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ARTNB Stock Analysis - ARTESIAN RESOURCES CORP AI Rating

ARTNB Nasdaq Water Supply DE CIK: 0000863110
Analysis Date: Mar 20, 2026 | Data as of: 2025-12-31
AI Rating
HOLD
62% Confidence

Investment Thesis

Artesian Resources demonstrates solid profitability with 20.2% net margins and consistent 4.6% YoY revenue growth, supported by strong operating cash flow of $40.3M. However, significant capital intensity (capex exceeding operating cash flow) results in negative free cash flow, and weak liquidity (0.64x current ratio) with minimal cash reserves creates financial flexibility constraints despite manageable leverage.

ARTNB Strengths

  • + Strong net profit margins of 20.2% and operating margins of 24.6% reflect pricing power and operational efficiency typical of regulated utility business
  • + Double-digit earnings growth (11.9% YoY net income increase) outpacing revenue growth suggests operational leverage and cost control
  • + Robust operating cash flow of $40.3M demonstrates the ability to service debt and fund capital investments from core operations
  • + Moderate leverage with 0.71x debt-to-equity ratio and 3.2x interest coverage indicates sustainable debt levels for regulated utility

ARTNB Risks

  • ! Negative free cash flow of -$18.5M with capex ($58.8M) significantly exceeding operating cash flow signals heavy reinvestment requirements and reliance on external financing
  • ! Critical liquidity position with current ratio of 0.64x and minimal cash reserves ($52K) creates vulnerability to unexpected operational demands or regulatory changes
  • ! High capital intensity (capex-to-revenue ratio of 52%) typical of water utilities may constrain dividend growth and require continuous external capital
  • ! Limited cash cushion relative to long-term debt of $176.4M (only $52K in reserves) indicates tight working capital management

Key Metrics to Watch

ARTNB Financial Metrics

Revenue
$112.9M
Net Income
$22.8M
EPS (Diluted)
$2.21
Free Cash Flow
$-18.5M
Total Assets
$851.2M
Cash Position
$52.0K

ARTNB Profitability Ratios

Gross Margin N/A
Operating Margin 24.6%
Net Margin 20.2%
ROE 9.1%
ROA 2.7%
FCF Margin -16.4%

ARTNB Balance Sheet & Liquidity

Current Ratio
0.64x
Quick Ratio
0.64x
Debt/Equity
0.71x
Debt/Assets
0.0%
Interest Coverage
3.20x
Long-term Debt
$176.4M

ARTNB 5-Year Financial Trend

ARTNB 5-year financial data: Year 2021: Revenue $90.9M, Net Income $14.9M, EPS $1.60. Year 2022: Revenue $98.9M, Net Income $16.8M, EPS $1.79. Year 2023: Revenue $98.9M, Net Income $16.8M, EPS $1.79. Year 2024: Revenue $108.0M, Net Income $18.0M, EPS $1.90. Year 2025: Revenue $112.9M, Net Income $16.7M, EPS $1.67.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: ARTESIAN RESOURCES CORP's revenue has grown significantly by 24% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.67 reflects profitable operations.

ARTNB Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-16.4%
Free cash flow / Revenue

ARTNB Quarterly Performance

Quarterly financial performance data for ARTESIAN RESOURCES CORP including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $29.1M $4.4M $0.66
Q2 2025 $27.4M $4.4M $0.52
Q1 2025 $24.5M $4.4M $0.43
Q3 2024 $26.6M $3.7M $0.49
Q2 2024 $25.3M $3.7M $0.44
Q1 2024 $22.5M $3.7M $0.39
Q3 2023 $26.6M $3.7M $0.49
Q2 2023 $25.0M $3.7M $0.44

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

ARTNB Capital Allocation

Operating Cash Flow
$40.3M
Cash generated from operations
Capital Expenditures
$58.8M
Investment in assets
Dividends Paid
$12.7M
Returned to shareholders

ARTNB SEC Filings

Access official SEC EDGAR filings for ARTESIAN RESOURCES CORP (CIK: 0000863110)

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-12-31 | Powered by Claude AI