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Camping World Holdings, Inc. (CWH) Stock Fundamental Analysis & AI Rating 2026

CWH NYSE Retail-Auto Dealers & Gasoline Stations DE CIK: 0001669779
Recently Updated • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Rating
STRONG SELL
87% Confidence
STRONG AGREEMENT
STRONG SELL
88% Conf
STRONG SELL
86% Conf

📊 CWH Key Takeaways

Revenue: $1.4B
Net Margin: -1.2%
Free Cash Flow: $-276.2M
Current Ratio: 1.17x
Debt/Equity: 6.59x
EPS: $3.99
AI Rating: STRONG SELL with 88% confidence
Camping World Holdings, Inc. (CWH) receives a STRONG SELL rating with 87% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.4B, net profit margin of -1.2%, and return on equity (ROE) of -7.6%, Camping World Holdings, Inc. demonstrates mixed fundamentals in the Automotive sector. Below is our complete CWH stock analysis for 2026.

Is Camping World Holdings, Inc. (CWH) a Good Investment?

Claude

Camping World is operationally unprofitable with negative net income of -$16.4M despite $1.4B revenue, coupled with severe negative operating cash flow of -$65.6M and devastating free cash flow of -$276.2M. The company carries extremely high leverage (6.59x debt-to-equity) with minimal equity cushion ($215M) against $4.8B liabilities, creating significant financial distress risk.

ChatGPT

Camping World shows modest top-line growth, but the quality of that growth is weak given negative net income, negative operating cash flow, and deeply negative free cash flow. Financial risk is elevated by very high leverage, thin operating margins, and a small equity base relative to liabilities, leaving little room for operational volatility or consumer demand weakness.

Why Buy Camping World Holdings, Inc. Stock? CWH Key Strengths

Claude
  • + Revenue base of $1.4B with modest 4.4% YoY growth
  • + Positive operating income of $22.1M indicating some operational profitability before other expenses
  • + Cash position of $199.8M provides near-term liquidity buffer
ChatGPT
  • + Revenue grew 4.4% year over year, indicating the business is still generating sales growth
  • + The company remains operating-income positive, which suggests the core business is not structurally loss-making at the operating line
  • + Current ratio of 1.20x indicates near-term obligations are not yet in immediate distress

CWH Stock Risks: Camping World Holdings, Inc. Investment Risks

Claude
  • ! Severe negative free cash flow of -$276.2M indicating unsustainable cash burn
  • ! Negative operating cash flow of -$65.6M despite positive GAAP operating income signals operational distress
  • ! Extremely high debt-to-equity ratio of 6.59x with only $215M equity against $4.8B liabilities creates insolvency risk
  • ! Poor liquidity with quick ratio of 0.23x indicates inability to meet short-term obligations
  • ! Net loss of -$16.4M and negative net margin of -1.2% despite revenue growth shows inability to convert sales to profits
ChatGPT
  • ! Net margin of -1.4% and ROE of -39.3% point to poor profitability and weak capital efficiency
  • ! Operating cash flow of -$131.99M and free cash flow of -$342.58M indicate the business is consuming cash rather than generating it
  • ! Debt-to-equity of 6.44x, long-term debt of $1.47B, and a quick ratio of 0.23x create substantial balance-sheet and liquidity risk

Key Metrics to Watch

Claude
  • * Operating cash flow trend - must turn positive
  • * Free cash flow and working capital management
  • * Debt levels and refinancing capability
  • * Net profitability and operating margin expansion
ChatGPT
  • * Operating cash flow and free cash flow trend
  • * Debt reduction progress and equity base stabilization

Camping World Holdings, Inc. (CWH) Financial Metrics & Key Ratios

Revenue
$1.4B
Net Income
$-16.4M
EPS (Diluted)
$3.99
Free Cash Flow
$-276.2M
Total Assets
$5.1B
Cash Position
$199.8M

💡 AI Analyst Insight

Camping World Holdings, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CWH Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 1.6%
Net Margin -1.2%
ROE -7.6%
ROA -0.3%
FCF Margin -20.4%

CWH vs Automotive Sector: How Camping World Holdings, Inc. Compares

How Camping World Holdings, Inc. compares to Automotive sector averages

Net Margin
CWH -1.2%
vs
Sector Avg 6.0%
CWH Sector
ROE
CWH -7.6%
vs
Sector Avg 12.0%
CWH Sector
Current Ratio
CWH 1.2x
vs
Sector Avg 1.2x
CWH Sector
Debt/Equity
CWH 6.6x
vs
Sector Avg 1.0x
CWH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Camping World Holdings, Inc. Stock Overvalued? CWH Valuation Analysis 2026

Based on fundamental analysis, Camping World Holdings, Inc. shows some fundamental concerns relative to the Automotive sector in 2026.

