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CRTO Stock Analysis - Criteo S.A. AI Rating

CRTO Nasdaq Services-Advertising Agencies I0 CIK: 0001576427
Recently Updated • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
AI Rating
BUY
72% Confidence

📊 CRTO Key Takeaways

Revenue: $1.9B
Net Margin: 7.4%
Free Cash Flow: $208.5M
Current Ratio: 1.27x
Debt/Equity: 0.00x
EPS: $2.64
AI Rating: BUY with 72% confidence

Investment Thesis

Criteo demonstrates solid fundamental strength with healthy profitability metrics, robust free cash flow generation of $208.5M, and minimal debt burden. However, anemic revenue growth of 0.6% YoY is a significant concern that tempers enthusiasm, though net income resilience and strong operating cash flow suggest underlying business quality.

CRTO Strengths

  • + Strong free cash flow generation ($208.5M, 10.7% FCF margin) exceeding net income indicates high-quality earnings
  • + Excellent financial position with minimal debt ($1.5M), resulting in 0.00x debt/equity and exceptional 479.3x interest coverage
  • + Healthy profitability with 54.0% gross margin, 10.4% operating margin, and 7.4% net margin demonstrating operational efficiency
  • + Solid ROE of 12.6% and ROA of 6.6% show effective capital deployment despite revenue headwinds

CRTO Risks

  • ! Severe revenue stagnation at 0.6% YoY growth raises questions about market competitiveness and business sustainability in the advertising technology sector
  • ! Net income declined 3.2% YoY despite flat revenue, indicating margin compression pressures requiring monitoring
  • ! EPS growth of 38.9% appears driven by share count reduction rather than operational improvements, masking underlying business challenges
  • ! Modest current ratio of 1.27x and quick ratio of 1.27x indicate limited liquidity cushion for operational needs

Key Metrics to Watch

CRTO Financial Metrics

Revenue
$1.9B
Net Income
$144.6M
EPS (Diluted)
$2.64
Free Cash Flow
$208.5M
Total Assets
$2.2B
Cash Position
$342.0M

💡 AI Analyst Insight

Criteo S.A. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CRTO Profitability Ratios

Gross Margin 54.0%
Operating Margin 10.4%
Net Margin 7.4%
ROE 12.6%
ROA 6.6%
FCF Margin 10.7%

CRTO vs Default Sector

How Criteo S.A. compares to Default sector averages

Net Margin
CRTO 7.4%
vs
Sector Avg 12.0%
CRTO Sector
ROE
CRTO 12.6%
vs
Sector Avg 15.0%
CRTO Sector
Current Ratio
CRTO 1.3x
vs
Sector Avg 1.8x
CRTO Sector
Debt/Equity
CRTO 0.0x
vs
Sector Avg 0.7x
CRTO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CRTO Balance Sheet & Liquidity

Current Ratio
1.27x
Quick Ratio
1.27x
Debt/Equity
0.00x
Debt/Assets
46.1%
Interest Coverage
479.35x
Long-term Debt
$1.5M

CRTO 5-Year Financial Trend

CRTO 5-year financial data: Year 2021: Revenue $2.3B, Net Income $90.7M, EPS $1.38. Year 2022: Revenue $2.3B, Net Income $71.7M, EPS $1.16. Year 2023: Revenue $2.3B, Net Income $134.5M, EPS $2.09. Year 2024: Revenue $2.0B, Net Income $9.0M, EPS $0.14. Year 2025: Revenue $1.9B, Net Income $53.3M, EPS $0.88.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Criteo S.A.'s revenue has declined by 14% over the 5-year period, indicating business contraction. The most recent EPS of $0.88 reflects profitable operations.

CRTO Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
10.7%
Free cash flow / Revenue

CRTO Quarterly Performance

Quarterly financial performance data for Criteo S.A. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2025 $471.3M $21.3M $0.39
Q1 2025 $450.1M $7.2M $0.12
Q3 2024 $458.9M $6.2M $0.11
Q2 2024 $468.9M -$2.9M $-0.05
Q1 2024 $445.0M $7.2M $0.12
Q3 2023 $446.9M -$6.4M $0.10
Q2 2023 $468.9M -$2.9M $-0.05
Q1 2023 $445.0M -$11.8M $-0.20

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CRTO Capital Allocation

Operating Cash Flow
$311.2M
Cash generated from operations
Stock Buybacks
$152.1M
Shares repurchased (TTM)
Capital Expenditures
$102.7M
Investment in assets
Dividends
None
No dividend program

CRTO SEC Filings

Access official SEC EDGAR filings for Criteo S.A. (CIK: 0001576427)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 4 xslF345X05/wk-form4_1773751601.xml View →
Mar 16, 2026 4 xslF345X05/wk-form4_1773691717.xml View →
Mar 16, 2026 4 xslF345X05/wk-form4_1773691664.xml View →
Mar 16, 2026 4 xslF345X05/wk-form4_1773691607.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772571946.xml View →

Frequently Asked Questions about CRTO

What is the AI rating for CRTO?

Criteo S.A. (CRTO) has an AI rating of BUY with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CRTO's key strengths?

Strong free cash flow generation ($208.5M, 10.7% FCF margin) exceeding net income indicates high-quality earnings. Excellent financial position with minimal debt ($1.5M), resulting in 0.00x debt/equity and exceptional 479.3x interest coverage.

What are the risks of investing in CRTO?

Severe revenue stagnation at 0.6% YoY growth raises questions about market competitiveness and business sustainability in the advertising technology sector. Net income declined 3.2% YoY despite flat revenue, indicating margin compression pressures requiring monitoring.

What is CRTO's revenue and growth?

Criteo S.A. reported revenue of $1.9B.

Does CRTO pay dividends?

Criteo S.A. does not currently pay dividends.

Where can I find CRTO SEC filings?

Official SEC filings for Criteo S.A. (CIK: 0001576427) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CRTO's EPS?

Criteo S.A. has a diluted EPS of $2.64.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI