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CIFR Stock Analysis - Cipher Digital Inc. AI Rating

CIFR Nasdaq Finance Services CIK: 0001819989
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
STRONG SELL
95% Confidence

📊 CIFR Key Takeaways

Revenue: $223.9M
Net Margin: -367.2%
Free Cash Flow: $-695.9M
Current Ratio: 3.79x
Debt/Equity: 3.37x
EPS: $-2.15
AI Rating: STRONG SELL with 95% confidence

Investment Thesis

Cipher Digital exhibits severe financial distress with massive operating losses (-$421.6M), negative free cash flow (-$695.9M), and deteriorating profitability despite 48% revenue growth. The company is burning cash at an unsustainable rate while carrying excessive debt ($2.7B) relative to equity, indicating fundamental business model failure masked by top-line growth.

CIFR Strengths

  • + Strong revenue growth of 48% YoY demonstrates market demand and customer acquisition
  • + Adequate liquidity with 3.79x current ratio and $628.3M cash provides near-term runway
  • + Moderate insider activity (14 Form 4 filings) suggests management engagement

CIFR Risks

  • ! Operating losses of -$421.6M with -188.2% operating margin indicate inability to control costs despite significant revenue
  • ! Negative free cash flow of -$695.9M is unsustainable; company is burning $695.9M annually with only $628.3M cash remaining
  • ! Debt-to-equity ratio of 3.37x combined with negative cash generation poses imminent solvency risk; existing cash covers less than 1 year of losses
  • ! Net loss of -$822.2M with -367.2% net margin shows operational model is fundamentally broken
  • ! Massive capital expenditure of $487.9M with negative returns indicates poor capital allocation

Key Metrics to Watch

CIFR Financial Metrics

Revenue
$223.9M
Net Income
$-822.2M
EPS (Diluted)
$-2.15
Free Cash Flow
$-695.9M
Total Assets
$4.3B
Cash Position
$628.3M

💡 AI Analyst Insight

Strong liquidity with a 3.79x current ratio provides a solid financial cushion.

CIFR Profitability Ratios

Gross Margin N/A
Operating Margin -188.2%
Net Margin -367.2%
ROE -102.1%
ROA -19.2%
FCF Margin -310.7%

CIFR vs Finance Sector

How Cipher Digital Inc. compares to Finance sector averages

Net Margin
CIFR -367.2%
vs
Sector Avg 25.0%
CIFR Sector
ROE
CIFR -102.1%
vs
Sector Avg 12.0%
CIFR Sector
Current Ratio
CIFR 3.8x
vs
Sector Avg 1.2x
CIFR Sector
Debt/Equity
CIFR 3.4x
vs
Sector Avg 2.0x
CIFR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CIFR Balance Sheet & Liquidity

Current Ratio
3.79x
Quick Ratio
3.79x
Debt/Equity
3.37x
Debt/Assets
80.5%
Interest Coverage
-546.07x
Long-term Debt
$2.7B

CIFR 5-Year Financial Trend

CIFR 5-year financial data: Year 2022: Revenue $3.0M, Net Income -$72.2M, EPS $-0.33. Year 2023: Revenue $126.8M, Net Income -$39.1M, EPS $-0.16. Year 2024: Revenue $151.3M, Net Income -$25.8M, EPS $-0.10. Year 2025: Revenue $223.9M, Net Income -$25.8M, EPS $-0.10.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cipher Digital Inc.'s revenue has grown significantly by 7,274% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.10 indicates the company is currently unprofitable.

CIFR Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-310.7%
Free cash flow / Revenue

CIFR Quarterly Performance

Quarterly financial performance data for Cipher Digital Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $24.1M -$3.3M $-0.01
Q2 2025 $36.8M -$15.3M $-0.05
Q1 2025 $48.1M -$39.0M $-0.11
Q3 2024 $24.1M -$18.6M $-0.07
Q2 2024 $31.2M -$13.2M $-0.05
Q1 2024 $21.9M -$4.6M $-0.02
Q3 2023 $30.3M $12.6M $0.05
Q2 2023 $31.2M -$12.7M $-0.05

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CIFR Capital Allocation

Operating Cash Flow
-$207.9M
Cash generated from operations
Stock Buybacks
$89.6M
Shares repurchased (TTM)
Capital Expenditures
$487.9M
Investment in assets
Dividends
None
No dividend program

CIFR SEC Filings

Access official SEC EDGAR filings for Cipher Digital Inc. (CIK: 0001819989)

📋 Recent SEC Filings

Date Form Document Action
Mar 19, 2026 4 xslF345X06/wk-form4_1773951573.xml View →
Mar 6, 2026 4 xslF345X05/wk-form4_1772847694.xml View →
Feb 27, 2026 4 xslF345X05/wk-form4_1772231072.xml View →
Feb 27, 2026 4 xslF345X05/wk-form4_1772231033.xml View →
Feb 27, 2026 4 xslF345X05/wk-form4_1772230991.xml View →

Frequently Asked Questions about CIFR

What is the AI rating for CIFR?

Cipher Digital Inc. (CIFR) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CIFR's key strengths?

Strong revenue growth of 48% YoY demonstrates market demand and customer acquisition. Adequate liquidity with 3.79x current ratio and $628.3M cash provides near-term runway.

What are the risks of investing in CIFR?

Operating losses of -$421.6M with -188.2% operating margin indicate inability to control costs despite significant revenue. Negative free cash flow of -$695.9M is unsustainable; company is burning $695.9M annually with only $628.3M cash remaining.

What is CIFR's revenue and growth?

Cipher Digital Inc. reported revenue of $223.9M.

Does CIFR pay dividends?

Cipher Digital Inc. does not currently pay dividends.

Where can I find CIFR SEC filings?

Official SEC filings for Cipher Digital Inc. (CIK: 0001819989) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CIFR's EPS?

Cipher Digital Inc. has a diluted EPS of $-2.15.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI