📊 TNL Key Takeaways
Is Travel & Leisure Co. (TNL) a Good Investment?
Travel & Leisure Co. faces severe financial distress with negative stockholders' equity of -$1.0B and a debt burden of $5.8B substantially exceeding asset value. Flat revenue growth, declining EPS (-40.9%), and minimal free cash flow generation (2% margin) create an unsustainable capital structure with material solvency risk.
Travel & Leisure Co. Key Strengths (TNL)
- Positive operating profitability with 16.5% operating margin appropriate for hospitality sector
- Positive operating cash flow of $38M demonstrates ongoing business operations
- Current ratio of 1.19x remains above critical 1.0x threshold
TNL Stock Risks: Travel & Leisure Co. Investment Risks
- Negative stockholders' equity of -$1.0B indicates technical insolvency and shareholder value destruction
- Unsustainable debt burden of $5.8B with weak interest coverage of only 2.8x limits financial flexibility
- Zero revenue growth (0% YoY) with diluted EPS declining 40.9% demonstrates profitability deterioration
- Weak liquidity position with quick ratio of 0.81x and minimal free cash flow of $19M (2% margin)
- Liabilities of $7.9B exceed total assets of $6.8B by $1.1B
Key Metrics to Watch
- Path to positive stockholders' equity and balance sheet restructuring timeline
- Free cash flow generation sufficiency to service $5.8B debt burden and interest coverage trends
- Revenue growth resumption and net income sustainability amid profitability headwinds
- Refinancing requirements and covenant compliance status given tight leverage ratios
Travel & Leisure Co. (TNL) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 2.0% FCF margin may limit capital allocation flexibility.
TNL Profit Margin, ROE & Profitability Analysis
TNL vs Real Estate Sector: How Travel & Leisure Co. Compares
How Travel & Leisure Co. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Travel & Leisure Co. Stock Overvalued? TNL Valuation Analysis 2026
Based on fundamental analysis, Travel & Leisure Co. has mixed fundamental signals relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Travel & Leisure Co. Balance Sheet: TNL Debt, Cash & Liquidity
TNL Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Travel & Leisure Co.'s revenue has remained relatively flat over the 5-year period, with a 1% decline. The most recent EPS of $5.28 reflects profitable operations.
TNL Revenue Growth, EPS Growth & YoY Performance
TNL Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $934.0M | $73.0M | $1.07 |
| Q3 2025 | $993.0M | $97.0M | $1.39 |
| Q2 2025 | $985.0M | $108.0M | $1.62 |
| Q1 2025 | $916.0M | $66.0M | $0.92 |
| Q3 2024 | $986.0M | $97.0M | $1.39 |
| Q2 2024 | $949.0M | $64.0M | $1.25 |
| Q1 2024 | $879.0M | $64.0M | $0.81 |
| Q3 2023 | $937.0M | $110.0M | $1.38 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Travel & Leisure Co. Dividends, Buybacks & Capital Allocation
TNL SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Travel & Leisure Co. (CIK: 0001361658)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TNL
What is the AI rating for TNL?
Travel & Leisure Co. (TNL) has an AI grade of D with 85% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TNL's key strengths?
Claude: Positive operating profitability with 16.5% operating margin appropriate for hospitality sector. Positive operating cash flow of $38M demonstrates ongoing business operations.
What are the risks of investing in TNL?
Claude: Negative stockholders' equity of -$1.0B indicates technical insolvency and shareholder value destruction. Unsustainable debt burden of $5.8B with weak interest coverage of only 2.8x limits financial flexibility.
What is TNL's revenue and growth?
Travel & Leisure Co. reported revenue of $961.0M.
Does TNL pay dividends?
Travel & Leisure Co. pays dividends, with $41.0M distributed to shareholders in the trailing twelve months.
Where can I find TNL SEC filings?
Official SEC filings for Travel & Leisure Co. (CIK: 0001361658) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TNL's EPS?
Travel & Leisure Co. has a diluted EPS of $1.22.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is TNL's fundamental grade?
Based on our AI fundamental analysis in June 2026, Travel & Leisure Co. has a D grade with 85% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is TNL stock overvalued or undervalued?
Valuation metrics for TNL: ROE of N/A (sector avg: 8%), net margin of 8.2% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
What is TNL's AI grade for 2026?
Our dual AI analysis gives Travel & Leisure Co. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TNL's free cash flow?
Travel & Leisure Co.'s operating cash flow is $38.0M, with capital expenditures of $19.0M. FCF margin is 2.0%.
How does TNL compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 8.2% (avg: 20%), ROE N/A (avg: 8%), current ratio 1.19 (avg: 1.5).