Insight
Strong liquidity with a 29.07x current ratio provides a solid financial cushion.
MNTR Profitability Ratios
MNTR vs Default Sector
How Mentor Capital, Inc. compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is MNTR Overvalued or Undervalued?
Based on fundamental analysis, Mentor Capital, Inc. has mixed fundamental signals relative to the Default sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
MNTR Balance Sheet & Liquidity
MNTR 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: Mentor Capital, Inc.'s revenue has declined by 99% over the 5-year period, indicating business contraction. The most recent EPS of $0.12 reflects profitable operations.
MNTR Growth Metrics (YoY)
MNTR Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $40.4K | $2.7K | $0.00 |
| Q2 2025 | $75.0K | -$216.7K | $-0.01 |
| Q1 2025 | $2.0K | -$204.7K | $-0.01 |
| Q3 2024 | -$291 | -$157.2K | $-0.01 |
| Q2 2024 | -$291 | -$129.2K | $-0.01 |
| Q3 2023 | $1.9M | -$24.0K | $0.00 |
| Q2 2023 | $1.9M | -$129.2K | $-0.01 |
| Q1 2023 | $1.8M | -$49.4K | N/A |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
MNTR Capital Allocation
MNTR SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for Mentor Capital, Inc. (CIK: 0001599117)
📋 Recent SEC Filings
❓ Frequently Asked Questions about MNTR
What is the AI rating for MNTR?
Mentor Capital, Inc. (MNTR) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.
What are MNTR's key strengths?
Claude: Exceptional liquidity position with 29.07x current ratio providing near-term financial flexibility. Minimal leverage with 0.02x debt-to-equity ratio reducing bankruptcy risk from debt.
What are the risks of investing in MNTR?
Claude: Severe operating losses with -$481.4K operating income despite $117.4K revenue indicating structural unprofitability. Negative free cash flow of -$406.3K with only $109.9K cash reserves suggests potential liquidity crisis within months without intervention.
What is MNTR's revenue and growth?
Mentor Capital, Inc. reported revenue of $117.4K.
Does MNTR pay dividends?
Mentor Capital, Inc. does not currently pay dividends.
Where can I find MNTR SEC filings?
Official SEC filings for Mentor Capital, Inc. (CIK: 0001599117) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is MNTR's EPS?
Mentor Capital, Inc. has a diluted EPS of $-0.02.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is MNTR a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Mentor Capital, Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is MNTR stock overvalued or undervalued?
Valuation metrics for MNTR: ROE of -16.9% (sector avg: 15%), net margin of -356.6% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy MNTR stock in 2026?
Our dual AI analysis gives Mentor Capital, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is MNTR's free cash flow?
Mentor Capital, Inc.'s operating cash flow is $-397.9K, with capital expenditures of $8.5K. FCF margin is -346.0%.
How does MNTR compare to other Default stocks?
Vs Default sector averages: Net margin -356.6% (avg: 12%), ROE -16.9% (avg: 15%), current ratio 29.07 (avg: 1.8).