Return on Equity
-7.6%
Sector avg: 12%
Net Profit Margin
-1.2%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
6.59x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Camping World Holdings, Inc. Balance Sheet: CWH Debt, Cash & Liquidity

Current Ratio
1.17x
Quick Ratio
0.23x
Debt/Equity
6.59x
Debt/Assets
93.2%
Interest Coverage
N/A
Long-term Debt
$1.4B

CWH Revenue & Earnings Growth: 5-Year Financial Trend

CWH 5-year financial data: Year 2021: Revenue $6.9B, Net Income -$60.6M, EPS N/A. Year 2022: Revenue $7.0B, Net Income $122.3M, EPS N/A. Year 2023: Revenue $7.0B, Net Income $278.5M, EPS N/A. Year 2024: Revenue $7.0B, Net Income $123.7M, EPS N/A. Year 2025: Revenue $6.4B, Net Income $33.4M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Camping World Holdings, Inc.'s revenue has remained relatively flat over the 5-year period, with a 8% decline. The most recent EPS of $0.28 reflects profitable operations.

CWH Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-20.4%
Free cash flow / Revenue

CWH Quarterly Earnings & Performance

Quarterly financial performance data for Camping World Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $1.4B -$12.3M N/A
Q3 2025 $1.7B $5.5M N/A
Q2 2025 $1.8B $9.8M N/A
Q1 2025 $1.4B -$12.3M N/A
Q3 2024 $1.7B $5.5M N/A
Q2 2024 $1.8B $9.8M N/A
Q1 2024 $1.4B $3.2M N/A
Q3 2023 $1.7B $16.0M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Camping World Holdings, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$65.6M
Cash generated from operations
Capital Expenditures
$210.6M
Investment in assets
Dividends
None
No dividend program

CWH SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Camping World Holdings, Inc. (CIK: 0001669779)

📋 Recent SEC Filings

Date Form Document Action
Apr 30, 2026 10-Q cwh-20260331x10q.htm View →
Apr 29, 2026 8-K cwh-20260429x8k.htm View →
Apr 10, 2026 8-K tm2611557d1_8k.htm View →
Apr 9, 2026 4 xslF345X06/tm2611454-2_4seq1.xml View →
Apr 9, 2026 DEF 14A cwh-20260521xdef14a.htm View →

Frequently Asked Questions about CWH

What is the AI rating for CWH?

Camping World Holdings, Inc. (CWH) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 87% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CWH's key strengths?

Claude: Revenue base of $1.4B with modest 4.4% YoY growth. Positive operating income of $22.1M indicating some operational profitability before other expenses. ChatGPT: Revenue grew 4.4% year over year, indicating the business is still generating sales growth. The company remains operating-income positive, which suggests the core business is not structurally loss-making at the operating line.

What are the risks of investing in CWH?

Claude: Severe negative free cash flow of -$276.2M indicating unsustainable cash burn. Negative operating cash flow of -$65.6M despite positive GAAP operating income signals operational distress. ChatGPT: Net margin of -1.4% and ROE of -39.3% point to poor profitability and weak capital efficiency. Operating cash flow of -$131.99M and free cash flow of -$342.58M indicate the business is consuming cash rather than generating it.

What is CWH's revenue and growth?

Camping World Holdings, Inc. reported revenue of $1.4B.

Does CWH pay dividends?

Camping World Holdings, Inc. does not currently pay dividends.

Where can I find CWH SEC filings?

Official SEC filings for Camping World Holdings, Inc. (CIK: 0001669779) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CWH's EPS?

Camping World Holdings, Inc. has a diluted EPS of $3.99.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CWH a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Camping World Holdings, Inc. has a STRONG SELL rating with 87% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CWH stock overvalued or undervalued?

Valuation metrics for CWH: ROE of -7.6% (sector avg: 12%), net margin of -1.2% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

Should I buy CWH stock in 2026?

Our dual AI analysis gives Camping World Holdings, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CWH's free cash flow?

Camping World Holdings, Inc.'s operating cash flow is $-65.6M, with capital expenditures of $210.6M. FCF margin is -20.4%.

How does CWH compare to other Automotive stocks?

Vs Automotive sector averages: Net margin -1.2% (avg: 6%), ROE -7.6% (avg: 12%), current ratio 1.17 (avg: 1.2).

Is Camping World Holdings, Inc. carrying too much debt?

CWH has a debt-to-equity ratio of 6.59x, which is above the Automotive sector average of 1x. However, the current ratio of 1.17 suggests adequate short-term liquidity.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI