📊 XPEL Key Takeaways
Is XPEL, Inc. (XPEL) a Good Investment?
XPEL demonstrates solid revenue growth of 13.3% YoY with strong profitability margins (43.7% gross, 11.1% operating) and an excellent balance sheet with minimal debt. However, negative free cash flow of -$2.3M and extremely low returns on equity (3.6%) and assets (2.6%) raise significant concerns about capital allocation efficiency and asset utilization.
XPEL, Inc. Key Strengths (XPEL)
- Strong top-line growth of 13.3% YoY with proportional net income growth of 13.4%
- Excellent profitability margins with 43.7% gross margin and 11.1% operating margin indicating operational efficiency
- Fortress balance sheet with minimal debt (Debt/Equity 0.00x), exceptional liquidity (Current Ratio 3.07x), and strong interest coverage (27.5x)
XPEL Stock Risks: XPEL, Inc. Investment Risks
- Negative free cash flow of -$2.3M despite positive operating cash flow, indicating CapEx exceeds operational cash generation and will deplete cash reserves
- Severely depressed returns with ROE of 3.6% and ROA of 2.6%, suggesting poor capital efficiency and suboptimal asset utilization
- Capital expenditure of $9.7M significantly exceeds operating cash flow of $7.4M, limiting financial flexibility and raising questions about capital deployment strategy
Key Metrics to Watch
- Free cash flow trend and path to positive FCF; CapEx as percentage of revenue and expected payoff timeline
- Return on equity and return on assets improvements; asset turnover ratios to assess capital efficiency
- Operating cash flow growth rate relative to revenue growth to determine sustainability of business model
XPEL, Inc. (XPEL) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 3.07x current ratio provides a solid financial cushion.
XPEL Profit Margin, ROE & Profitability Analysis
XPEL vs Services Sector: How XPEL, Inc. Compares
How XPEL, Inc. compares to Services sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is XPEL, Inc. Stock Overvalued? XPEL Valuation Analysis 2026
Based on fundamental analysis, XPEL, Inc. has mixed fundamental signals relative to the Services sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
XPEL, Inc. Balance Sheet: XPEL Debt, Cash & Liquidity
XPEL Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: XPEL, Inc.'s revenue has grown significantly by 84% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.91 reflects profitable operations.
XPEL Revenue Growth, EPS Growth & YoY Performance
XPEL Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $103.8M | $8.6M | $0.31 |
| Q3 2025 | $112.9M | $12.9M | $0.47 |
| Q2 2025 | $109.9M | $15.0M | $0.54 |
| Q1 2025 | $90.1M | $6.7M | $0.24 |
| Q3 2024 | $102.7M | $13.7M | $0.49 |
| Q2 2024 | $102.2M | $15.0M | $0.54 |
| Q1 2024 | $85.8M | $6.7M | $0.24 |
| Q3 2023 | $89.8M | $13.3M | $0.48 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
XPEL, Inc. Dividends, Buybacks & Capital Allocation
XPEL SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for XPEL, Inc. (CIK: 0001767258)
📋 Recent SEC Filings
❓ Frequently Asked Questions about XPEL
What is the AI rating for XPEL?
XPEL, Inc. (XPEL) has an AI grade of B with 70% confidence, based on fundamental analysis of SEC EDGAR filings.
What are XPEL's key strengths?
Claude: Strong top-line growth of 13.3% YoY with proportional net income growth of 13.4%. Excellent profitability margins with 43.7% gross margin and 11.1% operating margin indicating operational efficiency.
What are the risks of investing in XPEL?
Claude: Negative free cash flow of -$2.3M despite positive operating cash flow, indicating CapEx exceeds operational cash generation and will deplete cash reserves. Severely depressed returns with ROE of 3.6% and ROA of 2.6%, suggesting poor capital efficiency and suboptimal asset utilization.
What is XPEL's revenue and growth?
XPEL, Inc. reported revenue of $117.4M.
Does XPEL pay dividends?
XPEL, Inc. does not currently pay dividends.
Where can I find XPEL SEC filings?
Official SEC filings for XPEL, Inc. (CIK: 0001767258) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is XPEL's EPS?
XPEL, Inc. has a diluted EPS of $0.37.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is XPEL's fundamental grade?
Based on our AI fundamental analysis in June 2026, XPEL, Inc. has a B grade with 70% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is XPEL stock overvalued or undervalued?
Valuation metrics for XPEL: ROE of 3.6% (sector avg: 16%), net margin of 8.8% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
What is XPEL's AI grade for 2026?
Our dual AI analysis gives XPEL, Inc. a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is XPEL's free cash flow?
XPEL, Inc.'s operating cash flow is $7.4M, with capital expenditures of $9.7M. FCF margin is -2.0%.
How does XPEL compare to other Services stocks?
Vs Services sector averages: Net margin 8.8% (avg: 10%), ROE 3.6% (avg: 16%), current ratio 3.07 (avg: 1.5).