← Back to All US Stocks

XPEL, Inc. (XPEL) Stock Fundamental Analysis & AI Rating 2026

XPEL Nasdaq Coating, Engraving & Allied Services NV CIK: 0001767258
Recently Updated • Analysis: Apr 19, 2026 • SEC Data: 2025-12-31
BUY
78% Conf
Pending
Analysis scheduled

📊 XPEL Key Takeaways

Revenue: $476.2M
Net Margin: 10.8%
Free Cash Flow: $62.9M
Current Ratio: 3.25x
Debt/Equity: 0.00x
EPS: $1.85
AI Rating: BUY with 78% confidence
XPEL, Inc. (XPEL) receives a BUY rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $476.2M, net profit margin of 10.8%, and return on equity (ROE) of 18.3%, XPEL, Inc. demonstrates strong fundamentals in the Services sector. Below is our complete XPEL stock analysis for 2026.

Is XPEL, Inc. (XPEL) a Good Investment?

Claude

XPEL demonstrates robust financial health with exceptional balance sheet strength (minimal debt, strong cash position), excellent free cash flow generation ($62.9M), and solid revenue growth of 13.3% YoY. However, net income declined 0.7% despite revenue growth, indicating margin pressure that warrants monitoring as the company scales operations.

Why Buy XPEL, Inc. Stock? XPEL Key Strengths

Claude
  • + Pristine balance sheet with virtually zero debt (Debt/Equity 0.00x) and $50.9M cash position
  • + Exceptional free cash flow generation of $62.9M (13.2% FCF margin) with low capex requirements
  • + Strong returns on capital: ROE 18.3% and ROA 13.4% indicate efficient asset utilization
  • + Solid revenue growth of 13.3% YoY with healthy gross margin of 42.2%
  • + Excellent liquidity with Current Ratio of 3.25x and Quick Ratio of 1.52x

XPEL Stock Risks: XPEL, Inc. Investment Risks

Claude
  • ! Net income declined 0.7% YoY despite 13.3% revenue growth, suggesting margin compression or operational challenges
  • ! Operating margin of 13.2% is solid but relatively modest, indicating cost pressures in the business
  • ! Competitive intensity in coating/engraving services sector may limit pricing power and margin expansion

Key Metrics to Watch

Claude
  • * Net income growth trends relative to revenue growth to confirm margin stabilization
  • * Operating margin progression and gross margin sustainability
  • * Free cash flow consistency and capital allocation efficiency

XPEL, Inc. (XPEL) Financial Metrics & Key Ratios

Revenue
$476.2M
Net Income
$51.2M
EPS (Diluted)
$1.85
Free Cash Flow
$62.9M
Total Assets
$382.5M
Cash Position
$50.9M

💡 AI Analyst Insight

Strong liquidity with a 3.25x current ratio provides a solid financial cushion.

XPEL Profit Margin, ROE & Profitability Analysis

Gross Margin 42.2%
Operating Margin 13.2%
Net Margin 10.8%
ROE 18.3%
ROA 13.4%
FCF Margin 13.2%

XPEL vs Services Sector: How XPEL, Inc. Compares

How XPEL, Inc. compares to Services sector averages

Net Margin
XPEL 10.8%
vs
Sector Avg 10.0%
XPEL Sector
ROE
XPEL 18.3%
vs
Sector Avg 16.0%
XPEL Sector
Current Ratio
XPEL 3.2x
vs
Sector Avg 1.5x
XPEL Sector
Debt/Equity
XPEL 0.0x
vs
Sector Avg 0.7x
XPEL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is XPEL, Inc. Stock Overvalued? XPEL Valuation Analysis 2026

Based on fundamental analysis, XPEL, Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
18.3%
Sector avg: 16%
Net Profit Margin
10.8%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

XPEL, Inc. Balance Sheet: XPEL Debt, Cash & Liquidity

Current Ratio
3.25x
Quick Ratio
1.52x
Debt/Equity
0.00x
Debt/Assets
25.4%
Interest Coverage
132.45x
Long-term Debt
$458.2K

XPEL Revenue & Earnings Growth: 5-Year Financial Trend

XPEL 5-year financial data: Year 2021: Revenue $259.3M, Net Income $14.0M, EPS $0.51. Year 2022: Revenue $324.0M, Net Income $18.3M, EPS $0.66. Year 2023: Revenue $396.3M, Net Income $31.6M, EPS $1.14. Year 2024: Revenue $420.4M, Net Income $41.4M, EPS $1.50. Year 2025: Revenue $476.2M, Net Income $52.8M, EPS $1.91.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: XPEL, Inc.'s revenue has grown significantly by 84% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.91 reflects profitable operations.

XPEL Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
13.2%
Free cash flow / Revenue

XPEL Quarterly Earnings & Performance

Quarterly financial performance data for XPEL, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $112.9M $12.9M $0.47
Q2 2025 $109.9M $15.0M $0.54
Q1 2025 $90.1M $6.7M $0.24
Q3 2024 $102.7M $13.7M $0.49
Q2 2024 $102.2M $15.0M $0.54
Q1 2024 $85.8M $6.7M $0.24
Q3 2023 $89.8M $13.3M $0.48
Q2 2023 $83.9M $11.9M $0.43

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

XPEL, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$66.9M
Cash generated from operations
Stock Buybacks
$3.0M
Shares repurchased (TTM)
Capital Expenditures
$4.0M
Investment in assets
Dividends
None
No dividend program

XPEL SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for XPEL, Inc. (CIK: 0001767258)

📋 Recent SEC Filings

Date Form Document Action
Mar 18, 2026 4 xslF345X06/wk-form4_1773871133.xml View →
Mar 18, 2026 4 xslF345X06/wk-form4_1773870555.xml View →
Mar 18, 2026 4 xslF345X06/wk-form4_1773870449.xml View →
Mar 18, 2026 4 xslF345X06/wk-form4_1773870334.xml View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773263133.xml View →

Frequently Asked Questions about XPEL

What is the AI rating for XPEL?

XPEL, Inc. (XPEL) has an AI rating of BUY with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are XPEL's key strengths?

Claude: Pristine balance sheet with virtually zero debt (Debt/Equity 0.00x) and $50.9M cash position. Exceptional free cash flow generation of $62.9M (13.2% FCF margin) with low capex requirements.

What are the risks of investing in XPEL?

Claude: Net income declined 0.7% YoY despite 13.3% revenue growth, suggesting margin compression or operational challenges. Operating margin of 13.2% is solid but relatively modest, indicating cost pressures in the business.

What is XPEL's revenue and growth?

XPEL, Inc. reported revenue of $476.2M.

Does XPEL pay dividends?

XPEL, Inc. does not currently pay dividends.

Where can I find XPEL SEC filings?

Official SEC filings for XPEL, Inc. (CIK: 0001767258) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is XPEL's EPS?

XPEL, Inc. has a diluted EPS of $1.85.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is XPEL a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, XPEL, Inc. has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is XPEL stock overvalued or undervalued?

Valuation metrics for XPEL: ROE of 18.3% (sector avg: 16%), net margin of 10.8% (sector avg: 10%). Higher ROE suggests strong returns relative to peers.

Should I buy XPEL stock in 2026?

Our dual AI analysis gives XPEL, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is XPEL's free cash flow?

XPEL, Inc.'s operating cash flow is $66.9M, with capital expenditures of $4.0M. FCF margin is 13.2%.

How does XPEL compare to other Services stocks?

Vs Services sector averages: Net margin 10.8% (avg: 10%), ROE 18.3% (avg: 16%), current ratio 3.25 (avg: 1.5).

Top Rated Stocks
NSSC 92% MLI 92% MELI 92% MDXG 92% MANH 92% INVA 92% GGG 92% GCT 92% FTNT 92% FSLR 92%
Browse: Buy Stocks
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI