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CWH Stock Analysis - Camping World Holdings, Inc. AI Rating

CWH NYSE Retail-Auto Dealers & Gasoline Stations DE CIK: 0001669779
Recently Updated • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
AI Rating
STRONG SELL
92% Confidence

📊 CWH Key Takeaways

Revenue: $6.4B
Net Margin: -1.4%
Free Cash Flow: $-342.6M
Current Ratio: 1.20x
Debt/Equity: 6.44x
EPS: $3.99
AI Rating: STRONG SELL with 92% confidence

Investment Thesis

Camping World faces severe operational distress with negative net income of -$89.8M, negative free cash flow of -$342.6M, and deteriorating cash positions despite $6.4B in revenue. The company maintains unsustainable leverage with 6.44x debt-to-equity ratio and a highly vulnerable quick ratio of 0.23x, indicating acute liquidity stress. Deteriorating operating cash flow and capital expenditure obligations exceed operating income, signaling fundamental business model dysfunction.

CWH Strengths

  • + Revenue growth of 4.4% YoY demonstrates maintaining market presence in retail RV sector
  • + Operating income of $180.2M provides minimal operational profitability cushion
  • + Cash and equivalents of $215.0M provides temporary liquidity buffer

CWH Risks

  • ! Massive negative free cash flow of -$342.6M annually indicates unsustainable burn rate and inability to service debt obligations
  • ! Negative net income of -$89.8M with -1.4% net margin shows core operations are unprofitable at the bottom line
  • ! Critically high leverage ratio of 6.44x debt-to-equity with $1.5B long-term debt against only $228.6M equity creates severe bankruptcy risk
  • ! Deteriorating operating cash flow of -$132.0M combined with $210.6M capital expenditure needs creates cash crisis
  • ! Quick ratio of 0.23x indicates severe liquidity stress with minimal liquid assets relative to current liabilities
  • ! Negative ROE of -39.3% and ROA of -1.8% demonstrate destruction of shareholder value and asset productivity

Key Metrics to Watch

CWH Financial Metrics

Revenue
$6.4B
Net Income
$-89.8M
EPS (Diluted)
$3.99
Free Cash Flow
$-342.6M
Total Assets
$5.0B
Cash Position
$215.0M

💡 AI Analyst Insight

Camping World Holdings, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CWH Profitability Ratios

Gross Margin N/A
Operating Margin 2.8%
Net Margin -1.4%
ROE -39.3%
ROA -1.8%
FCF Margin -5.4%

CWH vs Consumer Sector

How Camping World Holdings, Inc. compares to Consumer sector averages

Net Margin
CWH -1.4%
vs
Sector Avg 8.0%
CWH Sector
ROE
CWH -39.3%
vs
Sector Avg 18.0%
CWH Sector
Current Ratio
CWH 1.2x
vs
Sector Avg 1.5x
CWH Sector
Debt/Equity
CWH 6.4x
vs
Sector Avg 0.8x
CWH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CWH Balance Sheet & Liquidity

Current Ratio
1.20x
Quick Ratio
0.23x
Debt/Equity
6.44x
Debt/Assets
92.6%
Interest Coverage
N/A
Long-term Debt
$1.5B

CWH 5-Year Financial Trend

CWH 5-year financial data: Year 2021: Revenue $6.9B, Net Income -$60.6M, EPS N/A. Year 2022: Revenue $7.0B, Net Income $122.3M, EPS N/A. Year 2023: Revenue $7.0B, Net Income $278.5M, EPS N/A. Year 2024: Revenue $7.0B, Net Income $123.7M, EPS N/A. Year 2025: Revenue $6.4B, Net Income $33.4M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Camping World Holdings, Inc.'s revenue has remained relatively flat over the 5-year period, with a 8% decline. The most recent EPS of $0.28 reflects profitable operations.

CWH Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-5.4%
Free cash flow / Revenue

CWH Quarterly Performance

Quarterly financial performance data for Camping World Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.7B $5.5M N/A
Q2 2025 $1.8B $9.8M N/A
Q1 2025 $1.4B -$12.3M N/A
Q3 2024 $1.7B $5.5M N/A
Q2 2024 $1.8B $9.8M N/A
Q1 2024 $1.4B $3.2M N/A
Q3 2023 $1.7B $16.0M N/A
Q2 2023 $1.9B $28.7M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CWH Capital Allocation

Operating Cash Flow
-$132.0M
Cash generated from operations
Capital Expenditures
$210.6M
Investment in assets
Dividends Paid
$31.4M
Returned to shareholders

CWH SEC Filings

Access official SEC EDGAR filings for Camping World Holdings, Inc. (CIK: 0001669779)

📋 Recent SEC Filings

Date Form Document Action
Feb 27, 2026 10-K cwh-20251231x10k.htm View →
Feb 24, 2026 8-K cwh-20260224x8k.htm View →
Feb 18, 2026 4 xslF345X05/tm266791-1_4seq1.xml View →
Jan 13, 2026 8-K tm263090d1_8k.htm View →
Jan 5, 2026 4 xslF345X05/tm261854-2_4seq1.xml View →

Frequently Asked Questions about CWH

What is the AI rating for CWH?

Camping World Holdings, Inc. (CWH) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CWH's key strengths?

Revenue growth of 4.4% YoY demonstrates maintaining market presence in retail RV sector. Operating income of $180.2M provides minimal operational profitability cushion.

What are the risks of investing in CWH?

Massive negative free cash flow of -$342.6M annually indicates unsustainable burn rate and inability to service debt obligations. Negative net income of -$89.8M with -1.4% net margin shows core operations are unprofitable at the bottom line.

What is CWH's revenue and growth?

Camping World Holdings, Inc. reported revenue of $6.4B.

Does CWH pay dividends?

Camping World Holdings, Inc. pays dividends, with $31.4M distributed to shareholders in the trailing twelve months.

Where can I find CWH SEC filings?

Official SEC filings for Camping World Holdings, Inc. (CIK: 0001669779) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CWH's EPS?

Camping World Holdings, Inc. has a diluted EPS of $3.99.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI