📊 WLTH Key Takeaways
Is Wealthfront Corp. (WLTH) a Good Investment?
Wealthfront demonstrates exceptional fundamental strength with a 34.1% net margin, 73.1% ROE, and fortress balance sheet featuring zero debt and $266.2M in cash against $810.6M in assets. The company generates outstanding free cash flow with a 44.2% FCF margin, indicating high-quality earnings and efficient operations characteristic of a well-managed fintech/wealth management platform. Growth trajectory cannot be fully assessed due to lack of YoY comparisons, but profitability, efficiency, and financial stability are exceptionally strong.
Why Buy Wealthfront Corp. Stock? WLTH Key Strengths
- Exceptional profitability: 34.1% net margin and 40.4% operating margin well above industry averages
- Outstanding return on equity of 73.1% demonstrates superior capital efficiency and management quality
- Fortress balance sheet: zero long-term debt, $266.2M cash equivalents, 1.68x current ratio shows financial stability
- Exceptional cash generation: $118.9M free cash flow with 44.2% FCF margin indicates high-quality sustainable earnings
- Operational excellence: efficient business model with minimal capex requirements
WLTH Stock Risks: Wealthfront Corp. Investment Risks
- Missing revenue and earnings growth data prevents assessment of business momentum and competitive positioning
- Data is approximately 6 months old (Oct 2025) - recent market conditions and performance unknown
- High operational leverage: $458.1M liabilities against $125.4M equity (typical for wealth management but requires monitoring for regulatory capital and deposit stability)
- Unknown drivers of 12 insider Form 4 filings in last 90 days - direction of insider transactions (buying vs selling) not specified
- Growth sustainability unknown - cannot assess whether profitability is expanding, contracting, or flat year-over-year
Key Metrics to Watch
- Revenue growth rate and year-over-year comparisons to assess business momentum
- Assets Under Management (AUM) trends and client acquisition/retention rates
- Operating margin trend - sustain or improve above 40% threshold
- Regulatory capital ratios and compliance metrics for wealth management operations
- Net income growth and free cash flow sustainability
Wealthfront Corp. (WLTH) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 44.2% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.
WLTH Profit Margin, ROE & Profitability Analysis
WLTH vs Finance Sector: How Wealthfront Corp. Compares
How Wealthfront Corp. compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Wealthfront Corp. Stock Overvalued? WLTH Valuation Analysis 2026
Based on fundamental analysis, Wealthfront Corp. appears fundamentally strong relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Wealthfront Corp. Balance Sheet: WLTH Debt, Cash & Liquidity
WLTH Revenue Growth, EPS Growth & YoY Performance
WLTH Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $80.3M | $30.0M | $0.21 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Wealthfront Corp. Dividends, Buybacks & Capital Allocation
WLTH SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Wealthfront Corp. (CIK: 0001524566)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Mar 24, 2026 | 4 | xslF345X06/form4-03242026_080300.xml | View → |
| Mar 17, 2026 | 4 | xslF345X05/form4-03172026_090345.xml | View → |
| Mar 17, 2026 | 4 | xslF345X05/form4-03172026_090340.xml | View → |
| Mar 17, 2026 | 4 | xslF345X05/form4-03172026_090345.xml | View → |
| Mar 17, 2026 | 4 | xslF345X05/form4-03172026_090343.xml | View → |
❓ Frequently Asked Questions about WLTH
What is the AI rating for WLTH?
Wealthfront Corp. (WLTH) has an AI rating of BUY with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are WLTH's key strengths?
Claude: Exceptional profitability: 34.1% net margin and 40.4% operating margin well above industry averages. Outstanding return on equity of 73.1% demonstrates superior capital efficiency and management quality.
What are the risks of investing in WLTH?
Claude: Missing revenue and earnings growth data prevents assessment of business momentum and competitive positioning. Data is approximately 6 months old (Oct 2025) - recent market conditions and performance unknown.
What is WLTH's revenue and growth?
Wealthfront Corp. reported revenue of $268.9M.
Does WLTH pay dividends?
Wealthfront Corp. does not currently pay dividends.
Where can I find WLTH SEC filings?
Official SEC filings for Wealthfront Corp. (CIK: 0001524566) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is WLTH's EPS?
Wealthfront Corp. has a diluted EPS of $0.64.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is WLTH a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Wealthfront Corp. has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is WLTH stock overvalued or undervalued?
Valuation metrics for WLTH: ROE of 73.1% (sector avg: 12%), net margin of 34.1% (sector avg: 25%). Higher ROE suggests strong returns relative to peers.
Should I buy WLTH stock in 2026?
Our dual AI analysis gives Wealthfront Corp. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is WLTH's free cash flow?
Wealthfront Corp.'s operating cash flow is $118.9M, with capital expenditures of N/A. FCF margin is 44.2%.
How does WLTH compare to other Finance stocks?
Vs Finance sector averages: Net margin 34.1% (avg: 25%), ROE 73.1% (avg: 12%), current ratio 1.68 (avg: 1.2).
Why is WLTH's return on equity (ROE) so high?
Wealthfront Corp. has a return on equity of 73.1%, significantly above the Finance sector average of 12%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 34.1% net margin.