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GM Stock Analysis - General Motors Co AI Rating

GM NYSE Motor Vehicles & Passenger Car Bodies CIK: 0001467858
Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31
AI Rating
HOLD
62% Confidence

Investment Thesis

General Motors demonstrates solid operational cash generation with $17.6B free cash flow, but profitability metrics are concerning with negative gross margin (-1.7%) and deteriorating earnings (net income down 15.2% YoY, EPS down 48.7%). The company faces structural margin pressure despite revenue growth, requiring careful monitoring of cost management and operational efficiency improvements.

GM Strengths

  • + Strong free cash flow generation of $17.6B with 9.5% FCF margin provides financial flexibility
  • + Revenue growth of 10.1% YoY demonstrates market demand and scale expansion
  • + Substantial cash position of $20.9B and solid current ratio of 1.17x support liquidity and debt service

GM Risks

  • ! Negative gross margin of -1.7% indicates production costs exceed revenue, suggesting unfavorable product mix or manufacturing inefficiencies
  • ! Significant earnings deterioration with net income declining 15.2% YoY and diluted EPS down 48.7%, raising profitability sustainability concerns
  • ! Weak interest coverage ratio of 0.7x and elevated leverage (debt-to-equity metric) limit financial flexibility despite strong absolute debt position

Key Metrics to Watch

GM Financial Metrics

Revenue
$185.0B
Net Income
$2.7B
EPS (Diluted)
$3.27
Free Cash Flow
$17.6B
Total Assets
$281.3B
Cash Position
$20.9B

GM Profitability Ratios

Gross Margin -1.7%
Operating Margin 1.6%
Net Margin 1.5%
ROE 4.4%
ROA 1.0%
FCF Margin 9.5%

GM Balance Sheet & Liquidity

Current Ratio
1.17x
Quick Ratio
1.01x
Debt/Equity
0.00x
Debt/Assets
77.5%
Interest Coverage
0.71x
Long-term Debt
N/A

GM 5-Year Financial Trend

GM 5-year financial data: Year 2021: Revenue $122.7B, Net Income $6.7B, EPS $4.57. Year 2022: Revenue $144.0B, Net Income $6.4B, EPS $4.33. Year 2023: Revenue $157.7B, Net Income $10.0B, EPS $6.70. Year 2024: Revenue $171.6B, Net Income $9.9B, EPS $6.13. Year 2025: Revenue $171.6B, Net Income $10.1B, EPS $7.32.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: General Motors Co's revenue has grown significantly by 40% over the 5-year period, indicating strong business expansion. The most recent EPS of $7.32 reflects profitable operations.

GM Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
9.5%
Free cash flow / Revenue

GM Quarterly Performance

Quarterly financial performance data for General Motors Co including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $44.3B $1.3B $1.35
Q2 2025 $42.9B $1.9B $1.91
Q1 2025 $39.2B $2.8B $2.56
Q3 2024 $40.5B $3.1B $2.20
Q2 2024 $41.3B $2.6B $1.83
Q1 2024 $36.6B $2.4B $1.69
Q3 2023 $38.7B $3.1B $2.20
Q2 2023 $32.6B $1.7B $1.14

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

GM Capital Allocation

Operating Cash Flow
$26.9B
Cash generated from operations
Stock Buybacks
$6.0B
Shares repurchased (TTM)
Capital Expenditures
$9.3B
Investment in assets
Dividends Paid
$657.0M
Returned to shareholders

GM SEC Filings

Access official SEC EDGAR filings for General Motors Co (CIK: 0001467858)

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI