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AXS-PE Stock Analysis - AXIS CAPITAL HOLDINGS LTD AI Rating

AXS-PE NYSE Fire, Marine & Casualty Insurance CIK: 0001214816
Recently Updated • Analysis: Mar 20, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
62% Confidence

📊 AXS-PE Key Takeaways

Revenue: $6.6B
Net Margin: 15.4%
Free Cash Flow: $-40.9M
Current Ratio: N/A
Debt/Equity: 0.00x
EPS: $12.35
AI Rating: HOLD with 62% confidence

Investment Thesis

Axis Capital demonstrates solid profitability with strong operating margins (18.7%) and healthy ROE (15.9%), supported by revenue growth of 10.2% YoY. However, negative operating cash flow of -40.9M and declining net income growth (3.1% YoY) raise concerns about earnings quality and operational efficiency, warranting a cautious stance.

AXS-PE Strengths

  • + Strong operating margin of 18.7% indicating efficient underwriting operations
  • + Revenue growth of 10.2% YoY demonstrates market expansion and premium income generation
  • + Healthy ROE of 15.9% and net margin of 15.4% showing solid profitability
  • + Zero long-term debt and Debt/Equity ratio of 0.00x provides financial flexibility
  • + Interest coverage ratio of 18.4x indicates strong debt service capacity

AXS-PE Risks

  • ! Negative operating cash flow of -40.9M and negative FCF margin of -0.6% suggests cash generation problems despite accounting profits
  • ! Net income growth decelerated to 3.1% YoY while EPS remained flat, indicating dilution or profitability challenges
  • ! Low ROA of 2.9% relative to total assets of 34.5B raises questions about asset efficiency
  • ! High insider activity (22 Form 4 filings) warrants monitoring for potential concerns
  • ! Large liability-to-asset ratio (28.1B liabilities on 34.5B assets) typical of insurance but limits margin of safety

Key Metrics to Watch

AXS-PE Financial Metrics

Revenue
$6.6B
Net Income
$1.0B
EPS (Diluted)
$12.35
Free Cash Flow
$-40.9M
Total Assets
$34.5B
Cash Position
$820.3M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

AXS-PE Profitability Ratios

Gross Margin N/A
Operating Margin 18.7%
Net Margin 15.4%
ROE 15.9%
ROA 2.9%
FCF Margin -0.6%

AXS-PE vs Finance Sector

How AXIS CAPITAL HOLDINGS LTD compares to Finance sector averages

Net Margin
AXS-PE 15.4%
vs
Sector Avg 25.0%
AXS-PE Sector
ROE
AXS-PE 15.9%
vs
Sector Avg 12.0%
AXS-PE Sector
Current Ratio
AXS-PE 0.0x
vs
Sector Avg 1.2x
AXS-PE Sector
Debt/Equity
AXS-PE 0.0x
vs
Sector Avg 2.0x
AXS-PE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

AXS-PE Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.00x
Debt/Assets
81.6%
Interest Coverage
18.39x
Long-term Debt
N/A

AXS-PE 5-Year Financial Trend

AXS-PE 5-year financial data: Year 2021: Revenue $5.3B, Net Income $323.5M, EPS $3.34. Year 2022: Revenue $5.3B, Net Income -$120.4M, EPS $-1.79. Year 2023: Revenue $5.6B, Net Income $618.6M, EPS $6.90. Year 2024: Revenue $6.0B, Net Income $223.1M, EPS $2.25. Year 2025: Revenue $6.6B, Net Income $376.3M, EPS $4.02.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: AXIS CAPITAL HOLDINGS LTD's revenue has grown significantly by 23% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.02 reflects profitable operations.

AXS-PE Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-0.6%
Free cash flow / Revenue

AXS-PE Quarterly Performance

Quarterly financial performance data for AXIS CAPITAL HOLDINGS LTD including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.6B $180.7M $2.04
Q2 2025 $1.5B $212.0M $2.40
Q1 2025 $1.4B $194.1M $2.26
Q3 2024 $1.4B $180.7M $2.04
Q2 2024 $1.4B $150.7M $1.67
Q1 2024 $1.3B $180.1M $2.01
Q3 2023 $1.2B -$9.4M $-0.20
Q2 2023 $1.2B $34.8M $0.32

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

AXS-PE Capital Allocation

Operating Cash Flow
-$40.9M
Cash generated from operations
Stock Buybacks
$887.7M
Shares repurchased (TTM)
Dividends Paid
$142.7M
Returned to shareholders

AXS-PE SEC Filings

Access official SEC EDGAR filings for AXIS CAPITAL HOLDINGS LTD (CIK: 0001214816)

📋 Recent SEC Filings

Date Form Document Action
Mar 3, 2026 4 xslF345X05/wk-form4_1772578897.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772578876.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772578696.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772578651.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772578620.xml View →

Frequently Asked Questions about AXS-PE

What is the AI rating for AXS-PE?

AXIS CAPITAL HOLDINGS LTD (AXS-PE) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are AXS-PE's key strengths?

Strong operating margin of 18.7% indicating efficient underwriting operations. Revenue growth of 10.2% YoY demonstrates market expansion and premium income generation.

What are the risks of investing in AXS-PE?

Negative operating cash flow of -40.9M and negative FCF margin of -0.6% suggests cash generation problems despite accounting profits. Net income growth decelerated to 3.1% YoY while EPS remained flat, indicating dilution or profitability challenges.

What is AXS-PE's revenue and growth?

AXIS CAPITAL HOLDINGS LTD reported revenue of $6.6B.

Does AXS-PE pay dividends?

AXIS CAPITAL HOLDINGS LTD pays dividends, with $142.7M distributed to shareholders in the trailing twelve months.

Where can I find AXS-PE SEC filings?

Official SEC filings for AXIS CAPITAL HOLDINGS LTD (CIK: 0001214816) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is AXS-PE's EPS?

AXIS CAPITAL HOLDINGS LTD has a diluted EPS of $12.35.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-12-31 | Powered by Claude AI