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Ziprecruiter, Inc.. (ZIP) Stock Fundamental Analysis & AI Rating 2026

ZIP NYSE Services-Computer Programming, Data Processing, Etc. DE CIK: 0001617553
Recently Updated • Analysis: Apr 19, 2026 • SEC Data: 2025-12-31
STRONG SELL
88% Conf
Pending
Analysis scheduled

📊 ZIP Key Takeaways

Revenue: $449.0M
Net Margin: -7.3%
Free Cash Flow: $9.9M
Current Ratio: 6.33x
Debt/Equity: N/A
EPS: $-0.37
AI Rating: STRONG SELL with 88% confidence
Ziprecruiter, Inc.. (ZIP) receives a STRONG SELL rating with 88% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $449.0M, net profit margin of -7.3%, Ziprecruiter, Inc.. demonstrates mixed fundamentals in the Technology sector. Below is our complete ZIP stock analysis for 2026.

Is Ziprecruiter, Inc.. (ZIP) a Good Investment?

Claude

ZipRecruiter faces existential financial distress with negative stockholders' equity of -$77.2M, indicating liabilities exceed assets. Declining revenue (-5.3% YoY), operating losses, negative interest coverage, and $544.8M in debt against weakening operations create significant solvency risk, despite $188M cash providing temporary runway.

Why Buy Ziprecruiter, Inc.. Stock? ZIP Key Strengths

Claude
  • + Exceptional 89.2% gross margin demonstrates strong pricing power and efficient unit economics
  • + $188M cash position provides 2+ years of runway at current burn rates
  • + Positive operating cash flow of $11M and FCF of $9.9M show underlying business can still generate cash

ZIP Stock Risks: Ziprecruiter, Inc.. Investment Risks

Claude
  • ! Negative stockholders' equity of -$77.2M: liabilities exceed assets by $77M, signaling technical insolvency
  • ! Revenue declining 5.3% YoY with operating losses of -$19.4M and net losses of -$33.0M indicate deteriorating core business
  • ! Negative interest coverage ratio of -2.6x: unable to cover $544.8M debt service from operations, creating refinancing/default risk
  • ! Weak free cash flow margin of 2.2% insufficient to reduce leverage or fund growth; cash burn accelerating

Key Metrics to Watch

Claude
  • * Quarterly revenue trend: stabilization would be critical inflection point
  • * Path to operating profitability: current -$19.4M operating loss must reverse
  • * Cash runway: monitor monthly burn rate against $188M cash position
  • * Debt refinancing risk: ability to refinance $544.8M at current rates with negative equity

Ziprecruiter, Inc.. (ZIP) Financial Metrics & Key Ratios

Revenue
$449.0M
Net Income
$-33.0M
EPS (Diluted)
$-0.37
Free Cash Flow
$9.9M
Total Assets
$569.7M
Cash Position
$188.0M

💡 AI Analyst Insight

The relatively thin 2.2% FCF margin may limit capital allocation flexibility. Strong liquidity with a 6.33x current ratio provides a solid financial cushion.

ZIP Profit Margin, ROE & Profitability Analysis

Gross Margin 89.2%
Operating Margin -4.3%
Net Margin -7.3%
ROE N/A
ROA -5.8%
FCF Margin 2.2%

ZIP vs Technology Sector: How Ziprecruiter, Inc.. Compares

How Ziprecruiter, Inc.. compares to Technology sector averages

Net Margin
ZIP -7.3%
vs
Sector Avg 18.0%
ZIP Sector
ROE
ZIP 0.0%
vs
Sector Avg 22.0%
ZIP Sector
Current Ratio
ZIP 6.3x
vs
Sector Avg 2.5x
ZIP Sector
Debt/Equity
ZIP 0.0x
vs
Sector Avg 0.5x
ZIP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Ziprecruiter, Inc.. Stock Overvalued? ZIP Valuation Analysis 2026

Based on fundamental analysis, Ziprecruiter, Inc.. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
N/A
Sector avg: 22%
Net Profit Margin
-7.3%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Ziprecruiter, Inc.. Balance Sheet: ZIP Debt, Cash & Liquidity

Current Ratio
6.33x
Quick Ratio
6.33x
Debt/Equity
N/A
Debt/Assets
113.6%
Interest Coverage
-2.63x
Long-term Debt
$544.8M

ZIP Revenue & Earnings Growth: 5-Year Financial Trend

ZIP 5-year financial data: Year 2021: Revenue $741.1M, Net Income -$6.3M, EPS $-0.13. Year 2022: Revenue $904.6M, Net Income $86.0M, EPS $0.70. Year 2023: Revenue $904.6M, Net Income $3.6M, EPS $0.02. Year 2024: Revenue $904.6M, Net Income $61.5M, EPS $0.51. Year 2025: Revenue $645.7M, Net Income $49.1M, EPS $0.46.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Ziprecruiter, Inc..'s revenue has declined by 13% over the 5-year period, indicating business contraction. The most recent EPS of $0.46 reflects profitable operations.

ZIP Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.2%
Free cash flow / Revenue

ZIP Quarterly Earnings & Performance

Quarterly financial performance data for Ziprecruiter, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $115.0M -$2.1M $-0.02
Q2 2025 $112.2M $509.0K $0.00
Q1 2025 $110.1M -$6.5M $-0.07
Q3 2024 $117.1M -$2.1M $-0.02
Q2 2024 $123.7M $509.0K $0.00
Q1 2024 $122.2M $5.0M $0.05
Q3 2023 $155.6M $5.0M $0.17
Q2 2023 $170.4M $5.0M $0.11

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Ziprecruiter, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$11.0M
Cash generated from operations
Stock Buybacks
$102.1M
Shares repurchased (TTM)
Capital Expenditures
$1.1M
Investment in assets
Dividends
None
No dividend program

ZIP SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Ziprecruiter, Inc.. (CIK: 0001617553)

📋 Recent SEC Filings

Date Form Document Action
Apr 7, 2026 4 xslF345X06/wk-form4_1775606023.xml View →
Apr 3, 2026 4 xslF345X06/wk-form4_1775249368.xml View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774045472.xml View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774044247.xml View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774043953.xml View →

Frequently Asked Questions about ZIP

What is the AI rating for ZIP?

Ziprecruiter, Inc.. (ZIP) has an AI rating of STRONG SELL with 88% confidence, based on fundamental analysis of SEC EDGAR filings.

What are ZIP's key strengths?

Claude: Exceptional 89.2% gross margin demonstrates strong pricing power and efficient unit economics. $188M cash position provides 2+ years of runway at current burn rates.

What are the risks of investing in ZIP?

Claude: Negative stockholders' equity of -$77.2M: liabilities exceed assets by $77M, signaling technical insolvency. Revenue declining 5.3% YoY with operating losses of -$19.4M and net losses of -$33.0M indicate deteriorating core business.

What is ZIP's revenue and growth?

Ziprecruiter, Inc.. reported revenue of $449.0M.

Does ZIP pay dividends?

Ziprecruiter, Inc.. does not currently pay dividends.

Where can I find ZIP SEC filings?

Official SEC filings for Ziprecruiter, Inc.. (CIK: 0001617553) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ZIP's EPS?

Ziprecruiter, Inc.. has a diluted EPS of $-0.37.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ZIP a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Ziprecruiter, Inc.. has a STRONG SELL rating with 88% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ZIP stock overvalued or undervalued?

Valuation metrics for ZIP: ROE of N/A (sector avg: 22%), net margin of -7.3% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy ZIP stock in 2026?

Our dual AI analysis gives Ziprecruiter, Inc.. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ZIP's free cash flow?

Ziprecruiter, Inc..'s operating cash flow is $11.0M, with capital expenditures of $1.1M. FCF margin is 2.2%.

How does ZIP compare to other Technology stocks?

Vs Technology sector averages: Net margin -7.3% (avg: 18%), ROE N/A (avg: 22%), current ratio 6.33 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI