How to Close HDFC Bank Account? A Step-by-Step Guide

Before closing your HDFC Bank account, there are a few important things to keep in mind for a smooth process. First, unlink any autopayments linked to your account to avoid payment issues after closure. Next, open a new bank account to continue using banking services seamlessly.

Keep your bank statements safe even after closing the account, as you might need them for proof of income or other financial purposes. Ensure all outstanding loans or dues are paid off to get approval for account closure.

Lastly, gather and submit necessary documents such as KYC papers, credit cards, chequebooks, and debit cards. Following these steps will help you close your HDFC Bank account without any hassle.

How to Close HDFC Bank Account?

To close your HDFC Bank account, you'll need to visit a branch in person, as there's no online option. Here's a simple guide for the offline process:

1. Go to the HDFC Bank website and download the account closure form.
2. Fill out the form with the required details.
3. Take the completed form and any necessary documents to your nearest HDFC branch.
4. Submit the form and documents to start the account closure process.

Check here the form to close the account. 

Steps to Close HDFC Bank Account Permanently

To permanently close your HDFC Bank account, follow these steps:

1. Withdraw All Your Money: Take out the entire balance from your account.
2. Download the Closure Form: Get the account closure form from the HDFC website.
3. Fill Out the Form: Complete the form with accurate details in capital letters.
4. Visit the Bank: Go to your nearest HDFC branch with the completed form and any required documents.
5. Submit the Documents: Hand over the form and documents to start the account closing process.

Steps to Close HDFC Bank Account with Negative Balance

To close your HDFC Bank account online, even with a negative balance, follow these steps:

1. Clear the Balance: First, make sure to pay off any amount needed to bring your account balance to zero.
2. Fill Out the Form: Download and complete the account closure form with your details.
3. Visit the Bank: Go to your nearest HDFC Bank branch with the filled form and any required documents.
4. Submit Your Papers: Hand over the form and documents to the bank representatives to finish the process.

Be aware of any additional charges that might apply to ensure a quick and hassle-free closure.