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CLRI Stock Analysis - Cleartronic, Inc. AI Rating

CLRI OTC Radiotelephone Communications FL CIK: 0001362516
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
35% Confidence

📊 CLRI Key Takeaways

Revenue: $1.3M
Net Margin: 15.6%
Free Cash Flow: $115.5K
Current Ratio: 1.09x
Debt/Equity: N/A
EPS: $0.00
AI Rating: HOLD with 35% confidence

Investment Thesis

Cleartronic demonstrates exceptional profitability metrics (86% gross margin, 15.6% net margin) and strong free cash flow generation ($115.5K FCF), but these gains appear unsustainable given the extreme 12,027% revenue spike and critically negative stockholders' equity of -$161.8K that indicates technical insolvency. The company's financial foundation is severely compromised despite near-term operational profitability, presenting a highly speculative investment with unclear growth sustainability.

CLRI Strengths

  • + Exceptional gross margin of 86% indicates strong pricing power or efficient operations
  • + Positive free cash flow generation of $115.5K with 9.2% FCF margin shows operational efficiency
  • + Strong interest coverage ratio of 19.3x suggests minimal near-term debt service concerns
  • + Substantial cash position of $1.3M relative to total assets of $1.7M provides liquidity buffer

CLRI Risks

  • ! Negative stockholders' equity of -$161.8K indicates technical insolvency and accumulated losses
  • ! Extreme 12,027% YoY revenue growth is highly anomalous and likely unsustainable, raising questions about revenue quality
  • ! Total liabilities ($1.9M) exceed total assets ($1.7M) by $200K, indicating structural balance sheet weakness
  • ! Current ratio of 1.09x shows minimal liquidity cushion; any operational disruption could trigger crisis
  • ! Zero insider transactions in past 90 days may suggest lack of management confidence in company direction

Key Metrics to Watch

CLRI Financial Metrics

Revenue
$1.3M
Net Income
$194.8K
EPS (Diluted)
$0.00
Free Cash Flow
$115.5K
Total Assets
$1.7M
Cash Position
$1.3M

💡 AI Analyst Insight

Cleartronic, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CLRI Profitability Ratios

Gross Margin 86.0%
Operating Margin 15.6%
Net Margin 15.6%
ROE N/A
ROA 11.4%
FCF Margin 9.2%

CLRI vs Default Sector

How Cleartronic, Inc. compares to Default sector averages

Net Margin
CLRI 15.6%
vs
Sector Avg 12.0%
CLRI Sector
ROE
CLRI 0.0%
vs
Sector Avg 15.0%
CLRI Sector
Current Ratio
CLRI 1.1x
vs
Sector Avg 1.8x
CLRI Sector
Debt/Equity
CLRI 0.0x
vs
Sector Avg 0.7x
CLRI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CLRI Balance Sheet & Liquidity

Current Ratio
1.09x
Quick Ratio
1.02x
Debt/Equity
N/A
Debt/Assets
109.5%
Interest Coverage
19.32x
Long-term Debt
$12.6K

CLRI 5-Year Financial Trend

CLRI 5-year financial data: Year 2020: Revenue $1.8M, Net Income -$176.6K, EPS N/A. Year 2021: Revenue $1.8M, Net Income $165.3K, EPS $0.00. Year 2023: Revenue $2.1M, Net Income $400.9K, EPS $0.00. Year 2024: Revenue $3.1M, Net Income $56.6K, EPS $0.00. Year 2025: Revenue $4.1M, Net Income -$272.1K, EPS $0.00.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cleartronic, Inc.'s revenue has grown significantly by 134% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.00 indicates the company is currently unprofitable.

CLRI Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
9.2%
Free cash flow / Revenue

CLRI Quarterly Performance

Quarterly financial performance data for Cleartronic, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $967.3K -$49.1K $0.00
Q3 2025 $1.0M $24.4K $0.00
Q2 2025 $572.0K $20.2K $0.00
Q1 2025 $606.0K $17.7K $0.00
Q3 2024 $560.4K $24.4K $0.00
Q2 2024 $510.7K $39.0K $0.00
Q1 2024 $506.7K $17.1K $0.00
Q3 2023 $538.1K $100.5K $0.00

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CLRI Capital Allocation

Operating Cash Flow
$147.6K
Cash generated from operations
Capital Expenditures
$32.1K
Investment in assets
Dividends Paid
$7.2K
Returned to shareholders

CLRI SEC Filings

Access official SEC EDGAR filings for Cleartronic, Inc. (CIK: 0001362516)

📋 Recent SEC Filings

Date Form Document Action
Feb 13, 2026 10-Q clri-123125_10q.htm View →
Dec 30, 2025 10-K clri-093025_10k.htm View →
Jul 30, 2025 10-Q clri062510q.htm View →
May 14, 2025 10-Q clri2025033110q.htm View →
Apr 10, 2025 10-Q clri12312410q.htm View →

Frequently Asked Questions about CLRI

What is the AI rating for CLRI?

Cleartronic, Inc. (CLRI) has an AI rating of HOLD with 35% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CLRI's key strengths?

Exceptional gross margin of 86% indicates strong pricing power or efficient operations. Positive free cash flow generation of $115.5K with 9.2% FCF margin shows operational efficiency.

What are the risks of investing in CLRI?

Negative stockholders' equity of -$161.8K indicates technical insolvency and accumulated losses. Extreme 12,027% YoY revenue growth is highly anomalous and likely unsustainable, raising questions about revenue quality.

What is CLRI's revenue and growth?

Cleartronic, Inc. reported revenue of $1.3M.

Does CLRI pay dividends?

Cleartronic, Inc. pays dividends, with $0.0M distributed to shareholders in the trailing twelve months.

Where can I find CLRI SEC filings?

Official SEC filings for Cleartronic, Inc. (CIK: 0001362516) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CLRI's EPS?

Cleartronic, Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI