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Xencor Inc (XNCR) Stock Fundamental Analysis & AI Rating 2026

XNCR Nasdaq Pharmaceutical Preparations DE CIK: 0001326732
Recently Updated • Analysis: Apr 19, 2026 • SEC Data: 2025-12-31
SELL
68% Conf
Pending
Analysis scheduled

📊 XNCR Key Takeaways

Revenue: $125.6M
Net Margin: -73.2%
Free Cash Flow: $-138.3M
Current Ratio: 6.25x
Debt/Equity: 0.12x
EPS: $-1.24
AI Rating: SELL with 68% confidence
Xencor Inc (XNCR) receives a SELL rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $125.6M, net profit margin of -73.2%, and return on equity (ROE) of -14.5%, Xencor Inc demonstrates mixed fundamentals in the Healthcare sector. Below is our complete XNCR stock analysis for 2026.

Is Xencor Inc (XNCR) a Good Investment?

Claude

Xencor is a pre-profitability biotech company with positive revenue growth (+13.7% YoY) but severe cash burn (-$138.3M FCF annually) that poses existential runway risk given only ~$54.1M in cash reserves. While the low debt/equity ratio (0.12x) and strong liquidity ratios provide near-term flexibility, the company cannot sustain current burn rates without additional financing, and lacks demonstrated path to profitability with -73.2% net margins.

Why Buy Xencor Inc Stock? XNCR Key Strengths

Claude
  • + Revenue growth of 13.7% YoY indicates market traction
  • + Low leverage (0.12x debt/equity) preserves financial flexibility
  • + Strong liquidity ratios (6.25x current ratio) enable near-term operations
  • + Improving EPS trend (+65.4% YoY reduction in losses)

XNCR Stock Risks: Xencor Inc Investment Risks

Claude
  • ! Annual free cash flow of -$138.3M creates approximately 5-month cash runway
  • ! Operating losses of -$177.5M indicate pre-revenue or inefficient operations
  • ! Negative net margin of -73.2% with no clear path to profitability
  • ! Dependency on successful clinical trials and regulatory approvals (undisclosed pipeline risk)
  • ! Unsustainable cash burn rate requires capital raise or operational restructuring

Key Metrics to Watch

Claude
  • * Operating cash flow trend and quarterly burn rate trajectory
  • * Cash balance and working capital management
  • * Revenue per dollar of operating expense (burn efficiency)
  • * Clinical trial progression and regulatory milestone announcements
  • * Capital raise activities and financing runway extension

Xencor Inc (XNCR) Financial Metrics & Key Ratios

Revenue
$125.6M
Net Income
$-91.9M
EPS (Diluted)
$-1.24
Free Cash Flow
$-138.3M
Total Assets
$875.5M
Cash Position
$54.1M

💡 AI Analyst Insight

Strong liquidity with a 6.25x current ratio provides a solid financial cushion.

XNCR Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -141.4%
Net Margin -73.2%
ROE -14.5%
ROA -10.5%
FCF Margin -110.1%

XNCR vs Healthcare Sector: How Xencor Inc Compares

How Xencor Inc compares to Healthcare sector averages

Net Margin
XNCR -73.2%
vs
Sector Avg 12.0%
XNCR Sector
ROE
XNCR -14.5%
vs
Sector Avg 15.0%
XNCR Sector
Current Ratio
XNCR 6.3x
vs
Sector Avg 2.0x
XNCR Sector
Debt/Equity
XNCR 0.1x
vs
Sector Avg 0.6x
XNCR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Xencor Inc Stock Overvalued? XNCR Valuation Analysis 2026

Based on fundamental analysis, Xencor Inc has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
-14.5%
Sector avg: 15%
Net Profit Margin
-73.2%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.12x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Xencor Inc Balance Sheet: XNCR Debt, Cash & Liquidity

Current Ratio
6.25x
Quick Ratio
6.25x
Debt/Equity
0.12x
Debt/Assets
27.4%
Interest Coverage
-11,093.88x
Long-term Debt
$76.5M

XNCR Revenue & Earnings Growth: 5-Year Financial Trend

XNCR 5-year financial data: Year 2021: Revenue $275.1M, Net Income $26.9M, EPS $0.46. Year 2022: Revenue $275.1M, Net Income -$69.3M, EPS $-1.21. Year 2023: Revenue $275.1M, Net Income $82.6M, EPS $1.37. Year 2024: Revenue $174.6M, Net Income -$55.2M, EPS $-0.93. Year 2025: Revenue $174.6M, Net Income -$133.1M, EPS $-2.20.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Xencor Inc's revenue has declined by 37% over the 5-year period, indicating business contraction. The most recent EPS of $-2.20 indicates the company is currently unprofitable.

XNCR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-110.1%
Free cash flow / Revenue

XNCR Quarterly Earnings & Performance

Quarterly financial performance data for Xencor Inc including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $17.8M -$6.0M $-0.08
Q2 2025 $23.9M -$30.8M $-0.41
Q1 2025 $16.0M -$48.4M $-0.66
Q3 2024 $10.7M -$24.3M $-0.40
Q2 2024 $17.0M -$22.0M $-0.37
Q1 2024 $12.8M -$60.8M $-1.02
Q3 2023 $27.3M -$24.3M $-0.40
Q2 2023 $30.2M -$10.4M $-0.17

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Xencor Inc Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$135.1M
Cash generated from operations
Capital Expenditures
$3.2M
Investment in assets
Dividends
None
No dividend program

XNCR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Xencor Inc (CIK: 0001326732)

📋 Recent SEC Filings

Date Form Document Action
Apr 13, 2026 4 xslF345X06/wk-form4_1776110503.xml View →
Mar 9, 2026 4 xslF345X05/wk-form4_1773086825.xml View →
Mar 9, 2026 4 xslF345X05/wk-form4_1773086802.xml View →
Mar 9, 2026 4 xslF345X05/wk-form4_1773086785.xml View →
Mar 9, 2026 4 xslF345X05/wk-form4_1773086762.xml View →

Frequently Asked Questions about XNCR

What is the AI rating for XNCR?

Xencor Inc (XNCR) has an AI rating of SELL with 68% confidence, based on fundamental analysis of SEC EDGAR filings.

What are XNCR's key strengths?

Claude: Revenue growth of 13.7% YoY indicates market traction. Low leverage (0.12x debt/equity) preserves financial flexibility.

What are the risks of investing in XNCR?

Claude: Annual free cash flow of -$138.3M creates approximately 5-month cash runway. Operating losses of -$177.5M indicate pre-revenue or inefficient operations.

What is XNCR's revenue and growth?

Xencor Inc reported revenue of $125.6M.

Does XNCR pay dividends?

Xencor Inc does not currently pay dividends.

Where can I find XNCR SEC filings?

Official SEC filings for Xencor Inc (CIK: 0001326732) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is XNCR's EPS?

Xencor Inc has a diluted EPS of $-1.24.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is XNCR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Xencor Inc has a SELL rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is XNCR stock overvalued or undervalued?

Valuation metrics for XNCR: ROE of -14.5% (sector avg: 15%), net margin of -73.2% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy XNCR stock in 2026?

Our dual AI analysis gives Xencor Inc a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is XNCR's free cash flow?

Xencor Inc's operating cash flow is $-135.1M, with capital expenditures of $3.2M. FCF margin is -110.1%.

How does XNCR compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -73.2% (avg: 12%), ROE -14.5% (avg: 15%), current ratio 6.25 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI