📊 TRMK Key Takeaways
Is Trustmark Corp. (TRMK) a Good Investment?
TRMK exhibits strong 49.1% YoY revenue growth, but net income growth of only 0.5% signals severe profitability compression. The dangerously low 1.4x interest coverage ratio and weak 1.2% ROA indicate margin and operational headwinds that offset growth strength, despite a fortress balance sheet.
Why Buy Trustmark Corp. Stock? TRMK Key Strengths
- Exceptional 49.1% YoY revenue growth demonstrates strong market position and/or successful expansion
- Fortress balance sheet with zero long-term debt and 0.00x debt/equity ratio
- Strong free cash flow generation of $232M with healthy 24.5% FCF margin
TRMK Stock Risks: Trustmark Corp. Investment Risks
- Severe profit deterioration: 49% revenue growth versus 0.5% net income growth indicates critical margin compression
- Interest coverage ratio of 1.4x is critically low for banking sector and indicates vulnerability to rate stress
- ROA of 1.2% substantially below industry standards, suggesting operational inefficiency or asset quality concerns
Key Metrics to Watch
- Loan loss provisions and NPL trends - primary driver of net income disconnect from revenue
- Net interest margin compression - determine if rate environment or competitive pressures are eroding profitability
- Operating expense ratio - verify if cost controls deteriorated alongside revenue expansion
Trustmark Corp. (TRMK) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 24.5% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
TRMK Profit Margin, ROE & Profitability Analysis
TRMK vs Finance Sector: How Trustmark Corp. Compares
How Trustmark Corp. compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Trustmark Corp. Stock Overvalued? TRMK Valuation Analysis 2026
Based on fundamental analysis, Trustmark Corp. has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Trustmark Corp. Balance Sheet: TRMK Debt, Cash & Liquidity
TRMK Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Trustmark Corp.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $2.70 reflects profitable operations.
TRMK Revenue Growth, EPS Growth & YoY Performance
Trustmark Corp. Dividends, Buybacks & Capital Allocation
TRMK SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Trustmark Corp. (CIK: 0000036146)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TRMK
What is the AI rating for TRMK?
Trustmark Corp. (TRMK) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TRMK's key strengths?
Claude: Exceptional 49.1% YoY revenue growth demonstrates strong market position and/or successful expansion. Fortress balance sheet with zero long-term debt and 0.00x debt/equity ratio.
What are the risks of investing in TRMK?
Claude: Severe profit deterioration: 49% revenue growth versus 0.5% net income growth indicates critical margin compression. Interest coverage ratio of 1.4x is critically low for banking sector and indicates vulnerability to rate stress.
What is TRMK's revenue and growth?
Trustmark Corp. reported revenue of $948.6M.
Does TRMK pay dividends?
Trustmark Corp. pays dividends, with $58.5M distributed to shareholders in the trailing twelve months.
Where can I find TRMK SEC filings?
Official SEC filings for Trustmark Corp. (CIK: 0000036146) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TRMK's EPS?
Trustmark Corp. has a diluted EPS of $3.70.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is TRMK a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Trustmark Corp. has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is TRMK stock overvalued or undervalued?
Valuation metrics for TRMK: ROE of 10.6% (sector avg: 12%), net margin of 23.6% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
Should I buy TRMK stock in 2026?
Our dual AI analysis gives Trustmark Corp. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TRMK's free cash flow?
Trustmark Corp.'s operating cash flow is $243.9M, with capital expenditures of $11.9M. FCF margin is 24.5%.
How does TRMK compare to other Finance stocks?
Vs Finance sector averages: Net margin 23.6% (avg: 25%), ROE 10.6% (avg: 12%), current ratio N/A (avg: 1.2).